BROCK CONSULT SERVICES
ActiveBROCK CONSULT SERVICES has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €-9k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 25% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-3
Solvency43▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 1.5 in 2024; short-term debt: 22.1% and cash: 6.6% of total assets), but 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7740 sector peers (2025).
NBB · sector comparisonPosition among 7740 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
56 d late
2023
33 d late
2022
29 d late
2021
29 d late
2020
39 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 6.7%
2024 · €134k
2018: €-13k
2019: €63k
2020: €112k
2021: €112k
2022: €120k
2023: €140k
2024: €134k
2018 → 2025
Total assets
€702k▲ 77.8%
2024 · €395k
2018: €20k
2019: €224k
2020: €284k
2021: €212k
2022: €298k
2023: €423k
2024: €395k
2018 → 2025
Net result
€-9k▼ 36.7%
2024 · €-7k
2018: €-39k
2019: €76k
2020: €49k
2021: €193
2022: €8k
2023: €140k
2024: €-7k
2018 → 2025
Working capital
€390k▲ 404%
2024 · €77k
2018: €-13k
2019: €63k
2020: €108k
2021: €100k
2022: €115k
2023: €83k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€120k▲ 7.5%€140k▲ 16.6%€134k▼ 4.7%€125k▼ 6.7%
Operating result€569-€8k▲ 1,280%€151k▲ 1,820%€-656€-3k▼ 324%
Net result€193-€8k▲ 4,243%€140k▲ 1,572%€-7k€-9k▼ 36.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €656 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €702k
Fixed assets
€157k▼ 4.3%
Current assets
€545k▲ 136%
Equity and liabilities €702k
Equity
€125k▼ 6.7%
Debt
€577k▲ 121%
The debt ratio rises from 66.1% to 82.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €7k
Cash flow
€-2k▼
2024 · €655
Solvency
17.8%▼
2024 · 33.9%
Current ratio
3.51▲
2024 · 1.50
Quick ratio
1.39▼
2024 · 1.50
Debt / equity
4.62▲
2024 · 1.95
ROE
-7.2%▼
2024 · -4.9%
ROA
-1.3%▲
2024 · -1.7%
Interest coverage
0.70▼
2024 · 1.12
Debt
€577k▲
2024 · €261k
Debt ≤ 1 year
€155k▲
2024 · €154k
Debt > 1 year
€422k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€395k€702k▲
Fixed assets21/28€164k€157k▼
Tangible fixed assets22/27€164k€157k▼
Land and buildings22€162k€157k▼
Furniture and vehicles24€2k-
Current assets29/58€231k€545k▲
Stocks and contracts in progress3-€329k
Stocks30/36-€329k
Amounts receivable within one year40/41€172k€170k▼
Other amounts receivable41€172k€170k▼
Cash at bank and in hand54/58€59k€46k▼
Equity and liabilities
Total equity and liabilities10/49€395k€702k▲
Equity10/15€134k€125k▼
Contributions10/11€19k€19k=
Reserves13€25k€25k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€90k€81k▼
Amounts payable17/49€261k€577k▲
Amounts payable after more than one year17€107k€422k▲
Financial debts170/4€104k€419k▲
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€154k€155k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€129k€134k▲
Suppliers440/4€129k€134k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€14k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€8k€6k▼
Operating profit (loss)9901€-656€-3k▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€-7k€-9k▼
Income taxes67/77€33-
Profit (loss) for the period9904€-7k€-9k▼
Profit (loss) for the period to be appropriated9905€-7k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€81k▼
Profit (loss) brought forward from the previous period14P€97k€90k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.51
Current ratio from 1.50 to 3.51.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2023
31-12
Financial
Highest result since 2018net €140k ▲1572%
Operating result €151k, net result €140k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 39 days late
2020
31-12
Financial
Equity above €100kEq €112k ▲76.8%
2 profitable years in a row build equity to €112k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €76k
Net result €76k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.39
Current ratio from 0.61 to 1.39.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Molinay 674100 SeraingGround area
2,089 m²
Building footprint
131 m²
Volume, LiDAR
890 m³
Parcel 62096A0302/00S004, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Molinay 67, 4100 Seraing
since 20152.246.675.002
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62096A0302/00S004 | Wallonia | 2,089 m² | 1 · 131 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QUADRE-S
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-09-2015
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.