BERNARD DOURTE
ActiveSummary
BERNARD DOURTE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €776,682 and a net result of €4,405. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 77% of 2315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-22
Solvency99=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.88 in 2024; short-term debt: 25.9% and cash: 34% of total assets), and 25.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €776,682
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
54 d late
2024
8 d early
2023
27 d late
2022
28 d late
2021
20 d early
2020
25 d late
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#6 company by equity in Bastogne, Administrative and support services sector#10 company by total assets in Bastogne, Administrative and support services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4,405▼ 95.4%
2024 · €96,108
Working capital
€241,602▲ 1.9%
2024 · €237,197
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,799▼ 20.1%€7,149▲ 5.2%€8,295▲ 16.0%€6,759▼ 18.5%€6,126▼ 9.4%
Net result€50,072within the sector's middle half▲ 745%€93,645within the sector's middle half▲ 87.0%€89,274within the sector's middle half▼ 4.7%€96,108within the sector's middle half▲ 7.7%€4,405within the sector's middle half▼ 95.4%
Equity€602,758within the sector's middle half▼ 13.7%€645,886within the sector's middle half▲ 7.2%€682,894within the sector's middle half▲ 5.7%€772,277within the sector's middle half▲ 13.1%€776,682within the sector's middle half▲ 0.6%
Total assets€764,773within the sector's middle half▲ 8.1%€861,270within the sector's middle half▲ 12.6%€955,804within the sector's middle half▲ 11.0%€1.0mwithin the sector's middle half▲ 9.0%€1.0mwithin the sector's middle half▲ 0.6%
Debt€162,015▲ 1,667%€215,385▲ 32.9%€272,910▲ 26.7%€269,566▼ 1.2%€270,976▲ 0.5%
Working capital€68,043within the sector's middle half▼ 58.4%€113,219within the sector's middle half▲ 66.4%€154,923within the sector's middle half▲ 36.8%€237,197within the sector's middle half▲ 53.1%€241,602within the sector's middle half▲ 1.9%
Solvency78.8%above the sector's middle half▼ 19.9pp75.0%above the sector's middle half▼ 3.8pp71.4%above the sector's middle half▼ 3.5pp74.1%above the sector's middle half▲ 2.7pp74.1%above the sector's middle half=
Current ratio1.42within the sector's middle half▼ 18.041.53within the sector's middle half▲ 0.111.58within the sector's middle half▲ 0.051.88within the sector's middle half▲ 0.301.89within the sector's middle half▲ 0.01
Return on assets (ROA)6.5%within the sector's middle half▲ 5.7pp10.9%above the sector's middle half▲ 4.3pp9.3%within the sector's middle half▼ 1.5pp9.2%within the sector's middle half▼ 0.1pp0.4%within the sector's middle half▼ 8.8pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€535,080 =
Current assets
€512,578 ▲ 1.1%
Equity and liabilities €1.0m
Equity
€776,682 ▲ 0.6%
Debt
€270,976 ▲ 0.5%
Debt's share of the balance-sheet total stays at 25.9%.
Key figures and ratios
Debt to equity
0.35=
2024 · 0.35
ROE
0.6%▼
2024 · 12.4%
Debt ≤ 1 year
€270,976▲
2024 · €269,566
Income taxes
€1,652▼
2024 · €10,591
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €50 | - | - | - | - | - |
| Gross operating margin9900 | €6,849 | €7,149 | €8,295 | €6,759 | €6,126 | ▼ 9.4% |
| Operating profit (loss)9901 | €6,799 | €7,149 | €8,295 | €6,759 | €6,126 | ▼ 9.4% |
| Financial income75/76B | €50,002 | €100,000 | €100,000 | €100,000 | - | - |
| Recurring financial income75 | €50,002 | €100,000 | €100,000 | €100,000 | - | - |
| Financial charges65/66B | €479 | €3,391 | €10,094 | €61 | €69 | ▲ 14.0% |
| Recurring financial charges65 | €479 | €3,391 | €10,094 | €61 | €69 | ▲ 14.0% |
| Profit (loss) for the period before taxes9903 | €56,322 | €103,758 | €98,201 | €106,699 | €6,057 | ▼ 94.3% |
| Income taxes67/77 | €6,249 | €10,113 | €8,927 | €10,591 | €1,652 | ▼ 84.4% |
| Profit (loss) for the period9904 | €50,072 | €93,645 | €89,274 | €96,108 | €4,405 | ▼ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €50,072 | €93,645 | €89,274 | €96,108 | €4,405 | ▼ 95.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €764,773 | €861,270 | €955,804 | €1.0m | €1.0m | ▲ 0.6% |
| Fixed assets21/28 | €535,080 | €535,080 | €535,080 | €535,080 | €535,080 | = |
| Financial fixed assets28 | €535,080 | €535,080 | €535,080 | €535,080 | €535,080 | = |
| Current assets29/58 | €229,693 | €326,190 | €420,724 | €506,763 | €512,578 | ▲ 1.1% |
| Amounts receivable within one year40/41 | €34,554 | €49,248 | €34,704 | €25,704 | €152,745 | ▲ 494% |
| Trade receivables40 | €31,824 | €49,248 | €34,704 | €25,704 | €52,733 | ▲ 105% |
| Other amounts receivable41 | €2,730 | - | - | - | €100,012 | - |
| Cash at bank and in hand54/58 | €141,303 | €173,106 | €282,183 | €377,222 | €355,997 | ▼ 5.6% |
| Deferred charges and accrued income490/1 | €53,837 | €103,837 | €103,837 | €103,837 | €3,837 | ▼ 96.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €764,773 | €861,270 | €955,804 | €1.0m | €1.0m | ▲ 0.6% |
| Equity10/15 | €602,758 | €645,886 | €682,894 | €772,277 | €776,682 | ▲ 0.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €567,363 | €610,491 | €647,499 | €736,882 | €741,287 | ▲ 0.6% |
| Distributable reserves133 | €567,363 | €610,491 | €647,499 | €736,882 | €741,287 | ▲ 0.6% |
| Profit (loss) carried forward14 | €16,795 | €16,795 | €16,795 | €16,795 | €16,795 | = |
| Amounts payable17/49 | €162,015 | €215,385 | €272,910 | €269,566 | €270,976 | ▲ 0.5% |
| Amounts payable within one year42/48 | €161,650 | €212,971 | €265,801 | €269,566 | €270,976 | ▲ 0.5% |
| Trade debts44 | €748 | €1,277 | €772 | €624 | €1,107 | ▲ 77.2% |
| Suppliers440/4 | €748 | €1,277 | €772 | €624 | €1,107 | ▲ 77.2% |
| Taxes, remuneration and social security45 | €11,642 | €14,534 | €15,429 | €10,857 | €6,525 | ▼ 39.9% |
| Taxes450/3 | €11,642 | €14,534 | €15,429 | €10,857 | €6,525 | ▼ 39.9% |
| Other amounts payable47/48 | €149,261 | €197,161 | €249,599 | €258,085 | €263,344 | ▲ 2.0% |
| Accrued charges and deferred income492/3 | €365 | €2,414 | €7,109 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,072 | €93,645 | €89,274 | €96,108 | €4,405 | ▼ 95.4% |
| Operating cash flow (approximation) | €50,072 | €93,645 | €89,274 | €96,108 | €4,405 | ▼ 95.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €31,803 | €109,077 | €95,039 | -€21,225 | ▼ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 54 days late
2025
31-12
Financial
Weakest financial yearnet €4,405 ▼95.4%
Net result drops to €4,405, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €96,108 ▲7.7%
Net result €96,108, the highest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity doublescurrent ratio 15.59
Current ratio from 6.94 to 15.59; short-term debt falls from €25,446 to €10,811.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2007
Ground area
512 m²
Building footprint
83 m²
Volume, LiDAR
611 m³
Parcel 82024D0151/00X004, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BERNARD DOURTE sprl
since 20072.166.070.079
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82024D0151/00X004 | Wallonia | 512 m² | 1 · 83 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of BERNARD DOURTE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,517. 1,711 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2007
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
Contact
E-mail
bernard.defeche@skynet.beBastogne
Phone
061 21 18 35Bastogne
Fax
061 21 71 24Bastogne
E-invoicing
Reachable via Peppol
Peppol ID
0208:0891785039
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.