Active BE 0805.854.125Cooperative company

BRIN D'ACIER

Josaphatstraat 269 ·1030 Schaarbeek, Belgium· 2 yrs active

Sector: Retail trade (47621)

Conclusion Checked

The computed 12-month bankruptcy probability of BRIN D'ACIER is 1.0% (low). The 2024 annual accounts show equity of €127k and a net result of €68k. Its solvency ranks better than 78% of 6696 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€127k
Net result	€68k
Staff (FTE)	1
Better than sector	78%

Snowflake analysis 5 axes · computed by Checked

81 / 100

Exceptional profile, strong across almost every axis.

Health 93

Profitability 100

Solvency 96

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

93 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 11-09-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	52.9%	20.4%	better than 78% of 6696 sector peers
Net result	€68k	€4k	better than 93% of 6676 sector peers
Equity	€127k	€16k	better than 89% of 6710 sector peers
Gross operating margin	€101k	€24k	better than 82% of 6655 sector peers
Staff costs	€32k	€33k	higher than 49% of 3033 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€68k
Net profit	€68k
Cash flow	€71k
Staff costs	€32k
Income taxes	€17k
Dividends	-
Total assets	€241k
Equity	€127k
Debt	€113k
of which ≤ 1y	€113k
of which > 1y	-
Working capital	€111k
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	1.98
Quick ratio	1.45
Working capital ratio	46.0%
Solvency	52.9%
Debt / equity	0.89
Long-term debt ratio	-
Interest coverage	25.63
Gross margin	-
Net margin	-
ROA	28.3%
ROE	53.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €17k · 6.9% Current assets €224k · 93.1%

Equity & liabilities

Equity €127k · 52.9% Debt €113k · 47.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€241k
Fixed assets	21/28	€17k
Intangible fixed assets	21	€2k
Tangible fixed assets	22/27	€14k
Financial fixed assets	28	€300
Current assets	29/58	€224k
Stocks & contracts in progress	3	€60k
Amounts receivable within one year	40/41	€36k
Cash & bank	54/58	€129k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€241k
Equity	10/15	€127k
Contributions / capital	10/11	€57k
Accumulated profits (losses)	14	€68k
Amounts payable	17/49	€113k
Amounts payable within one year	42/48	€113k
Trade debts payable within one year	44	€67k
Income statement
Gross operating margin	9900	€101k
Operating result	9901	€65k
Financial income	75	€22k
Financial charges	65	€3k
Result before taxes	9903	€85k
Income taxes	67/77	€17k
Net result for the period	9904	€68k
Result to be appropriated	9905	€68k

Ratios computed by Checked.

Directors & mandates 4 directors

Current directors & mandates

DEKEYSER Nathalie
Managing director
State Gazette act 25382938 (30-12-2025)

Current
30-12-2025 → present

Former directors (3)

Laurence Pham
Director
State Gazette act 25136799 (28-10-2025)

Former
- → 28-10-2025
BAUDRY Sophie Céline
Director
State Gazette act 25382938 (30-12-2025)

Former
- → 30-09-2025
HAENECOUR Evelyne
Director
State Gazette act 25382938 (30-12-2025)

Former
- → 30-09-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Retail trade(47621)
Legal form	Cooperative company(706)
Incorporation	14-09-2023
Status	Active
Postal code	1030

Establishment units 1 location

BRIN D’ACIER

Josaphatstraat 269, 1030 SchaarbeekDetailhandel in boeken, kranten, tijdschriften en kantoorbehoeften in gespecialiseerde winkels

since 20232.350.426.004

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21906D0276/00W000	Brussels	109 m²	1 · 85 m²	21.1 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-12-2025

State Gazette act Registered-office change

v3.2

28-10-2025

State Gazette act Director changes

v3.2

11-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

18-09-2023

State Gazette act Incorporation

oprichting

Belgisch Staatsblad, acts 3 acts

Address history · 1

30-12-2025

v3.2

All acts · 3 updated 7 months ago

2025

30-12-2025 Registered office moved within Schaerbeek Registered-office change

Avenue Zénobe Gramme 86, 1030 Schaerbeek → rue Josaphat 269, 1030 Schaerbeek

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Schaerbeek",
        "region": "Brussels",
        "street": "rue Josaphat",
        "country": "BE",
        "postcode": "1030",
        "box_number": null,
        "street_number": "269"
      },
      "old_address": {
        "city": "Schaerbeek",
        "region": "Brussels",
        "street": "Avenue Z\u00E9nobe Gramme",
        "country": "BE",
        "postcode": "1030",
        "box_number": null,
        "street_number": "86"
      },
      "effective_date": "2025-12-16",
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de transf\u00E9rer le si\u00E8ge de la soci\u00E9t\u00E9 \u00E0 l\u2019adresse suivante : 1030 Schaerbeek, rue Josaphat 269."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0805.854.125",
    "name_full": "BRIN D\u0027ACIER",
    "legal_form": "SC"
  }
}

28-10-2025 Laurence Pham resigns as director Director changes

Laurence Pham, Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Laurence Pham",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale acte la d\u00E9mission en tant qu\u0027administrateur de Madame Laurence Pham en date du septembre 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0805.854.125",
    "name_full": "BRIN D\u0027ACIER",
    "legal_form": "SC"
  }
}

2023

18-09-2023 Incorporation of a new SNC Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "1030 Schaerbeek, Avenue Z\u00E9nobe Gramme 86",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1984-11-20",
        "name": "PHAM Laurence Kim",
        "niss": null,
        "address": "1160 Auderghem, Boulevard du Triomphe 124"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "PHAM Laurence Kim",
      "is_subscriber_only": true,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1983-11-25",
        "name": "BAUDRY Sophie C\u00E9line",
        "niss": null,
        "address": "1030 Schaerbeek, Avenue Z\u00E9nobe Gramme 86 ET01"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "BAUDRY Sophie C\u00E9line",
      "is_subscriber_only": true,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1978-02-28",
        "name": "DEKEYSER Nathalie Marie L\u00EA Sauveur Fran\u00E7oise",
        "niss": null,
        "address": "1040 Etterbeek, Chauss\u00E9e Saint-Pierre 327"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "DEKEYSER Nathalie Marie L\u00EA Sauveur Fran\u00E7oise",
      "is_subscriber_only": true,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1980-03-17",
        "name": "KAYL Barbara Marie Jeanne",
        "niss": null,
        "address": "1160 Auderghem, Boulevard du Triomphe 124"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "KAYL Barbara Marie Jeanne",
      "is_subscriber_only": true,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-02-18",
        "name": "ORO Marcello",
        "niss": null,
        "address": "1000 Bruxelles, Boulevard Barth\u00E9l\u00E9my 23, bo\u00EEte 005"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 20000,
      "holder_person_name": "ORO Marcello",
      "is_subscriber_only": true,
      "n_shares_subscribed": 20,
      "amount_subscribed_eur": 20000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1981-07-01",
        "name": "HAENECOUR Damien Christian Olivier Marie Feuillien",
        "niss": null,
        "address": "1030 Schaerbeek, Avenue Z\u00E9nobe Gramme 86 ET01"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "HAENECOUR Damien Christian Olivier Marie Feuillien",
      "is_subscriber_only": true,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Madame PHAM Laurence Kim",
        "niss": null,
        "address": null
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 618.33,
      "holder_person_name": "Madame PHAM Laurence Kim",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 618.33,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Madame BAUDRY Sophie C\u00E9line",
        "niss": null,
        "address": null
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 618.33,
      "holder_person_name": "Madame BAUDRY Sophie C\u00E9line",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 618.33,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Madame HAENECOUR Evelyne V\u00E9ronique Fr\u00E9d\u00E9rique Marie",
        "niss": null,
        "address": "rue Joseph Coosemans 119, 1030 Schaerbeek"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 618.34,
      "holder_person_name": "Madame HAENECOUR Evelyne V\u00E9ronique Fr\u00E9d\u00E9rique Marie",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 618.34,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "DMC Account sprl"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "DMC Account sprl",
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 45000,
  "subject_company": {
    "kbo": "0805.854.125",
    "name_full": "BRIN D\u2019ACIER",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2023-09-14",
  "post_incorporation_mandates": []
}

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Company registry (CBE) Crossroads Bank

Activities

Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Detailhandel in boeken in gespecialiseerde winkels47610Detailhandel in boeken47610Uitgeverijen van boeken58110Uitgeven van boeken58110

Primary activity highlighted.

Names & trade names

Legal nameFR	BRIN D'ACIER
AbbreviationFR	BDA

Registered office

Josaphatstraat 269

1030 Schaarbeek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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