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BrightM

Active Private limited companyfounded 2023active for 3 yearsOude Pastorijstraat 16, 3910 PeltKBO/BCE: BE 0797.328.023

Lifetime

3 annual accounts with figures on one time axis
peak €54,440 (2024)
€33,236▼ 39.0%
peak €37,887 (2023)
€13,886▼ 55.2%
peak €81,325 (2025)
€81,325▲ 20.6%
€32,767▼ 51.1%
Board1 name since 2023
Documentsfilings and deeds
30-04-202692 days before the deadline
2025micro format
Gross margin from €54,440 to €33,236Result from €30,985 to €13,886Equity from €67,439 to €81,325Debts from €66,983 to €32,767

Key points

from the 2025 annual accounts

Equity

€81,325 ▲ 20.6%

BrightM has made a profit in every financial year since 2023.

Turnover

≈ €66,000 estimated

The micro format states no turnover.

Liquidity

3.97 was 2.17 in 2024

Short-term debts fell from €42,102 to €19,568.

Checked score

96
Excellent
Financially stronger than 71% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

96+21equity 71.3% of total assets
96+12short-term debt 17.2% · cash 53.5%
84-14return on assets 12.2%

Score breakdown

raises risk
Founded in 2023
lowers risk
Liquidity: current ratio 3.97, cash €60,989
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €81,325 (71.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 72% of them on solvency, 90% on liquidity, 58% on profitability and 66% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as BrightM has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BrightM itself is lower: < 0.1% within 12 months. It rests on far more data about BrightM than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for BrightM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.97 (2.17 in 2024), above the usual 1.5. Short-term debt is 17.2% and cash 53.5% of total assets. 28.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.97, cash €60,989
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Equity €81,325 (71.3% of total assets)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
92 days early
2024
14 days early
2023
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 49 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (3 of the last 3 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

DM
Director, since 01-01-2023
  • DRIJKONINGEN Marijke 100 sharesdeed of 20-01-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0797328023
Registered office moved within Pelt New registered office: Oude Pastorijstraat 16, 3910 Pelt · Previous registered office: Hoevenstraat 117 bus C 3900 Pelt · General meeting of 01-08-2023 · Gazette deed
Incorporation Founding capital of €1,000, 100 shares · Founder: DRIJKONINGEN Marijke (comparant) · Appointment: DRIJKONINGEN Marijke (director) · published on 20-01-2023 · Gazette deed
First establishment Oude Pastorijstraat 16, Pelt
All 8 events

Comparable companies

same main activity, similar in size and age
Company
BrightM Pelt €114,092 €33,236 71.3% -
TOPO HR Consulting Leopoldsburg €111,642 €42,508 88.2% -
Mica Consultancy Roeselare €108,599 €33,405 58.3% -
Phoenix On Fire Lier €107,883 €32,940 20.0% -
SB Consult & Assist Walhain €131,440 €31,819 81.6% -
PIETER-PAUL DE WILDE Ostend €118,722 €34,603 58.2% -
Event Catering Consultancy Wingene €100,736 €36,028 55.2% -

These companies have the same main activity as BrightM: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €101,000 and €131,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 18-01-2023Normal situation
Activity
Office administrative and support servicesNACE 82100
Establishment unit
2.341.036.7013910 Pelt, since 18-01-2023
Financial year end
31 December
Peppol
Reachable since 15-01-2025
Company details

Annual accounts 2025

€114,092▼ 15.1%
Filing
Filed on 30-04-2026, 92 days before the end of the filing period
Financials

Insights on BrightM

BrightM files the micro format. That format states no turnover. The gross margin fell from €50,024 in 2023 to €33,236 in 2025.

The balance sheet grew most in 2024 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BrightM

What is the company number of BrightM?
The company number of BrightM is 0797.328.023. The VAT number is the same number with BE in front: BE 0797.328.023.
Where is BrightM based?
The registered office is at Oude Pastorijstraat 16, 3910 Pelt.Company details
What does BrightM do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of BrightM?
BrightM is a private limited company (BV).
When was BrightM founded?
BrightM was founded on 18-01-2023.
Is BrightM still active?
Yes, BrightM is an active enterprise in the KBO register.
What is the turnover of BrightM?
The turnover in financial year 2025 is ≈ €66,000. This figure is estimated from the gross margin of €33,236 and 38 comparable companies (NACE 82100). It probably lies between €52,000 and €100,000.Financials
Is BrightM profitable?
In financial year 2025, BrightM made a profit of €13,886.
Where can I find the annual accounts of BrightM?
BrightM filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BrightM due?
BrightM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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