14 ALL
ActiveSummary
14 ALL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,669 and a net result of €78,668. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 17% of 16810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-14
Solvency39▼-43
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.33 against 1.61 in 2024; short-term debt: 60% and cash: 12.6% of total assets), and 85.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.4%
Return on assets
13.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 16810 sector peers (2025).
NBB · sector comparisonPosition among 16810 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
25 d late
2023
7 d late
2022
127 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€81,669▼ 76.1%
2024 · €342,409
Total assets
€567,892▼ 6.3%
2024 · €605,932
Net result
€78,668▼ 60.1%
2024 · €197,225
Working capital
-€229,112
2024 · €118,277
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€92,672-€27,015▼ 70.8%€68,063▲ 152%€270,397▲ 297%€118,482▼ 56.2%
Net result€72,340within the sector's middle half-€18,860below the sector's middle half▼ 73.9%€50,985within the sector's middle half▲ 170%€197,225above the sector's middle half▲ 287%€78,668within the sector's middle half▼ 60.1%
Equity€75,340within the sector's middle half-€94,200within the sector's middle half▲ 25.0%€145,184within the sector's middle half▲ 54.1%€342,409within the sector's middle half▲ 136%€81,669within the sector's middle half▼ 76.1%
Total assets€110,974below the sector's middle half-€286,469within the sector's middle half▲ 158%€497,454within the sector's middle half▲ 73.7%€605,932within the sector's middle half▲ 21.8%€567,892within the sector's middle half▼ 6.3%
Debt€35,634-€192,270▲ 440%€352,270▲ 83.2%€263,523▼ 25.2%€486,223▲ 84.5%
Working capital€75,340within the sector's middle half-€48,679within the sector's middle half▼ 35.4%-€77,393below the sector's middle half€118,277within the sector's middle half-€229,112below the sector's middle half
Solvency67.9%within the sector's middle half-32.9%below the sector's middle half▼ 35.0pp29.2%below the sector's middle half▼ 3.7pp56.5%within the sector's middle half▲ 27.3pp14.4%below the sector's middle half▼ 42.1pp
Current ratio3.11within the sector's middle half-1.55within the sector's middle half▼ 1.560.71below the sector's middle half▼ 0.851.61within the sector's middle half▲ 0.900.33below the sector's middle half▼ 1.28
Return on assets (ROA)65.2%above the sector's middle half-6.6%below the sector's middle half▼ 58.6pp10.2%within the sector's middle half▲ 3.7pp32.5%within the sector's middle half▲ 22.3pp13.9%within the sector's middle half▼ 18.7pp
Staff (FTE)1.61.8▲ 12.5%2▲ 11.1%
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €567,892
Fixed assets
€456,099 ▲ 55.9%
Current assets
€111,793 ▼ 64.3%
Equity and liabilities €567,892
Equity
€81,669 ▼ 76.1%
Debt
€486,223 ▲ 84.5%
Debt's share of the balance-sheet total rises from 43.5% to 85.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€169,825▼
2024 · €286,697
Cash flow
€130,011▼
2024 · €213,525
Debt to equity
5.95▲
2024 · 0.77
ROE
96.3%▲
2024 · 57.6%
Interest coverage
27.08▲
2024 · -1183.43
Debt ≤ 1 year
€340,905▲
2024 · €195,064
Debt > 1 year
€141,959▲
2024 · €66,909
Income taxes
€33,615▼
2024 · €73,480
Staff costs
€73,344▲
2024 · €62,168
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €10,185 | €48,021 | €64,319 | €62,168 | €73,344 | ▲ 18.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,681 | - | €4,108 | €16,300 | €51,343 | ▲ 215% |
| Other operating charges640/8 | €1,469 | €1,183 | €7,081 | €834 | €924 | ▲ 10.8% |
| Non-recurring operating charges66A | - | - | - | €36,746 | - | - |
| Gross operating margin9900 | €107,007 | €76,219 | €143,571 | €386,445 | €244,093 | ▼ 36.8% |
| Operating profit (loss)9901 | €92,672 | €27,015 | €68,063 | €270,397 | €118,482 | ▼ 56.2% |
| Financial income75/76B | €17 | €237 | €32 | €67 | €73 | ▲ 9.7% |
| Recurring financial income75 | €17 | €237 | €32 | €67 | €73 | ▲ 9.7% |
| Financial charges65/66B | €657 | €2,043 | €3,150 | -€242 | €6,272 | ▲ 2,689% |
| Recurring financial charges65 | €657 | €2,043 | €3,150 | -€242 | €6,272 | ▲ 2,689% |
| Profit (loss) for the period before taxes9903 | €92,032 | €25,209 | €64,945 | €270,706 | €112,283 | ▼ 58.5% |
| Income taxes67/77 | €19,692 | €6,349 | €13,960 | €73,480 | €33,615 | ▼ 54.3% |
| Profit (loss) for the period9904 | €72,340 | €18,860 | €50,985 | €197,225 | €78,668 | ▼ 60.1% |
| Profit (loss) for the period to be appropriated9905 | €72,340 | €18,860 | €50,985 | €197,225 | €78,668 | ▼ 60.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110,974 | €286,469 | €497,454 | €605,932 | €567,892 | ▼ 6.3% |
| Fixed assets21/28 | - | €150,000 | €308,892 | €292,592 | €456,099 | ▲ 55.9% |
| Intangible fixed assets21 | €0 | - | €158,892 | €142,592 | €126,292 | ▼ 11.4% |
| Tangible fixed assets22/27 | - | - | - | - | €179,808 | - |
| Land and buildings22 | - | - | - | - | €124,923 | - |
| Plant, machinery and equipment23 | - | - | - | - | €38,079 | - |
| Furniture and vehicles24 | - | - | - | - | €16,806 | - |
| Financial fixed assets28 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Current assets29/58 | €110,974 | €136,469 | €188,563 | €313,340 | €111,793 | ▼ 64.3% |
| Amounts receivable within one year40/41 | €50,890 | €115,088 | €112,488 | €175,133 | €38,365 | ▼ 78.1% |
| Trade receivables40 | €35,852 | €61,393 | €54,207 | €152,765 | €13,163 | ▼ 91.4% |
| Other amounts receivable41 | €15,038 | €53,695 | €58,282 | €22,369 | €25,202 | ▲ 12.7% |
| Cash at bank and in hand54/58 | €60,084 | €20,471 | €71,403 | €135,699 | €71,345 | ▼ 47.4% |
| Deferred charges and accrued income490/1 | - | €910 | €4,672 | €2,509 | €2,082 | ▼ 17.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110,974 | €286,469 | €497,454 | €605,932 | €567,892 | ▼ 6.3% |
| Equity10/15 | €75,340 | €94,200 | €145,184 | €342,409 | €81,669 | ▼ 76.1% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €72,340 | €91,200 | €142,184 | €339,409 | €78,669 | ▼ 76.8% |
| Amounts payable17/49 | €35,634 | €192,270 | €352,270 | €263,523 | €486,223 | ▲ 84.5% |
| Amounts payable after more than one year17 | - | €103,414 | €85,315 | €66,909 | €141,959 | ▲ 112% |
| Financial debts170/4 | - | €103,414 | €85,315 | €66,909 | €141,959 | ▲ 112% |
| Amounts payable within one year42/48 | €35,634 | €87,790 | €265,955 | €195,064 | €340,905 | ▲ 74.8% |
| Current portion of amounts payable after more than one year42 | - | €17,798 | €18,099 | €18,406 | €24,372 | ▲ 32.4% |
| Trade debts44 | €376 | €8,788 | €16,287 | €25,403 | €8,556 | ▼ 66.3% |
| Suppliers440/4 | €376 | €8,788 | €16,287 | €25,403 | €8,556 | ▼ 66.3% |
| Taxes, remuneration and social security45 | €26,704 | €41,628 | €41,989 | €79,508 | €56,451 | ▼ 29.0% |
| Taxes450/3 | €23,666 | €31,351 | €22,976 | €62,868 | €37,775 | ▼ 39.9% |
| Remuneration and social security454/9 | €3,037 | €10,277 | €19,013 | €16,640 | €18,676 | ▲ 12.2% |
| Other amounts payable47/48 | €8,554 | €19,576 | €189,581 | €71,747 | €251,526 | ▲ 251% |
| Accrued charges and deferred income492/3 | - | €1,066 | €1,000 | €1,550 | €3,359 | ▲ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,340 | €18,860 | €50,985 | €197,225 | €78,668 | ▼ 60.1% |
| + Depreciation and write-downs630 | €2,681 | - | €4,108 | €16,300 | €51,343 | ▲ 215% |
| Operating cash flow (approximation) | €75,021 | €18,860 | €55,093 | €213,525 | €130,011 | ▼ 39.1% |
| Investment in fixed assets (approximation) | - | - | -€163,000 | €0 | -€214,850 | - |
| Change in cash | - | -€39,614 | €50,932 | €64,296 | -€64,353 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
27-05
State Gazette act
General meeting · Other statement
Purpose change · Share class
25-03
State Gazette act
Demerger · Purpose change
Corporate purpose · Accounting effect
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2021net €197,225 ▲287%
Operating result €270,397, net result €197,225, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.61
Current ratio from 0.71 to 1.61; short-term debt falls from €265,955 to €195,064.
31-12
Financial
Equity above €200,000Eq €342,409 ▲136%
4 profitable years in a row build equity to €342,409.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Equity above €100,000Eq €145,184 ▲54.1%
3 profitable years in a row build equity to €145,184.
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 127 days late
2022
31-12
Financial
Weakest financial yearnet €18,860 ▼73.9%
Net result drops to €18,860, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2021
Ground area
849 m²
Building footprint
358 m²
Volume, LiDAR
2,491 m³
2 parcels, Brussels, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
14 ALL
since 20212.314.554.810
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0166/00C003 | Flanders | 515 m² | 1 · 97 m² | 10.7 m · 2 fl. |
| 21302A0534/00A012 | Brussels | 334 m² | 1 · 261 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
16.66%
According to the 2025 annual accounts of 14 ALL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Bi-molar
BE 0704.647.491
Oud-Heverlee · Eq €81,611
LEH Dental
BE 1002.632.778
Ukkel · Eq €81,816
ARDENTIC
BE 1011.816.403
Oosterzele · Eq €81,494
TANDARTS DEBORAH DEBRUYCKERE
BE 0757.694.912
Brugge · Eq €81,923
Saymus
BE 1018.650.943
Etterbeek · Eq €81,958
Of 6,944 companies in sector 86230 we hold annual accounts for 4,298. 3,496 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
86230Dental practice
70200Business and other management consultancy
82400Office administrative, office support and other business support activities
85592Vocational training
Contact
E-mail
ysanhadj@gmail.com
Phone
0472410913
E-mail
ysanhadji@gmail.comAnderlecht
E-invoicing
Reachable via Peppol
Peppol ID
0208:0761680127
Also
9925:BE0761680127
Registered
07-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.