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Complete company report
Generated 25-08-2026
Active BE 1020.098.322Private limited company

BrightChoice Insurance

Rue de l'Université 26 ·4000 Liège, Belgium· 1 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

BrightChoice Insurance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 1 yrs
Board 1
Locations 4
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 5 directors
Current directors & mandates
  • VANLANDUYT Hans Jozef
    Managing director
    State Gazette act 25102909 (13-08-2025)
    Current
    26-06-2025 → present
Former directors (4)
  • DACO Julien Fabien
    Managing director
    State Gazette act 25102909 (13-08-2025)
    Former
    26-06-2025 → 01-09-2025
    2 events
    • 01-09-2025 Resigned· Director (executive)
    • 26-06-2025 Appointed· Managing director
  • DESPLANCKE Stephan Francis
    Director (executive)
    State Gazette act 25120038 (23-09-2025)
    Former
    - → 01-09-2025
  • JENNES Yoni Monique Jules
    Managing director
    State Gazette act 25102909 (13-08-2025)
    Former
    26-06-2025 → 01-09-2025
    2 events
    • 01-09-2025 Resigned· Director (executive)
    • 26-06-2025 Appointed· Managing director
  • MONTEN Luc Albert Constant
    Managing director
    State Gazette act 25102909 (13-08-2025)
    Former
    - → 26-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation18-02-2025
StatusActive
Postal code4000
Establishment units 4 locations
Toward Insurance
Rue de l'Université 26, 4000 LiègeActiviteiten van verzekeringsagenten en -makelaars
since 20252.383.667.607
Toward Insurance
Roger Vansteenbruggestraat 31, 8790 WaregemActiviteiten van verzekeringsagenten en -makelaars
since 20252.383.667.706
Toward Insurance
Lange Nieuwstraat 51, 2000 AntwerpenActiviteiten van verzekeringsagenten en -makelaars
since 20252.383.667.805
Toward Insurance
Oude Bruggestraat 19, 8750 WingeneActiviteiten van verzekeringsagenten en -makelaars
since 20252.383.667.904
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (75%) Wallonia 1 (25%)
Parcel (capakey) Region Area Buildings Height / fl.
34040C0096/00X002 Flanders 2,142 m² 1 · 866 m² 11.6 m · 2 fl.
37018F1093/00E000 Flanders 521 m² 1 · 227 m² 11.6 m · 3 fl.
62063A0892/00S000 Wallonia 413 m² 1 · 68 m² 19.8 m · 6 fl.
11802B2071/00B000 Flanders 226 m² 1 · 101 m² 15.9 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
23-09-2025
State Gazette act Director changes
13-08-2025
State Gazette act Director changes
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 11 months ago
2025
23-09-2025 3 resigning Director changes
  • JENNES Yoni Monique Jules, Directeur
  • DACO Julien Fabien, Directeur
  • DESPLANCKE Stephan Francis, Directeur
Technical details 
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        "rrn": "87.09.19-303.47",
        "name": "JENNES Yoni Monique Jules",
        "address": "3390 Tielt-Winge, Halensebaan 95",
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        "profession": null,
        "birth_place": "Louvain"
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-09-01",
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": "2025-09-01"
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      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "directeur",
      "person": {
        "rrn": "93.03.23-309.05",
        "name": "DACO Julien Fabien",
        "address": "4000 Li\u00E8ge, rue de l\u0027Universit\u00E9 26",
        "birth_date": "1993-03-23",
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      "effective_date": "2025-09-01",
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      "decharge_status": "granted",
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    },
    {
      "kind": "director_out",
      "role": "directeur",
      "person": {
        "rrn": "69.01.21-099.48",
        "name": "DESPLANCKE Stephan Francis",
        "address": "8790 Waregem, Roger Vansteenbruggestraat 31a",
        "birth_date": "1969-01-21",
        "profession": null,
        "birth_place": "Izegem"
      },
      "reason": "de_plein_droit_dissolution",
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      "effective_date": "2025-09-01",
      "evidence_quote": "",
      "decharge_status": "granted",
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        "kind": "until_date",
        "value": "2025-09-01"
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      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "VANLANDUYT Hans Jozef",
        "address": null,
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      },
      "reason": null,
      "subkind": null,
      "via_org": null,
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-09-23",
    "filing_date": "2025-09-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-09-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1020.098.322",
    "name_full": "BrightChoice Insurance",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
13-08-2025 3 directors appointed, 1 resigning Director changes
  • VANLANDUYT Hans Jozef, Gedelegeerd bestuurder
  • JENNES Yoni Monique Jules, Gedelegeerd bestuurder
  • DACO Julien Fabien, Gedelegeerd bestuurder
  • MONTEN Luc Albert Constant, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": "65.02.22-053.84",
        "name": "MONTEN Luc Albert Constant",
        "address": "3690 Zutendaal, Vaugenstraat 39/B000",
        "birth_date": "1965-02-22",
        "profession": null,
        "birth_place": "Lommel"
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-06-26",
      "evidence_quote": "Constat\u00E9 la d\u00E9mission de M. MONTEN Luc Albert Constant (RN: 65.02.22-053.84), n\u00E9 \u00E0 Lommel le 22/02/1965, demeurant \u00E0 3690 Zutendaal, Vaugenstraat 39/B000. La d\u00E9mission prend effet au 26/06/2025, d\u00E9charge pleine et enti\u00E8re lui \u00E9tant accord\u00E9e pour l\u0027exercice de son mandat jusqu\u0027\u00E0 cette date.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": "75.11.24-191.62",
        "name": "VANLANDUYT Hans Jozef",
        "address": "8750 Wingene, Guido Gezellestraat 14",
        "birth_date": "1975-11-24",
        "profession": null,
        "birth_place": "Bruges"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-06-26",
      "evidence_quote": "D\u00E9cid\u00E9 de nommer, avec effet imm\u00E9diat et pour la dur\u00E9e statutaire, en qualit\u00E9 d\u0027administrateurs: \u2022 M. VANLANDUYT Hans Jozef (RN: 75.11.24-191.62), n\u00E9 \u00E0 Bruges le 24/11/1975, domicili\u00E9 \u00E0 8750 Wingene, Guido Gezellestraat 14.",
      "decharge_status": null,
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        "kind": "until_agm_year",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": "87.09.19-303.47",
        "name": "JENNES Yoni Monique Jules",
        "address": "3390 Tielt-Winge, Halensebaan 95",
        "birth_date": "1987-09-19",
        "profession": null,
        "birth_place": "Louvain"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-06-26",
      "evidence_quote": "D\u00E9cid\u00E9 de nommer, avec effet imm\u00E9diat et pour la dur\u00E9e statutaire, en qualit\u00E9 d\u0027administrateurs: \u2022 M. JENNES Yoni Monique Jules (RN: 87.09.19-303.47), n\u00E9e \u00E0 Louvain le 19/09/1987, domicili\u00E9 \u00E0 3390 Tielt-Winge, Halensebaan 95.",
      "decharge_status": null,
      "mandate_duration": {
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      "rep_rotation_new_rep": null,
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      "kind": "director_in",
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        "address": "4000 Li\u00E8ge, rue de l\u0027Universit\u00E9 26",
        "birth_date": "1993-03-23",
        "profession": null,
        "birth_place": "Verviers"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-06-26",
      "evidence_quote": "D\u00E9cid\u00E9 de nommer, avec effet imm\u00E9diat et pour la dur\u00E9e statutaire, en qualit\u00E9 d\u0027administrateurs: \u2022 M. DACO Julien Fabien (RN: 93.03.23-309.05), n\u00E9 \u00E0 Verviers le 23/03/1993, domicili\u00E9 \u00E0 4000 Li\u00E8ge, rue de l\u0027Universit\u00E9 26.",
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    "is_associated": false
  },
  "act_meta": {
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  "subject_company": {
    "kbo": "1020.098.322",
    "name_full": "BrightChoice Insurance",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "DESPLANCKE Stephan Francis",
    "org_rep_person_name": null,
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR BrightChoice Insurance
Registered office
Rue de l'Université 26
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative