Turnover
≈ €140,000 estimated
The abbreviated format states no turnover.
BrightChoice Insurance
Lifetime
1 annual account with figurespeak €39,519 (2025)
€39,519
peak €15,549 (2025)
€15,549
peak €20,549 (2025)
€20,549
€1.8m
Board5 names since 2025
1 directorVANLANDUYT Hans Jozef
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
3 directors resigning 23-093 directors appointed, 1 resignation 13-08Incorporation 20-024 establishments registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€1.8m 99% of the balance sheet
Financial debts 81%Suppliers 2%Taxes and wages 0%Other 16%
Of this, €334,378 falls due within a year.
Position in the sector
1.1%
Lower solvency than 91% of companies in auxiliary financial services. Sector median 38.5% · 1,857 companies.
2025 accounts filed 31 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 1857 sector peers (2025).
NBB · sector comparisonPosition among 1857 sector peers
Solvency
better than 8%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020098322
3 directors resigning
JENNES Yoni Monique Jules, DACO Julien Fabien and DESPLANCKE Stephan Francis · Director discharge: JENNES Yoni Monique Jules · Director discharge: DACO Julien Fabien · General meeting of 01-09-2025 · Gazette deed
3 directors appointed, 1 resignation
Resignation: MONTEN Luc Albert Constant · Appointments: VANLANDUYT Hans Jozef, JENNES Yoni Monique Jules and DACO Julien Fabien · Director discharge: MONTEN Luc Albert Constant · General meeting of 25-06-2025 · Gazette deed
Incorporation
Founding capital of €5,000 · Founder: THE BENCHMARK (director) · Appointments: DESPLANCKE Stephan Francis (director) and MONTEN Luc Albert Constant (director) · published on 20-02-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BrightChoice Insurance Liège | €1.8m | €39,519 | 1.1% | - |
| SYNEAFIN Waterloo | €0.9m | €40,425 | -7.3% | - |
| VDS Bornem | €1.3m | €95,803 | 1.7% | - |
| Roland Laduron Management SRL Dinant | €1.1m | €23,359 | 93.8% | - |
| FGO ADVISORY Saint-Nicolas | €2.1m | €85,719 | 28.4% | - |
| BARBARASSURE Fexhe-le-Haut-Clocher | €2.7m | €109,744 | 23.5% | - |
| HENTHI Kortrijk | €0.7m | €50,909 | 3.7% | - |
These companies have the same main activity as BrightChoice Insurance: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €691,000 and €2.7m, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 18-02-2025Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment units
- 2.383.667.6074000 Liège, since 18-02-2025
- 2.383.667.7068790 Waregem, since 18-02-2025and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2026
Insights on BrightChoice Insurance
BrightChoice Insurance is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20,549 and a net result of €15,549.
Its solvency ranks better than 8% of 1,857 sector peers (NACE 66, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BrightChoice Insurance
- What is the company number of BrightChoice Insurance?
- The company number of BrightChoice Insurance is 1020.098.322. The VAT number is the same number with BE in front: BE 1020.098.322.
- Where is BrightChoice Insurance based?
- The registered office is at Rue de l'Université 26, 4000 Liège.Company details
- What does BrightChoice Insurance do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of BrightChoice Insurance?
- BrightChoice Insurance is a private limited company (BV).
- When was BrightChoice Insurance founded?
- BrightChoice Insurance was founded on 18-02-2025.
- Is BrightChoice Insurance still active?
- Yes, BrightChoice Insurance is an active enterprise in the KBO register.
- What is the turnover of BrightChoice Insurance?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €39,519 and 1,231 comparable companies of the same size. It probably lies between €76,000 and €270,000. It is a rough estimate.Financials
- Is BrightChoice Insurance profitable?
- In financial year 2025, BrightChoice Insurance made a profit of €15,549.
- Where can I find the annual accounts of BrightChoice Insurance?
- BrightChoice Insurance filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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