ECOTRADING
ActiveSummary
ECOTRADING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €317,740 and a net result of -€56,499. Equity is growing by ~22.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency100▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 12.49 against 3.68 in 2023; short-term debt: 7.8% and cash: 14.1% of total assets), and 10.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.8%
Return on assets
-16%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
38 d early
2024
7 d early
2023
2 d early
2022
3 d early
2021
16 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€317,740▼ 15.1%
2023 · €374,238
Total assets
€354,010▼ 33.3%
2023 · €530,502
Net result
-€56,499
2023 · €141,136
Working capital
€317,233▼ 17.2%
2023 · €383,284
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€91,363-€309,251▲ 238%€207,434▼ 32.9%-€68,901
Net result€66,611above the sector's middle half-€202,032above the sector's middle half▲ 203%€141,136above the sector's middle half▼ 30.1%-€56,499below the sector's middle half
Equity€102,499within the sector's middle half-€304,531above the sector's middle half▲ 197%€374,238above the sector's middle half▲ 22.9%€317,740above the sector's middle half▼ 15.1%
Total assets€260,602within the sector's middle half-€500,219above the sector's middle half▲ 91.9%€530,502above the sector's middle half▲ 6.1%€354,010within the sector's middle half▼ 33.3%
Debt€158,102-€195,688▲ 23.8%€156,263▼ 20.1%€36,270▼ 76.8%
Working capital€103,783within the sector's middle half-€297,455above the sector's middle half▲ 187%€383,284above the sector's middle half▲ 28.9%€317,233above the sector's middle half▼ 17.2%
Solvency39.3%within the sector's middle half-60.9%within the sector's middle half▲ 21.5pp70.5%above the sector's middle half▲ 9.7pp89.8%above the sector's middle half▲ 19.2pp
Current ratio1.72within the sector's middle half-2.52within the sector's middle half▲ 0.813.68above the sector's middle half▲ 1.1612.49above the sector's middle half▲ 8.81
Return on assets (ROA)25.6%above the sector's middle half-40.4%above the sector's middle half▲ 14.8pp26.6%above the sector's middle half▼ 13.8pp-16.0%below the sector's middle half▼ 42.6pp
Staff (FTE)1-
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €68,901 after €207,434 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €354,010
Fixed assets
€9,157 ▲ 116%
Current assets
€344,853 ▼ 34.5%
Equity and liabilities €354,010
Equity
€317,740 ▼ 15.1%
Debt
€36,270 ▼ 76.8%
Debt's share of the balance-sheet total falls from 29.5% to 10.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€65,980▼
2023 · €212,347
Cash flow
-€53,577▼
2023 · €146,049
Quick ratio
6.47▲
2023 · 1.93
Debt to equity
0.11▼
2023 · 0.42
ROE
-17.8%▼
2023 · 37.7%
Interest coverage
-13.92▼
2023 · 36.71
Debt ≤ 1 year
€27,620▼
2023 · €142,983
Income taxes
-€12,225▼
2023 · €64,252
Staff costs
€1▼
2023 · €38
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €13,485 | €2,740 | €38 | €1 | ▼ 96.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,137 | €5,137 | €4,913 | €2,921 | ▼ 40.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €5,795 | -€2,916 | -€9 | -€12,947 | ▼ 143,759% |
| Other operating charges640/8 | €534 | €3,754 | €6,226 | €13,463 | ▲ 116% |
| Gross operating margin9900 | €116,315 | €317,966 | €218,601 | -€65,463 | ▼ 130% |
| Operating profit (loss)9901 | €91,363 | €309,251 | €207,434 | -€68,901 | ▼ 133% |
| Financial income75/76B | €1,896 | €4,291 | €3,737 | €4,916 | ▲ 31.5% |
| Recurring financial income75 | €1,896 | €4,291 | €3,737 | €4,916 | ▲ 31.5% |
| Financial charges65/66B | €3,244 | €2,612 | €5,784 | €4,738 | ▼ 18.1% |
| Recurring financial charges65 | €2,077 | €2,612 | €5,784 | €4,738 | ▼ 18.1% |
| Non-recurring financial charges66B | €1,167 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €90,015 | €310,931 | €205,387 | -€68,724 | ▼ 133% |
| Income taxes67/77 | €23,404 | €108,899 | €64,252 | -€12,225 | ▼ 119% |
| Profit (loss) for the period9904 | €66,611 | €202,032 | €141,136 | -€56,499 | ▼ 140% |
| Profit (loss) for the period to be appropriated9905 | €66,611 | €202,032 | €141,136 | -€56,499 | ▼ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €260,602 | €500,219 | €530,502 | €354,010 | ▼ 33.3% |
| Fixed assets21/28 | €12,029 | €7,435 | €4,234 | €9,157 | ▲ 116% |
| Tangible fixed assets22/27 | €10,446 | €7,435 | €4,234 | €5,549 | ▲ 31.1% |
| Plant, machinery and equipment23 | €1,380 | €690 | €0 | €0 | - |
| Furniture and vehicles24 | €6,041 | €4,599 | €2,969 | €4,191 | ▲ 41.2% |
| Other tangible fixed assets26 | €3,025 | €2,145 | €1,265 | €1,359 | ▲ 7.4% |
| Financial fixed assets28 | €1,583 | - | - | €3,607 | - |
| Current assets29/58 | €248,573 | €492,784 | €526,268 | €344,853 | ▼ 34.5% |
| Stocks and contracts in progress3 | €109,340 | €304,252 | €250,597 | €166,030 | ▼ 33.7% |
| Stocks30/36 | €109,340 | €304,252 | €250,597 | €166,030 | ▼ 33.7% |
| Amounts receivable within one year40/41 | €66,313 | €165,287 | €186,594 | €45,123 | ▼ 75.8% |
| Trade receivables40 | €57,465 | €146,437 | €77,586 | €18,403 | ▼ 76.3% |
| Other amounts receivable41 | €8,848 | €18,850 | €109,007 | €26,720 | ▼ 75.5% |
| Current investments50/53 | - | - | €20,000 | €72,857 | ▲ 264% |
| Cash at bank and in hand54/58 | €67,715 | €15,870 | €34,085 | €49,786 | ▲ 46.1% |
| Deferred charges and accrued income490/1 | €5,205 | €7,375 | €34,992 | €11,057 | ▼ 68.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €260,602 | €500,219 | €530,502 | €354,010 | ▼ 33.3% |
| Equity10/15 | €102,499 | €304,531 | €374,238 | €317,740 | ▼ 15.1% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Outside capital11 | €1,000 | €1,000 | - | - | - |
| Other1109/19 | €1,000 | €1,000 | - | - | - |
| Reserves13 | €101,499 | €303,531 | €373,238 | €373,238 | = |
| Distributable reserves133 | €101,499 | €303,531 | €373,238 | €373,238 | = |
| Profit (loss) carried forward14 | - | - | - | -€56,499 | - |
| Amounts payable17/49 | €158,102 | €195,688 | €156,263 | €36,270 | ▼ 76.8% |
| Amounts payable within one year42/48 | €144,790 | €195,329 | €142,983 | €27,620 | ▼ 80.7% |
| Current portion of amounts payable after more than one year42 | €7,514 | €8,645 | - | - | - |
| Financial debts43 | - | - | €15,186 | €6,334 | ▼ 58.3% |
| Credit institutions430/8 | - | - | €15,186 | €6,334 | ▼ 58.3% |
| Trade debts44 | €46,971 | €44,884 | €20,872 | €18,266 | ▼ 12.5% |
| Suppliers440/4 | €46,971 | €44,884 | €20,872 | €18,266 | ▼ 12.5% |
| Taxes, remuneration and social security45 | €61,705 | €141,800 | €35,497 | €3,020 | ▼ 91.5% |
| Taxes450/3 | €54,998 | €137,393 | €33,497 | €3,020 | ▼ 91.0% |
| Remuneration and social security454/9 | €6,707 | €4,407 | €2,000 | - | - |
| Other amounts payable47/48 | €28,600 | - | €71,429 | - | - |
| Accrued charges and deferred income492/3 | €13,313 | €359 | €13,280 | €8,651 | ▼ 34.9% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66,611 | €202,032 | €141,136 | -€56,499 | ▼ 140% |
| + Depreciation and write-downs630 | €5,137 | €5,137 | €4,913 | €2,921 | ▼ 40.5% |
| Operating cash flow (approximation) | €71,748 | €207,169 | €146,049 | -€53,577 | ▼ 137% |
| Investment in fixed assets (approximation) | - | -€543 | -€1,713 | -€7,844 | ▼ 358% |
| Change in cash | - | -€51,845 | €18,214 | €15,702 | ▼ 13.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€56,499
Net result drops to -€56,499, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 12.49
Current ratio from 3.68 to 12.49; short-term debt falls from €142,983 to €27,620.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €202,032 ▲203%
Operating result €309,251, net result €202,032, both a record.
31-12
Financial
Equity above €200,000Eq €304,531 ▲197%
2 profitable years in a row build equity to €304,531.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2014
Ground area
6,774 m²
Building footprint
3,643 m²
Volume, LiDAR
25,932 m³
Parcel 71362B0289/00F000, Flanders · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hofstraat (C) 10, 3980 Tessenderlo-Ham
since 20142.235.457.743
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B0289/00F000 | Flanders | 6,774 m² | 1 · 3,643 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,136 companies in sector 46130 we hold annual accounts for 647. 476 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
46130Agents in the wholesale of timber and building materials
Contact
Website
ecotrading.beTessenderlo-Ham
E-invoicing
Reachable via Peppol
Peppol ID
0208:0562730058
Also
9925:BE0562730058
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.