BREYNE LISA
ActiveSummary
The computed 12-month bankruptcy probability of BREYNE LISA is 2.6% (moderate). The 2025 annual accounts show equity of €13k and a net result of €-2k. Equity is shrinking by ~28.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 95% of 1544 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 72.14; short-term debt: 1.4% of total assets), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
-15.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
29 d late
2024
36 d late
2023
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 13.7%
2024 · €15k
2023: €21k
2024: €15k
2023 → 2025
Total assets
€13k▼ 13.3%
2024 · €15k
2023: €26k
2024: €15k
2023 → 2025
Net result
€-2k▲ 69.0%
2024 · €-7k
2023: €16k
2024: €-7k
2023 → 2025
Working capital
€13k▼ 8.6%
2024 · €14k
2023: €19k
2024: €14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€15k▼ 30.6%€13k▼ 13.7%
Operating result€21k-€-6k€-2k▲ 69.8%
Net result€16k-€-7k€-2k▲ 69.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€166 ▼ 83.4%
Current assets
€13k ▼ 8.2%
Equity and liabilities €13k
Equity
€13k ▼ 13.7%
Debt
€177 ▲ 27.3%
Debt's share of the balance-sheet total rises from 0.9% to 1.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-6k
Cash flow
€-1k▲
2024 · €-6k
Current ratio
72.14
Debt to equity
0.01▲
2024 · 0.01
ROE
-15.8%▲
2024 · -44.1%
ROA
-15.6%▲
2024 · -43.7%
Interest coverage
-16.88▲
2024 · -118.98
Debt ≤ 1 year
€177▲
2024 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€13k▼
Fixed assets21/28€1k€166▼
Tangible fixed assets22/27€1k€166▼
Plant, machinery and equipment23€1k€166▼
Current assets29/58€14k€13k▼
Amounts receivable within one year40/41€14k€13k▼
Trade receivables40€345€345=
Other amounts receivable41€14k€12k▼
Equity and liabilities
Total equity and liabilities10/49€15k€13k▼
Equity10/15€15k€13k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€10k€8k▼
Amounts payable17/49€139€177▲
Amounts payable within one year42/48€139€177▲
Financial debts43€27€1▼
Credit institutions430/8€27€1▼
Trade debts44€112€176▲
Suppliers440/4€112€176▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€872€837▼
Other operating charges640/8€218-
Gross operating margin9900€-5k€-1k▲
Operating profit (loss)9901€-6k€-2k▲
Financial charges65/66B€47€66▲
Recurring financial charges65€47€66▲
Profit (loss) for the period before taxes9903€-7k€-2k▲
Profit (loss) for the period9904€-7k€-2k▲
Profit (loss) for the period to be appropriated9905€-7k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Profit (loss) brought forward from the previous period14P€16k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
31-12
Financial
Weakest financial yearnet €-7k ▼140%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 20current ratio 100.07
Current ratio from 4.88 to 100.07; short-term debt falls from €5k to €139.
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gammel 262310 RijkevorselGround area
1,199 m²
Building footprint
180 m²
Volume, LiDAR
1,338 m³
Parcel 13037H0193/00H002, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BREYNE LISA
since 20222.338.708.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13037H0193/00H002 | Flanders | 1,199 m² | 1 · 180 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAKKER VAN HOUT
BE 0834.433.788
Hamont-Achel · Eq €12,680
Graan academie
BE 0774.451.859
Antwerpen · Eq €12,835
ISALAIN
BE 0827.492.152
La Louvière · Eq €12,841
BROOD MET EEN VERHAAL
BE 0718.601.833
Bocholt · Eq €12,910
SADRI
BE 0545.872.349
Antwerpen · Eq €12,923
Of 4,226 companies in sector 10712 we hold annual accounts for 1,870. 1,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
10720Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.