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BREUMAS

Active
Private limited companyfounded 199828 yrs activeRue de Limbourg 141, 4800 Verviers, BelgiumKBO/BCE: BE 0463.233.693
Summary

BREUMAS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,680 and a net result of -€980. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 12918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150Retail sale of second-hand clothing NACE 47792NACE 51150
1 site
Size
€373,272total assets 2025
Staff
7.2 FTE
Equity
€162,680
Loss
-€980
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 1 d early0 of 4 deeds read
Why 93- Sector Wholesale trade (NACE 46)+ Founded in 1998+ Liquidity: current ratio 1.49, cash €70,826+ Size: total assets €373,272Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 69+2
equity 43.6% of total assets
Liquidity 51+2
short-term debt 46.1% · cash 19.0%
Profitability 50+8
return on assets -0.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▲ +10.9% vs 12-2024 02-2025: 0.1%▲ +1.6% vs 01-2025 03-2025: 0.1%▼ -4.0% vs 02-2025 04-2025: 0.2%▲ +49.6% vs 03-2025 05-2025: 0.1%▼ -30.3% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▼ -0.8% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +12.2% vs 12-2025 02-2026: 0.1%▲ +1.4% vs 01-2026 03-2026: 0.1%▼ -2.1% vs 02-2026 04-2026: 0.2%▲ +47.4% vs 03-2026 05-2026: 0.4%▲ +100% vs 04-2026highest value 06-2026: 0.1%▼ -75.3% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%▲ +3.0% vs 08-2026 10-2026: 0.1%▼ -1.9% vs 09-2026
  • Founded in 1998 lowers the probability for this profile
  • Liquidity: current ratio 1.49, cash €70,826 lowers the probability
  • Size: total assets €373,272 lowers the probability for this profile
  • Sector Wholesale trade (NACE 46) raises the probability
Credit up to €15,000 at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.64 in 2024; short-term debt: 46.1% and cash: 19% of total assets), and 56.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 52%, liquidity 55%, profitability 38%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.49, cash €70,826
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €373,272
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
2 d early
2022
3 d early
2021
31 d early
2020
32 d early
2019
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Among the largest 5% on gross marginsector median €28,494 · 12,896 companies €302,186 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€980 View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€373,272
Loss
-€980
Solvency
43.6%
Turnover
Net result
20192024
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 30-04-2027
  1. 29-04-2026Annual accounts filed
  2. 29-04-2025Annual accounts filed
  3. 28-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of furniture, household goods…NACE 46150
Founded
27-04-1998
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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