Turnover
≈ €200,000 estimated
The micro format states no turnover.
BRconstruct
Overview
Lifetime
2 annual accounts with figures on one time axispeak €24,849 (2024)
€15,021▼ 39.5%
peak €8,195 (2024)
€1,577▼ 80.8%
peak €27,614 (2025)
€27,614▲ 6.1%
€77,703▼ 26.2%
Board2 names since 2023
2 directorsBYL Quentin and 1 other
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €24,849 to €15,021Result from €8,195 to €1,577Debts from €105,316 to €77,703
Key points
from the 2025 annual accountsDebts
€77,703 74% of the balance sheet
Financial debts 5%Suppliers 88%Taxes and wages 2%Other 5%
Of this, €73,556 falls due within a year.
Checked score
53
Fair
Financially stronger than 29% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 2.3%▲ +0.4 percentage points vs 12-2024
02-2025: 2.4%▲ +0.1 percentage points vs 01-2025
03-2025: 2.7%▲ +0.3 percentage points vs 02-2025
04-2025: 2.7%● unchanged vs 03-2025
05-2025: 3.0%▲ +0.3 percentage points vs 04-2025
06-2025: 3.0%● unchanged vs 05-2025
07-2025: 2.9%▼ -0.1 percentage points vs 06-2025
08-2025: 2.9%● unchanged vs 07-2025
09-2025: 1.8%▼ -1.1 percentage points vs 08-2025lowest value
10-2025: 1.9%▲ +0.1 percentage points vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 2.4%▲ +0.5 percentage points vs 01-2026
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.8%▲ +0.4 percentage points vs 03-2026
05-2026: 3.4%▲ +0.6 percentage points vs 04-2026highest value
06-2026: 3.1%▼ -0.3 percentage points vs 05-2026
07-2026: 3.2%▲ +0.1 percentage points vs 06-2026
08-2026: 2.0%▼ -1.2 percentage points vs 07-2026
09-2026: 2.0%● unchanged vs 08-2026
10-2026: 2.0%● unchanged vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 24-07-2026)
Liquidity: current ratio 1.21, cash €14,080
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 28% of them on solvency, 18% on liquidity, 20% on profitability and 49% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as BRconstruct has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BRconstruct itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for BRconstruct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (1.09 in 2024), below the usual 1.5. Short-term debt is 69.8% and cash 13.4% of total assets. 73.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 days early
2024
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 10 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BYL Quentin founderdeed of 03-10-2023
- ROEBBEN Brampie Michel founderdeed of 03-10-2023
Recent changes
Registered office moved from Chastre to Gembloux
New registered office: Rue des Orchidées, 42-5030 Gembloux · Previous registered office: RUE D'HEVILLERS 22, 1450 CHASTRE · General meeting of 19-09-2025 · Gazette deed
Incorporation
Founders: BYL Quentin and ROEBBEN Brampie Michel · 100 shares · Appointments: BYL Quentin (director) and ROEBBEN Brampie Michel (director) · published on 03-10-2023 · Gazette deed
First establishment
Rue des Orchidées 42, Gembloux
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BRconstruct Gembloux | €105,317 | €15,021 | 26.2% | - |
| MTR CONSTRUCT Molenbeek-Saint-Jean | €109,672 | €18,231 | 26.9% | - |
| ADJ Construct Sint-Genesius-Rode | €89,522 | €15,607 | 40.4% | - |
| PRO ESTATE SERVICES Uccle | €86,757 | €16,939 | 57.9% | - |
| MS Expert Asse | €131,458 | €14,601 | 12.4% | - |
| AQUA POOL CONFORT Aywaille | €107,496 | €15,807 | 17.1% | - |
| WN CONCEPT Molenbeek-Saint-Jean | €96,530 | €11,422 | 54.5% | - |
These companies have the same main activity as BRconstruct: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €86,800 and €131,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 29-09-2023Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 6 others
- Establishment unit
- 2.353.363.8175030 Gembloux, since 29-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €15,021▼ 39.5%
- €1,577▼ 80.8%
- €27,614▲ 6.1%
- €105,317▼ 19.8%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on BRconstruct
The computed 12-month bankruptcy probability of BRconstruct is 2.0% (moderate). The 2025 annual accounts show equity of €27,614 and a net result of €1,577.
Its solvency ranks better than 28% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-07-2026, 7 days before the deadline€15,021
▼ 39.5%
€8,483
▼ 54.0%
€1,577
▼ 80.8%
€15,763
▲ 69.4%
26.2%
▲ 6.4 percentage points
1.21
▲ 0.13
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €110,000 and €380,000.
Balance sheet
balance sheet total €105,317 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
26.2%
Higher than 28% of 35,136 companies in 2025.
1.21
Higher than 30% of 34,510 companies in 2025.
1.5%
Higher than 30% of 34,711 companies in 2025.
BRconstruct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
105,317 | 131,354 | |
21/28 |
15,999 | 16,732 | |
22/27 |
13,199 | 13,932 | |
23 |
10,378 | 12,745 | |
24 |
2,821 | 1,186 | |
28 |
2,800 | 2,800 | |
29/58 |
89,318 | 114,622 | |
40/41 |
72,734 | 93,382 | |
40 |
65,596 | 90,252 | |
41 |
7,137 | 3,131 | |
54/58 |
14,080 | 17,801 | |
490/1 |
2,505 | 3,438 | |
| Balance sheet: equity and liabilities | |||
10/49 |
105,317 | 131,354 | |
10/15 |
27,614 | 26,037 | |
10/11 |
20,000 | 20,000 | |
13 |
6,000 | 6,000 | |
133 |
6,000 | 6,000 | |
14 |
1,614 | 37 | |
17/49 |
77,703 | 105,316 | |
17 |
4,131 | - | |
170/4 |
4,131 | - | |
42/48 |
73,556 | 105,316 | |
42 |
2,866 | - | |
44 |
68,329 | 85,712 | |
440/4 |
68,329 | 85,712 | |
45 |
1,323 | 7,187 | |
450/3 |
1,323 | 7,187 | |
47/48 |
1,038 | 12,418 | |
492/3 |
16 | - | |
| Income statement | |||
9900 |
15,021 | 24,849 | |
630 |
5,298 | 5,202 | |
640/8 |
1,240 | 1,204 | |
9901 |
8,483 | 18,443 | |
75/76B |
9 | 3 | |
75 |
9 | 3 | |
65/66B |
5,593 | 6,724 | |
65 |
5,593 | 6,724 | |
9903 |
2,900 | 11,722 | |
67/77 |
1,323 | 3,527 | |
9904 |
1,577 | 8,195 | |
9905 |
1,577 | 8,195 | |
| Appropriation of the result | |||
9906 |
1,614 | 8,195 | |
14P |
37 | - | |
691/2 |
- | 6,000 | |
6921 |
- | 6,000 | |
694/7 |
- | 2,158 | |
694 |
- | 2,158 | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 13,781 | 23,646 | ||
| 6,876 | 13,397 | ||
| 4,566 | 21,934 | ||
| -3,721 | - | ||
| 15,763 | 9,306 | ||
| 26.2% | 19.8% | ||
| 1.21 | 1.09 | ||
| 2.81 | 4.04 | ||
| 5.7% | 31.5% | ||
| 1.5% | 6.2% | ||
| 2.46 | 3.52 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €4,566 | €19,134 |
| Financial fixed assets | - | €2,800 |
| €5,298 | €5,202 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on BRconstruct
The operating result for 2025 is 54% lower than in 2024.
Debt's share of the balance-sheet total falls from 80.2% to 73.8%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 03-10-2023
term without a fixed end
Director (not named in the articles)
appointed by deed of 03-10-2023
term without a fixed end
Mandates through the years
2 names, the dashed line is todayBYL Quentin
Director (not named in the articles)
Director (not named in the articles)
ROEBBEN Brampie Michel
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BYL Quentin
- Director (not named in the articles), appointed by deed of 03-10-2023, still in office
- ROEBBEN Brampie Michel
- Director (not named in the articles), appointed by deed of 03-10-2023, still in office
Control
Founders
This company
BRconstruct
Equity €27,614
Profit €1,577 in 2025
Capital
- Contribution
- €20,000
- Shares
- 100
- Contribution per share
- €200
- Equity per share
- €276 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 03-10-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Founders
At incorporation
deed of 03-10-2023 ↗
- BYL Quentin founder
- ROEBBEN Brampie Michel founder
Network & group
No group
BRconstruct has no parent and no holdings in its annual accounts.
Earlier ties
| 2R2 CONSTRUCTION via BYL Quentin, no longer at 2R2 CONSTRUCTION · Administrateur,directeur technique pour la partie installation chauffage et sanitaire · deed of 06-09-2022 founded in 2015 |
total assets €175,274 (2025) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
5 events since 2023Filings
Establishments
Address
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 7 days before the deadline
Registered office moved from Chastre to GemblouxNew registered office: Rue des Orchidées, 42-5030 Gembloux · Previous registered office: RUE D'HEVILLERS 22, 1450 CHASTRE · General meeting of 19-09-20252 points ▸
- General meeting, 19-09-2025
- Registered-office move, Rue des Orchidées, 42-5030 Gembloux
2025
Annual accounts 2024 filed PDFmicro format · 26 days late
2023
IncorporationFounders: BYL Quentin and ROEBBEN Brampie Michel · 100 shares · Appointments: BYL Quentin (director) and ROEBBEN Brampie Michel (director) · published on 03-10-20236 points ▸
- Registered office clause, rue d’Hévillers 22, 1450 Chastre
- Director appointment, BYL Quentin (director (not named in the articles))
- Director appointment, ROEBBEN Brampie Michel (director (not named in the articles))
- Founder, BYL Quentin (comparant)
- Founder, ROEBBEN Brampie Michel (comparant)
- 100 shares
- The deed holds 3 more points.
First establishment Rue des Orchidées 42, Gembloux
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1000.497.788
- VAT number
- BE 1000.497.788
- Peppol ID
- 0208:1000497788
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-09-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BRconstruct in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-10-2023 (in French)
Activities
NACEBEL 2025VAT activities
43990
Other specialised construction activities main activity
43221
Plumbing work
43230
Insulation installation
43331
Floor and wall tiling
Social security (RSZ) activities
41001
General construction of residential buildings main activity
Codes under NACEBEL 2008
43995
Specialised construction activities main activity
43221
Plumbing
43222
Specialised construction activities
43291
Specialised construction activities
43331
Floor and wall tiling
43994
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Les activités de maçonnerie,charpentes,couverture,carrelage,pavage,électricité,sanitaires,chauffage,climatisation,menuiserie; Les travaux de…”deed of 03-10-2023 (in French)
17 activities
- Les activités de maçonnerie,charpentes,couverture,carrelage,pavage,électricité,sanitaires,chauffage,climatisation,menuiserie
- Les travaux de rénovation,achèvement et finition de bâtiments
- La surveillance des travaux de construction tels que gros œuvre,installation
- La rénovation et la couverture de toitures,les travaux de zinguerie
- L’enduisage des murs
- Les travaux de rejointoiement et d’isolation
- Le nettoyage à la vapeur,le sablage et les activités analogues appliquées aux parties extérieures des bâtiments
- Les travaux de terrassements et de déblayage des chantiers
- Le montage et le démontage d’échafaudages et de plates-formes de travail
- La mise en place de fondations,y compris le battage de pieux
- Les travaux de ferraillage et pose de coffrage et de chape
- Les forages et sondages
- Le montage de cloisons sèches à base de plâtre
- Le nettoyage de bâtiments nouveaux et la remise en état des lieux après travaux
- Tous travaux de peinture
- Les travaux de recouvrement des sols
- L’achat,la vente,la location,l’importation,l’exportation de tous matériaux,marchandises,appareils et outillages nécessaires aux travaux de construction,d’entretien,de maintenance,de réparation et de renouvellement des ouvrages et bâtiments
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Orchidées 42 registered office 5030 Gembloux | 29-09-2023 | 2.353.363.817 |
1 former office
- Rue d'Hevillers 22, 1450 Chastre until 19-09-2025 · deed of 13-01-2026
Buildings and parcels at the address
- Ground area
- 2.8 ha
- Buildings
- 3,587 m²
- Volume, LiDAR
- 886 m³
- Tallest building
- 5.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92053A0308/00T000 | 2.8 ha | 1 · 3,587 m² | 5.0 m |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1000.497.788