BRconstruct
ActiveSummary
The computed 12-month bankruptcy probability of BRconstruct is 2.5% (moderate). The 2025 annual accounts show equity of €28k and a net result of €2k. Its solvency ranks better than 27% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability41▼-15
Solvency51▲+6
Growth52
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.09 in 2024; short-term debt: 69.8% and cash: 13.4% of total assets), and 73.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.2%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 6.1%
2024 · €26k
2024: €26k
2025: €28k▲ +6.1% vs 2024
2024 → 2025
Total assets
€105k▼ 19.8%
2024 · €131k
2024: €131k
2025: €105k▼ -19.8% vs 2024
2024 → 2025
Net result
€2k▼ 80.8%
2024 · €8k
2024: €8k
2025: €2k▼ -80.8% vs 2024
2024 → 2025
Working capital
€16k▲ 69.4%
2024 · €9k
2024: €9k
2025: €16k▲ +69.4% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€28k▲ 6.1%
2024: €26k
2025: €28k▲ +6.1% vs 2024
Operating result€18k-€8k▼ 54.0%
2024: €18k
2025: €8k▼ -54.0% vs 2024
Net result€8k-€2k▼ 80.8%
2024: €8k
2025: €2k▼ -80.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€16k ▼ 4.4%
Current assets
€89k ▼ 22.1%
Equity and liabilities €105k
Equity
€28k ▲ 6.1%
Debt
€78k ▼ 26.2%
Debt's share of the balance-sheet total falls from 80.2% to 73.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €24k
Cash flow
€7k▼
2024 · €13k
Current ratio
1.21▲
2024 · 1.09
Debt to equity
2.81▼
2024 · 4.04
ROE
5.7%▼
2024 · 31.5%
ROA
1.5%▼
2024 · 6.2%
Interest coverage
2.46▼
2024 · 3.52
Debt ≤ 1 year
€74k▼
2024 · €105k
Debt > 1 year
€4k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €5k | ▲ 1.8% |
| Other operating charges640/8 | €1k | €1k | ▲ 3.0% |
| Gross operating margin9900 | €25k | €15k | ▼ 39.5% |
| Operating profit (loss)9901 | €18k | €8k | ▼ 54.0% |
| Financial income75/76B | €3 | €9 | ▲ 254% |
| Recurring financial income75 | €3 | €9 | ▲ 254% |
| Financial charges65/66B | €7k | €6k | ▼ 16.8% |
| Recurring financial charges65 | €7k | €6k | ▼ 16.8% |
| Profit (loss) for the period before taxes9903 | €12k | €3k | ▼ 75.3% |
| Income taxes67/77 | €4k | €1k | ▼ 62.5% |
| Profit (loss) for the period9904 | €8k | €2k | ▼ 80.8% |
| Profit (loss) for the period to be appropriated9905 | €8k | €2k | ▼ 80.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €131k | €105k | ▼ 19.8% |
| Fixed assets21/28 | €17k | €16k | ▼ 4.4% |
| Tangible fixed assets22/27 | €14k | €13k | ▼ 5.3% |
| Plant, machinery and equipment23 | €13k | €10k | ▼ 18.6% |
| Furniture and vehicles24 | €1k | €3k | ▲ 138% |
| Financial fixed assets28 | €3k | €3k | = |
| Current assets29/58 | €115k | €89k | ▼ 22.1% |
| Amounts receivable within one year40/41 | €93k | €73k | ▼ 22.1% |
| Trade receivables40 | €90k | €66k | ▼ 27.3% |
| Other amounts receivable41 | €3k | €7k | ▲ 128% |
| Cash at bank and in hand54/58 | €18k | €14k | ▼ 20.9% |
| Deferred charges and accrued income490/1 | €3k | €3k | ▼ 27.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €131k | €105k | ▼ 19.8% |
| Equity10/15 | €26k | €28k | ▲ 6.1% |
| Contributions10/11 | €20k | €20k | = |
| Reserves13 | €6k | €6k | = |
| Distributable reserves133 | €6k | €6k | = |
| Profit (loss) carried forward14 | €37 | €2k | ▲ 4,232% |
| Amounts payable17/49 | €105k | €78k | ▼ 26.2% |
| Amounts payable after more than one year17 | - | €4k | - |
| Financial debts170/4 | - | €4k | - |
| Amounts payable within one year42/48 | €105k | €74k | ▼ 30.2% |
| Current portion of amounts payable after more than one year42 | - | €3k | - |
| Trade debts44 | €86k | €68k | ▼ 20.3% |
| Suppliers440/4 | €86k | €68k | ▼ 20.3% |
| Taxes, remuneration and social security45 | €7k | €1k | ▼ 81.6% |
| Taxes450/3 | €7k | €1k | ▼ 81.6% |
| Other amounts payable47/48 | €12k | €1k | ▼ 91.6% |
| Accrued charges and deferred income492/3 | - | €16 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €2k | ▼ 80.8% |
| + Depreciation and write-downs630 | €5k | €5k | ▲ 1.8% |
| Operating cash flow (approximation) | €13k | €7k | ▼ 48.7% |
| Investment in fixed assets (approximation) | - | €-5k | - |
| Change in cash | - | €-4k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2023
Ground area
2.8 ha
Building footprint
3,587 m²
Parcel 92053A0308/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BRconstruct
since 20232.353.363.817
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0308/00T000 | Wallonia | 2.8 ha | 1 · 3,587 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 5,592 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43331Floor and wall tiling
43910Bricklaying and masonry work
Scores and ratios are computed by Checked and are not a credit decision.