Checked.be
Active
BE 1003.946.931Private limited company
BRCC Chocolates
Katelijnestraat 30 ·8000 Brugge, Belgium· 2 yrs active
Sector: Retail trade
(47242)
Conclusion
The computed 12-month bankruptcy probability of BRCC Chocolates is 4.4% (elevated). The 2024 annual accounts show equity of €155k and a net result of €150k. Its solvency ranks better than 38% of 1220 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €155k |
| Net result | €150k |
| Staff (FTE) | 30.2 |
| Better than sector | 38% |
Snowflake analysis
56
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Health
48
Profitability
100
Solvency
17
Growth
50
Stability
67
Bankruptcy probability (12 mo)
4.4%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Multiple establishment units
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
48
/ 100
Fair
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See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 06-06-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.7% | 20.4% | |
| Net result | €150k | €26k | |
| Equity | €155k | €143k | |
| Gross operating margin | €1.53M | €217k | |
| Staff costs | €1.23M | €163k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €291k |
| Net profit | €150k |
| Cash flow | €209k |
| Staff costs | €1.23M |
| Income taxes | €77k |
| Dividends | - |
| Total assets | €1.22M |
| Equity | €155k |
| Debt | €1.07M |
| of which ≤ 1y | €1.00M |
| of which > 1y | €62k |
| Working capital | €-110k |
| Employees (FTE) | 30.2 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.89 |
| Quick ratio | 0.68 |
| Working capital ratio | -9.0% |
| Solvency | 12.7% |
| Debt / equity | 6.87 |
| Long-term debt ratio | 0.40 |
| Interest coverage | 57.98 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.3% |
| ROE | 96.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.22M |
| Fixed assets | 21/28 | €327k |
| Tangible fixed assets | 22/27 | €327k |
| Current assets | 29/58 | €893k |
| Stocks & contracts in progress | 3 | €207k |
| Amounts receivable within one year | 40/41 | €51k |
| Cash & bank | 54/58 | €635k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.22M |
| Equity | 10/15 | €155k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €150k |
| Amounts payable | 17/49 | €1.07M |
| Amounts payable after one year | 17 | €62k |
| Amounts payable within one year | 42/48 | €1.00M |
| Trade debts payable within one year | 44 | €720k |
| Income statement | ||
| Gross operating margin | 9900 | €1.53M |
| Operating result | 9901 | €232k |
| Financial income | 75 | €254 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €227k |
| Income taxes | 67/77 | €77k |
| Net result for the period | 9904 | €150k |
| Result to be appropriated | 9905 | €150k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Retail trade(47242) |
| Legal form | Private limited company(610) |
| Incorporation | 27-12-2023 |
| Status | Active |
| Postal code | 8000 |
Establishment units
BRCC Chocolates
since 20242.354.583.938
BRCC Chocolates
since 20242.354.584.037
BRCC Chocolates
since 20242.354.584.136
BRCC Chocolates
since 20242.354.584.235
BRCC Chocolates
since 20242.354.584.433
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C1090/00A002 | Flanders | 421 m² | 1 · 291 m² | 13.9 m · 2 fl. |
| 31803C1091/00T000 | Flanders | 169 m² | 1 · 154 m² | 11.1 m · 2 fl. |
| 31802B1168/00K000 | Flanders | 154 m² | 1 · 101 m² | 16.0 m · 4 fl. |
| 31803C0197/00D000 | Flanders | 145 m² | 1 · 86 m² | 14.1 m · 4 fl. |
| 31803C0053/00A000 | Flanders | 94 m² | 1 · 110 m² | 20.9 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
14-07-2025
State Gazette act
Director changes
06-06-2025
NBB filing
Annual accounts filed
Belgisch Staatsblad, acts
All acts · 1
updated 1 year ago
2025
14-07-2025 1 director appointed, 2 resigning
- BV VAN DE PUTTE Sylvia, Niet statutaire bestuurder
- Barbara Maurice Roelens, Niet statutaire bestuurder
- Christiaan Gerard Contant, Niet statutaire bestuurder
Summary:
v3.2
Technical details
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{
"kind": "director_out",
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{
"kind": "director_in",
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"name": "BV VAN DE PUTTE Sylvia",
"address": null,
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],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "1003.946.931",
"name_full": "BRCC Chocolates"
}
}Credit advice
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Company registry (CBE)
Activities
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242
Primary activity highlighted.
Names & trade names
| Legal nameNL | BRCC Chocolates |
Registered office
Katelijnestraat 30
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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