Brandt
ActiveBrandt has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €992k and a net result of €13k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency90▲+12
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.31 in 2024), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
0.7%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
32 d late
2023
5 d early
2022
22 d late
2021
1 d early
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€992k▲ 1.4%
2024 · €979k
2018: €1.46M
2019: €1.34M
2020: €1.27M
2021: €1.22M
2022: €1.12M
2023: €1.01M
2024: €979k
2018 → 2025
Total assets
€1.92M▼ 8.2%
2024 · €2.09M
2018: €2.97M
2019: €2.85M
2020: €2.62M
2021: €2.42M
2022: €2.22M
2023: €2.03M
2024: €2.09M
2018 → 2025
Net result
€13k▲ 4,719%
2024 · €274
2018: €-23k
2019: €-123k
2020: €-64k
2021: €-48k
2022: €-30k
2023: €-49k
2024: €274
2018 → 2025
Working capital
€221k▲ 79.6%
2024 · €123k
2018: €802k
2019: €446k
2020: €427k
2021: €347k
2022: €252k
2023: €158k
2024: €123k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.12M▼ 8.6%€1.01M▼ 9.6%€979k▼ 3.3%€992k▲ 1.4%
Operating result€-62k-€-26k▲ 57.7%€-59k▼ 122%€15k€46k▲ 215%
Net result€-48k-€-30k▲ 37.5%€-49k▼ 62.8%€274€13k▲ 4,719%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 215% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€1.38M▼ 12.4%
Current assets
€543k▲ 4.5%
Equity and liabilities €1.92M
Equity
€992k▲ 1.4%
Provisions
€156k▼ 16.6%
Debt
€774k▼ 16.6%
The debt ratio falls from 44.3% to 40.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€247k▲
2024 · €173k
Cash flow
€214k▲
2024 · €158k
Solvency
51.6%▲
2024 · 46.8%
Current ratio
1.69▲
2024 · 1.31
Quick ratio
0.83▲
2024 · 0.59
Debt / equity
0.78▼
2024 · 0.95
ROE
1.3%▲
2024 · 0.0%
ROA
0.7%▲
2024 · 0.0%
Interest coverage
12.80▼
2024 · 17.73
Debt
€774k▼
2024 · €927k
Debt ≤ 1 year
€322k▼
2024 · €397k
Debt > 1 year
€445k▼
2024 · €531k
Income taxes
€45k▲
2024 · €36k
Staff costs
€17k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€1.92M▼
Fixed assets21/28€1.57M€1.38M▼
Tangible fixed assets22/27€1.57M€1.37M▼
Land and buildings22€1.18M€1.10M▼
Plant, machinery and equipment23€190k€129k▼
Furniture and vehicles24€24k€13k▼
Leasing and similar rights25€179k€131k▼
Financial fixed assets28€5k€5k=
Current assets29/58€519k€543k▲
Stocks and contracts in progress3€285k€274k▼
Stocks30/36€285k€274k▼
Amounts receivable within one year40/41€129k€122k▼
Trade receivables40€126k€122k▼
Other amounts receivable41€3k€523▼
Cash at bank and in hand54/58€105k€145k▲
Deferred charges and accrued income490/1€831€855▲
Equity and liabilities
Total equity and liabilities10/49€2.09M€1.92M▼
Equity10/15€979k€992k▲
Contributions10/11€124k€124k=
Reserves13€836k€849k▲
Tax-exempt reserves132€560k€467k▼
Distributable reserves133€276k€382k▲
Profit (loss) carried forward14€19k€19k=
Provisions and deferred taxes16€187k€156k▼
Deferred taxes168€187k€156k▼
Amounts payable17/49€927k€774k▼
Amounts payable after more than one year17€531k€445k▼
Financial debts170/4€531k€445k▼
Amounts payable within one year42/48€397k€322k▼
Current portion of amounts payable after more than one year42€97k€86k▼
Trade debts44€64k€7k▼
Suppliers440/4€64k€7k▼
Advances received on contracts in progress46-€756
Taxes, remuneration and social security45€59k€86k▲
Taxes450/3€45k€75k▲
Remuneration and social security454/9€14k€11k▼
Other amounts payable47/48€177k€142k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Remuneration, social security and pensions62€36k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€158k€200k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k€5k▲
Other operating charges640/8€22k€17k▼
Gross operating margin9900€230k€285k▲
Operating profit (loss)9901€15k€46k▲
Financial income75/76B€537€739▲
Recurring financial income75€537€739▲
Financial charges65/66B€10k€19k▲
Recurring financial charges65€10k€19k▲
Profit (loss) for the period before taxes9903€5k€28k▲
Transfer from deferred taxes780€31k€31k=
Income taxes67/77€36k€45k▲
Profit (loss) for the period9904€274€13k▲
Transfer from tax-exempt reserves789€93k€93k=
Profit (loss) for the period to be appropriated9905€93k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€112k€125k▲
Profit (loss) brought forward from the previous period14P€19k€19k=
Transfer from equity791/2€33k€33k=
Transfer to equity691/2€93k€106k▲
To other reserves6921€93k€106k▲
Profit to be distributed694/7€33k€33k=
Return on contributions (dividend)694€33k€33k=
Social balance
Average headcount (FTE)90870.90.4▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €13k ▲4719%
Operating result €46k, net result €13k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 32 days late
2024
31-12
Financial
Back to profitnet €274
Net result €274 after 6 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-123k
Net result drops to €-123k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 10 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2023
This board is reconstructed from a single act (23481720). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Hans Brandt
CurrentDirector · since 28-12-2023
Jos Brandt
CurrentDirector · since 28-12-2023
Mieke Brandt
CurrentDirector · since 28-12-2023
28-12-2023
Hans Brandt: Appointed as Director
28-12-2023
Jos Brandt: Appointed as Director
28-12-2023
Mieke Brandt: Appointed as Director
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 1966
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark Oost 348730 BeernemGround area
4,911 m²
Building footprint
2,283 m²
Parcel 31028D0912/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
BRANDT
since 19662.001.258.468
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31028D0912/00A000 | Flanders | 4,911 m² | 1 · 2,283 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NATUURSTEEN LAUWERS
BE 0478.664.316
Lille · Eq €986k
JEROME-GRANITS
BE 0508.807.263
Seraing · Eq €982k
Marbrerie G. Allard et fils
BE 0402.052.825
Beersel · Eq €977k
Oscar DAFFE Marbrerie
BE 0422.266.140
Braine-le-Château · Eq €1.01M
NATUURSTEENZAGERIJ
BE 0893.813.428
Oudenburg · Eq €976k
Of 736 companies in sector 23700 we hold annual accounts for 489. 342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.