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Brams Bouwcultuur

Active
Private limited companyfounded 2002active for 24 yearsBouquetstraat 53, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0477.632.354
Summary

Brams Bouwcultuur has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €568,567 and a net result of €96,843. Equity has been growing by about 38% per year since 2018. Its solvency ranks better than 90% of 2,797 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-05-2002 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.213.248.208 3590 Diepenbeek, since 20-06-2002
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Brams JohanDirector
  • Brams StijnDirector

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€387,687
▼ 26.0%
Turnover
≈ €830,000
estimated
Profit
€96,843
▼ 51.6%
Equity
€568,567
▲ 20.5%
Total assets
€679,580
▼ 32.0%
Employees on 31-12-2025
4
=
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskEquity €568,567 (83.7% of total assets)Liquidity: current ratio 15.20, cash €136,501Founded in 2002Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100+28
equity 83.7% of total assets
Liquidity 75+18
short-term debt 5.1% · cash 20.1%
Profitability 87-7
return on assets 14.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.1%▼ -0.4 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.2 (1.93 in 2024), above the usual 1.5. Short-term debt is 5.1% and cash 20.1% of total assets. 16.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 79% on liquidity, 70% on profitability and 65% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Equity €568,567 (83.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 15.20, cash €136,501
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 days early
2024
51 days early
2023
51 days early
2022
55 days early
2021
47 days early
2020
52 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 90% of companies in construction of buildingssector median 38.6% · 2,797 companies 83.7% View
  • Caution: Result fell in 2025from €200,281 to €96,843 ▼ 51.6% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €96,843 8 years View

Recent changes

  1. · Gazette deed Company renamed from BRAMS to Brams Bouwcultuur
  2. · Gazette deed Miscellaneous
  3. · Gazette deed Merger proposal: Brams BV takes over Ostium BV
All 21 events

Comparable companies

These companies have the same main activity as Brams Bouwcultuur: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €618,000 and €740,000, founded between 1997 and 2005.

CompanyTotal assetsGross margin
Brams Bouwcultuur Diepenbeek€679,580€387,687
VANDAELE CONSTRUCT Ieper€640,508€353,990
TC BOUW Maldegem€699,961€379,177
Verbouwingswerken GDR Turnhout€722,899€452,713
Van Goidsenhoven & Zoon Bekkevoort€617,962€424,110
BOUWWERKEN LENAERTS Rijkevorsel€695,698€343,503
BOUW- EN BETONWERKEN GUY VAN WASSENHOVE Tielt€739,941€363,209
Full comparison

Key facts about Brams Bouwcultuur

What is the company number of Brams Bouwcultuur?
The company number of Brams Bouwcultuur is 0477.632.354. The VAT number is the same number with BE in front: BE 0477.632.354.
Where is Brams Bouwcultuur based?
The registered office is at Bouquetstraat 53, 3590 Diepenbeek.Company details
What does Brams Bouwcultuur do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Brams Bouwcultuur?
The legal form of Brams Bouwcultuur is Private limited company (BV).
When was Brams Bouwcultuur founded?
Brams Bouwcultuur was founded on 29-05-2002.
Is Brams Bouwcultuur still active?
Yes, Brams Bouwcultuur is an active enterprise in the KBO register.
How many employees does Brams Bouwcultuur have?
Brams Bouwcultuur had an average of 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Brams Bouwcultuur fall under?
In its 2025 annual accounts, Brams Bouwcultuur states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Brams Bouwcultuur?
The turnover in financial year 2025 is ≈ €830,000. This figure is estimated from the gross margin of €387,687 and 30 comparable companies (NACE 41001). It probably lies between €660,000 and €1.2m.
Is Brams Bouwcultuur profitable?
In financial year 2025, Brams Bouwcultuur made a profit of €96,843.
Where can I find the annual accounts of Brams Bouwcultuur?
Brams Bouwcultuur filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Brams Bouwcultuur due?
Brams Bouwcultuur must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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