Joeps
ActiveJoeps has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €171k and a net result of €51k. Equity is growing by ~74.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92=
Solvency86▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.25 against 2.6 in 2023; short-term debt: 25.8% and cash: 70.8% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
84 d late
2023
28 d late
2022
120 d late
2021
10 d late
2020
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€171k▲ 42.4%
2023 · €120k
2020: €-9k
2021: €18k
2022: €66k
2023: €120k
2020 → 2024
Total assets
€279k▼ 3.3%
2023 · €288k
2020: €41k
2021: €81k
2022: €196k
2023: €288k
2020 → 2024
Net result
€51k▼ 5.0%
2023 · €54k
2020: €-13k
2021: €27k
2022: €49k
2023: €54k
2020 → 2024
Working capital
€162k▼ 6.3%
2023 · €173k
2020: €-17k
2021: €12k
2022: €90k
2023: €173k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-9k-€18k€66k▲ 270%€120k▲ 80.7%€171k▲ 42.4%
Operating result€-13k-€36k€69k▲ 93.9%€74k▲ 7.7%€68k▼ 8.4%
Net result€-13k-€27k€49k▲ 78.0%€54k▲ 10.6%€51k▼ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €279k
Fixed assets
€45k▲ 540%
Current assets
€234k▼ 16.8%
Equity and liabilities €279k
Equity
€171k▲ 42.4%
Debt
€108k▼ 35.9%
The debt ratio falls from 58.3% to 38.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▼
2023 · €77k
Cash flow
€55k▼
2023 · €57k
Solvency
61.4%▲
2023 · 41.7%
Current ratio
3.25▲
2023 · 2.60
Quick ratio
3.25▲
2023 · 2.60
Debt / equity
0.63▼
2023 · 1.40
ROE
29.8%▼
2023 · 44.7%
ROA
18.3%▼
2023 · 18.6%
Interest coverage
469.17▼
2023 · 6966.98
Debt
€108k▼
2023 · €168k
Debt ≤ 1 year
€72k▼
2023 · €108k
Income taxes
€18k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€288k€279k▼
Fixed assets21/28€7k€45k▲
Tangible fixed assets22/27€7k€45k▲
Land and buildings22-€25k
Plant, machinery and equipment23€7k€19k▲
Furniture and vehicles24-€1k
Current assets29/58€281k€234k▼
Amounts receivable within one year40/41€43k€36k▼
Trade receivables40€43k€31k▼
Other amounts receivable41-€5k
Cash at bank and in hand54/58€237k€197k▼
Deferred charges and accrued income490/1€1k€561▼
Equity and liabilities
Total equity and liabilities10/49€288k€279k▼
Equity10/15€120k€171k▲
Contributions10/11€4k€4k=
Reserves13€116k€116k=
Distributable reserves133€116k€116k=
Profit (loss) carried forward14-€51k
Amounts payable17/49€168k€108k▼
Amounts payable within one year42/48€108k€72k▼
Trade debts44€21k€15k▼
Suppliers440/4€21k€15k▼
Taxes, remuneration and social security45€48k€12k▼
Taxes450/3€48k€11k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€39k€45k▲
Accrued charges and deferred income492/3€60k€36k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€78k€74k▼
Operating profit (loss)9901€74k€68k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€11€154▲
Recurring financial charges65€11€154▲
Profit (loss) for the period before taxes9903€76k€69k▼
Income taxes67/77€22k€18k▼
Profit (loss) for the period9904€54k€51k▼
Profit (loss) for the period to be appropriated9905€54k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€51k▼
Transfer to equity691/2€54k-
To other reserves6921€54k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
31-12
Financial
Equity above €150kEq €171k ▲42.4%
4 profitable years in a row build equity to €171k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2020net €54k ▲10.6%
Operating result €74k, net result €54k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲80.7%
3 profitable years in a row build equity to €120k.
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.20
Current ratio from 0.55 to 1.20.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Budingenweg 83440 ZoutleeuwGround area
980 m²
Building footprint
141 m²
Volume, LiDAR
672 m³
Parcel 24130C0037/00W000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Joeps
since 20202.301.263.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24130C0037/00W000 | Flanders | 980 m² | 1 · 141 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
77224Rental and leasing activities
82990Other business support services
90202Performing arts by artistic ensembles
90393Specialised image, lighting and sound technical services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.