Summary
Bram Le Bruyn is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €177k and a net result of €130k. Its solvency ranks better than 76% of 8048 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▲ 271%
2024 · €48k
2024: €48k
2025: €177k▲ +271% vs 2024
2024 → 2025
Net result
€130k▲ 210%
2024 · €42k
2024: €42k
2025: €130k▲ +210% vs 2024
2024 → 2025
Total assets
€225k▲ 208%
2024 · €73k
2024: €73k
2025: €225k▲ +208% vs 2024
2024 → 2025
Solvency
78.5%▲ 13.3pp
2024 · 65.3%
2024: 65.3%
2025: 78.5%▲ +20.4% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€216k-€344k▲ 59.3%
2024: €216k
2025: €344k▲ +59.3% vs 2024
Equity€48k-€177k▲ 271%
2024: €48k
2025: €177k▲ +271% vs 2024
Operating result€53k-€170k▲ 222%
2024: €53k
2025: €170k▲ +222% vs 2024
Net result€42k-€130k▲ 210%
2024: €42k
2025: €130k▲ +210% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 222% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€12k ▲ 399%
Current assets
€212k ▲ 206%
Equity and liabilities €225k
Equity
€177k ▲ 271%
Debt
€48k ▲ 90.4%
Debt's share of the balance-sheet total falls from 34.7% to 21.5%. Equity and debt are higher.
Key figures and ratios
ROE
73.6%▼
2024 · 88.3%
ROA
57.8%▲
2024 · 57.6%
Debt ≤ 1 year
€48k▲
2024 · €25k
Income taxes
€38k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€73k€225k▲
Formation expenses20€1k€997▼
Fixed assets21/28€2k€12k▲
Tangible fixed assets22/27€2k€12k▲
Plant, machinery and equipment23€2k€10k▲
Other tangible fixed assets26-€2k
Financial fixed assets28-€50
Current assets29/58€69k€212k▲
Amounts receivable after more than one year29-€20k
Trade receivables290-€20k
Amounts receivable within one year40/41€32k€49k▲
Trade receivables40€24k-
Other amounts receivable41€8k€49k▲
Current investments50/53-€18k
Cash at bank and in hand54/58€37k€123k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€73k€225k▲
Equity10/15€48k€177k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€33k€162k▲
Amounts payable17/49€25k€48k▲
Amounts payable within one year42/48€25k€48k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€16k€46k▲
Taxes450/3€16k€40k▲
Remuneration and social security454/9-€6k
Other amounts payable47/48€7k-
Income statement
Code20242025
Turnover70€216k€344k▲
Goods, raw materials, services and sundry goods60/61€161k€171k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€733€858▲
Gross operating margin9900€55k€173k▲
Operating profit (loss)9901€53k€170k▲
Financial income75/76B€226€1k▲
Recurring financial income75€226€1k▲
Non-recurring financial income76B€226€1k▲
Financial charges65/66B€9€4k▲
Recurring financial charges65€9€4k▲
Non-recurring financial charges66B€9-
Profit (loss) for the period before taxes9903€53k€168k▲
Income taxes67/77€11k€38k▲
Profit (loss) for the period9904€42k€130k▲
Profit (loss) for the period to be appropriated9905€42k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€162k▲
Profit (loss) brought forward from the previous period14P-€32k
Profit to be distributed694/7€9k-
Return on contributions (dividend)694€9k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €216k | €344k | ▲ 59.3% |
| Goods, raw materials, services and sundry goods60/61 | €161k | €171k | ▲ 6.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €2k | ▲ 36.4% |
| Other operating charges640/8 | €733 | €858 | ▲ 17.1% |
| Gross operating margin9900 | €55k | €173k | ▲ 215% |
| Operating profit (loss)9901 | €53k | €170k | ▲ 222% |
| Financial income75/76B | €226 | €1k | ▲ 522% |
| Recurring financial income75 | €226 | €1k | ▲ 522% |
| Non-recurring financial income76B | €226 | €1k | ▲ 522% |
| Financial charges65/66B | €9 | €4k | ▲ 45,947% |
| Recurring financial charges65 | €9 | €4k | ▲ 45,947% |
| Non-recurring financial charges66B | €9 | - | - |
| Profit (loss) for the period before taxes9903 | €53k | €168k | ▲ 216% |
| Income taxes67/77 | €11k | €38k | ▲ 240% |
| Profit (loss) for the period9904 | €42k | €130k | ▲ 210% |
| Profit (loss) for the period to be appropriated9905 | €42k | €130k | ▲ 210% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €73k | €225k | ▲ 208% |
| Formation expenses20 | €1k | €997 | ▼ 25.4% |
| Fixed assets21/28 | €2k | €12k | ▲ 399% |
| Tangible fixed assets22/27 | €2k | €12k | ▲ 397% |
| Plant, machinery and equipment23 | €2k | €10k | ▲ 310% |
| Other tangible fixed assets26 | - | €2k | - |
| Financial fixed assets28 | - | €50 | - |
| Current assets29/58 | €69k | €212k | ▲ 206% |
| Amounts receivable after more than one year29 | - | €20k | - |
| Trade receivables290 | - | €20k | - |
| Amounts receivable within one year40/41 | €32k | €49k | ▲ 54.1% |
| Trade receivables40 | €24k | - | - |
| Other amounts receivable41 | €8k | €49k | ▲ 506% |
| Current investments50/53 | - | €18k | - |
| Cash at bank and in hand54/58 | €37k | €123k | ▲ 229% |
| Deferred charges and accrued income490/1 | - | €2k | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €73k | €225k | ▲ 208% |
| Equity10/15 | €48k | €177k | ▲ 271% |
| Contributions10/11 | €15k | €15k | = |
| Profit (loss) carried forward14 | €33k | €162k | ▲ 396% |
| Amounts payable17/49 | €25k | €48k | ▲ 90.4% |
| Amounts payable within one year42/48 | €25k | €48k | ▲ 90.4% |
| Trade debts44 | €2k | €2k | ▼ 25.0% |
| Suppliers440/4 | €2k | €2k | ▼ 25.0% |
| Taxes, remuneration and social security45 | €16k | €46k | ▲ 197% |
| Taxes450/3 | €16k | €40k | ▲ 157% |
| Remuneration and social security454/9 | - | €6k | - |
| Other amounts payable47/48 | €7k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €130k | ▲ 210% |
| + Depreciation and write-downs630 | €1k | €2k | ▲ 36.4% |
| Operating cash flow (approximation) | €43k | €132k | ▲ 205% |
| Investment in fixed assets (approximation) | - | €-11k | - |
| Change in cash | - | €86k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €177k ▲271%
2 profitable years in a row build equity to €177k.
21-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
227 m²
Building footprint
105 m²
Volume, LiDAR
966 m³
Parcel 11422C0424/00D010, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bram Le Bruyn
since 20232.351.094.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0424/00D010 | Flanders | 227 m² | 1 · 105 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 807 companies in sector 64999 we hold annual accounts for 484. 330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2023
Fiscal year end30-09
Activities, NACEBEL 2025
64999Other financial services
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.