Bralo
ActiveBralo has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €337k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency11▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.87 in 2024), and 98.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
22.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 10206 sector peers (2025).
NBB · sector comparisonPosition among 10206 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
20 d late
2023
23 d late
2022
25 d late
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▼ 11.5%
2024 · €26k
2021: €1k
2022: €10k
2023: €-34k
2024: €26k
2021 → 2025
Total assets
€1.50M▲ 41.9%
2024 · €1.06M
2021: €364k
2022: €1.15M
2023: €1.08M
2024: €1.06M
2021 → 2025
Net result
€337k▲ 468%
2024 · €59k
2021: €-9k
2022: €47k
2023: €-44k
2024: €59k
2021 → 2025
Working capital
€-59k▲ 28.4%
2024 · €-82k
2021: €117
2022: €-38k
2023: €-98k
2024: €-82k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€10k▲ 592%€-34k€26k€23k▼ 11.5%
Operating result€-2k-€60k€-11k€100k€364k▲ 264%
Net result€-9k-€47k€-44k€59k€337k▲ 468%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 264% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€472k▼ 10.4%
Current assets
€1.03M▲ 93.9%
Equity and liabilities €1.50M
Equity
€23k▼ 11.5%
Debt
€1.48M▲ 43.2%
The debt ratio rises from 97.6% to 98.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€394k▲
2024 · €138k
Cash flow
€367k▲
2024 · €98k
Solvency
1.5%▼
2024 · 2.4%
Current ratio
0.95▲
2024 · 0.87
Quick ratio
0.42▲
2024 · 0.19
Debt / equity
65.23▲
2024 · 40.33
ROA
22.5%▲
2024 · 5.6%
Interest coverage
14.48▲
2024 · 3.63
Debt
€1.48M▲
2024 · €1.03M
Debt ≤ 1 year
€1.09M▲
2024 · €613k
Debt > 1 year
€387k▼
2024 · €415k
Income taxes
€0▼
2024 · €3k
A ratio outside any meaningful range has been withheld (balance sheet total €1.50M, equity €23k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.50M▲
Fixed assets21/28€527k€472k▼
Tangible fixed assets22/27€527k€472k▼
Land and buildings22€479k€454k▼
Plant, machinery and equipment23€9k€9k▼
Furniture and vehicles24€39k€9k▼
Current assets29/58€530k€1.03M▲
Stocks and contracts in progress3€412k€575k▲
Stocks30/36€412k€575k▲
Amounts receivable within one year40/41€35k€97k▲
Trade receivables40€34k€6k▼
Other amounts receivable41€406€91k▲
Cash at bank and in hand54/58€79k€352k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.50M▲
Equity10/15€26k€23k▼
Contributions10/11€10k€10k=
Reserves13€16k€13k▼
Distributable reserves133€16k€13k▼
Profit (loss) carried forward14€84€48▼
Amounts payable17/49€1.03M€1.48M▲
Amounts payable after more than one year17€415k€387k▼
Financial debts170/4€415k€387k▼
Amounts payable within one year42/48€613k€1.09M▲
Current portion of amounts payable after more than one year42€65k€64k▼
Financial debts43€400k€500k▲
Credit institutions430/8€400k€500k▲
Trade debts44€17k€43k▲
Suppliers440/4€17k€43k▲
Taxes, remuneration and social security45€5k€23k▲
Taxes450/3€5k€23k▲
Other amounts payable47/48€125k€457k▲
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€0€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€30k▼
Other operating charges640/8€30k€16k▼
Gross operating margin9900€169k€409k▲
Operating profit (loss)9901€100k€364k▲
Financial income75/76B€54€367▲
Recurring financial income75€54€367▲
Financial charges65/66B€38k€27k▼
Recurring financial charges65€38k€27k▼
Profit (loss) for the period before taxes9903€62k€337k▲
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€59k€337k▲
Profit (loss) for the period to be appropriated9905€59k€337k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€337k▲
Profit (loss) brought forward from the previous period14P€-44k€84▲
Transfer from equity791/2-€3k
Transfer to equity691/2€16k€0▼
To other reserves6921€16k€0▼
Profit to be distributed694/7-€340k
Directors or managers695-€340k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €337k ▲468%
Operating result €364k, net result €337k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-44k ▼194%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-09-2024
Resigned as Permanent representative
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 1508780 OostrozebekeGround area
2,118 m²
Building footprint
348 m²
Volume, LiDAR
1,981 m³
Parcel 37010E4051/00A000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kubralo
since 20202.308.551.795
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E4051/00A000 | Flanders | 2,118 m² | 1 · 348 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0414.682.324
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Sint-Lambrechts-Woluwe · Eq €23k
GARAGE E. GEUDENS
BE 1007.839.205
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CHIPTUNING PLUS
BE 0816.895.297
Dilsen-Stokkem · Eq €23k
Nour Cars
BE 0737.718.355
Zaventem · Eq €23k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 2,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2020
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.