BrainMatters
ActiveBrainMatters has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €65k. Equity is growing by ~73.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▼-15
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 4.48 in 2024), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
45.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
133 d early
2024
31 d early
2023
31 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 10.0%
2024 · €61k
2022: €-29k
2023: €27k
2024: €61k
2022 → 2025
Total assets
€142k▲ 84.1%
2024 · €77k
2022: €3k
2023: €87k
2024: €77k
2022 → 2025
Net result
€65k▲ 91.3%
2024 · €34k
2022: €-31k
2023: €56k
2024: €34k
2022 → 2025
Working capital
€52k▼ 10.4%
2024 · €58k
2022: €-30k
2023: €25k
2024: €58k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-29k-€27k€61k▲ 126%€67k▲ 10.0%
Operating result€-31k-€68k€48k▼ 29.5%€91k▲ 91.0%
Net result€-31k-€56k€34k▼ 39.8%€65k▲ 91.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 91% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€15k▲ 424%
Current assets
€127k▲ 71.0%
Equity and liabilities €142k
Equity
€67k▲ 10.0%
Debt
€75k▲ 354%
The debt ratio rises from 21.5% to 53.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€93k▲
2024 · €48k
Cash flow
€67k▲
2024 · €34k
Solvency
46.9%▼
2024 · 78.5%
Current ratio
1.69▼
2024 · 4.48
Quick ratio
1.69▼
2024 · 4.48
Debt / equity
1.13▲
2024 · 0.27
ROE
97.0%▲
2024 · 55.8%
ROA
45.5%▲
2024 · 43.8%
Interest coverage
63.69▲
2024 · 26.12
Debt
€75k▲
2024 · €17k
Debt ≤ 1 year
€75k▲
2024 · €17k
Income taxes
€25k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€142k▲
Fixed assets21/28€3k€15k▲
Tangible fixed assets22/27€3k€15k▲
Land and buildings22-€14k
Plant, machinery and equipment23€891€0▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€74k€127k▲
Amounts receivable within one year40/41€2k€32k▲
Trade receivables40€0€32k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€68k€92k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€77k€142k▲
Equity10/15€61k€67k▲
Contributions10/11€2k€2k=
Reserves13-€65k
Distributable reserves133-€65k
Profit (loss) carried forward14€59k€0▼
Amounts payable17/49€17k€75k▲
Amounts payable within one year42/48€17k€75k▲
Trade debts44€580€3k▲
Suppliers440/4€580€3k▲
Taxes, remuneration and social security45€0€11k▲
Taxes450/3€0€11k▲
Other amounts payable47/48€16k€61k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€547€2k▲
Other operating charges640/8€46€444▲
Non-recurring operating charges66A-€891
Gross operating margin9900€48k€94k▲
Operating profit (loss)9901€48k€91k▲
Financial income75/76B€344€1▼
Recurring financial income75€344€1▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€46k€90k▲
Income taxes67/77€12k€25k▲
Profit (loss) for the period9904€34k€65k▲
Profit (loss) for the period to be appropriated9905€34k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€123k▲
Profit (loss) brought forward from the previous period14P€25k€59k▲
Transfer to equity691/2-€65k
To the legal reserve6920-€65k
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €65k ▲91.3%
Operating result €91k, net result €65k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.48
Current ratio from 1.43 to 4.48; short-term debt falls from €60k to €17k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
31-12
Financial
Liquidity times 18current ratio 1.43
Current ratio from 0.08 to 1.43.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderveldenlaan 311652 BeerselGround area
1,004 m²
Building footprint
209 m²
Volume, LiDAR
1,142 m³
Parcel 23001B0022/00M005, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bravura Pro
since 20222.340.279.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001B0022/00M005 | Flanders | 1,004 m² | 1 · 209 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 878 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 878 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.