Opmerkelijk
ActiveOpmerkelijk has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €5k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 53% of 2024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+12
Solvency84▼-8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.78 in 2024), but 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
3.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
147 d early
2023
68 d early
2022
11 d early
2021
31 d early
2020
17 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 8.0%
2024 · €62k
2018: €57k
2019: €58k
2020: €51k
2021: €53k
2022: €48k
2023: €62k
2024: €62k
2018 → 2025
Total assets
€139k▲ 23.1%
2024 · €113k
2018: €100k
2019: €177k
2020: €139k
2021: €127k
2022: €114k
2023: €119k
2024: €113k
2018 → 2025
Net result
€5k▲ 63.6%
2024 · €3k
2018: €15k
2019: €3k
2020: €-7k
2021: €3k
2022: €-6k
2023: €14k
2024: €3k
2018 → 2025
Working capital
€44k▲ 14.0%
2024 · €39k
2018: €29k
2019: €16k
2020: €12k
2021: €21k
2022: €22k
2023: €41k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€48k▼ 10.8%€62k▲ 29.6%€62k=€67k▲ 8.0%
Operating result€6k-€767▼ 87.0%€23k▲ 2,841%€12k▼ 46.8%€15k▲ 23.7%
Net result€3k-€-6k€14k€3k▼ 78.5%€5k▲ 63.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€23k▼ 6.8%
Current assets
€117k▲ 31.3%
Equity and liabilities €139k
Equity
€67k▲ 8.0%
Debt
€73k▲ 41.0%
The debt ratio rises from 45.5% to 52.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€22k▲
2024 · €21k
Cash flow
€12k▲
2024 · €12k
Solvency
47.8%▼
2024 · 54.5%
Current ratio
1.61▼
2024 · 1.78
Quick ratio
1.53▼
2024 · 1.73
Debt / equity
1.09▲
2024 · 0.84
ROE
7.4%▲
2024 · 4.9%
ROA
3.6%▲
2024 · 2.7%
Interest coverage
6.19▼
2024 · 10.64
Debt
€73k▲
2024 · €52k
Debt ≤ 1 year
€72k▲
2024 · €50k
Debt > 1 year
€0▼
2024 · €1k
Income taxes
€7k▼
2024 · €8k
Staff costs
€121k▲
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€139k▲
Fixed assets21/28€24k€23k▼
Intangible fixed assets21€900€4k▲
Tangible fixed assets22/27€24k€19k▼
Land and buildings22€22k€17k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€89k€117k▲
Stocks and contracts in progress3€2k€6k▲
Stocks30/36€2k€6k▲
Amounts receivable within one year40/41€38k€59k▲
Trade receivables40€26k€59k▲
Other amounts receivable41€12k€0▼
Cash at bank and in hand54/58€28k€15k▼
Deferred charges and accrued income490/1€20k€36k▲
Equity and liabilities
Total equity and liabilities10/49€113k€139k▲
Equity10/15€62k€67k▲
Contributions10/11€19k€19k=
Reserves13€39k€39k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€4k€9k▲
Amounts payable17/49€52k€73k▲
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€50k€72k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Financial debts43-€18k
Credit institutions430/8-€18k
Trade debts44€33k€31k▼
Suppliers440/4€33k€31k▼
Taxes, remuneration and social security45€10k€19k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€7k€12k▲
Other amounts payable47/48€3k€766▼
Accrued charges and deferred income492/3€216€451▲
Income statement
Code20242025
Remuneration, social security and pensions62€86k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€110k€144k▲
Operating profit (loss)9901€12k€15k▲
Financial income75/76B€710€261▼
Recurring financial income75€710€261▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€11k€12k▲
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€9k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Profit to be distributed694/7€3k€0▼
Return on contributions (dividend)694€3k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k ▼326%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eggestraat 103581 BeringenGround area
1,738 m²
Building footprint
170 m²
Volume, LiDAR
1,009 m³
Parcel 71005B1018/00G000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OpmerKelijk
since 20142.237.611.044
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005B1018/00G000 | Flanders | 1,738 m² | 1 · 170 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,317 EUR awarded · 8,228 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 655 EUR | 1,237 EUR |
| 2024 | 1 | 4,238 EUR | 3,567 EUR |
| 2023 | 1 | 995 EUR | 995 EUR |
| 2022 | 1 | 2,429 EUR | 2,429 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85599Other education
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
85691Education
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.