Skip to content

BRAINCTR

Active
Private limited companyfounded 2023active for 2 yearsSchoenmakersstraat 8B003, 3290 Diest, BelgiumKBO/BCE: BE 1002.643.072
Summary

BRAINCTR has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,865 and a net result of €15,045. Its solvency ranks better than 95% of 20,490 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Psychology services
NACE 86931
1 site
Size
€78,275total assets 2025
Equity
€76,865
Profit
€15,045
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 43 days early0 of 1 deed read
Why 95lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 55.50, cash €17,764, halvedFigures for financial year 2025 (filed 18-06-2026)Equity €76,865 (98.2% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 86, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.2% of total assets
Liquidity 78-22
short-term debt 1.8% · cash 22.7%
Profitability 86-14
return on assets 19.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,017 companies, NACE 86, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.4%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 55.5, compared with 76.54 in 2024; short-term debt: 1.8% and cash: 22.7% of total assets), and 1.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 82% on solvency, 60% on liquidity, 36% on profitability and 68% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 55.50, cash €17,764, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 18-06-2026)
NBB · annual accounts
lowers risk · Equity €76,865 (98.2% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
43 days early
2024
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 41 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€76,865▲ 24.3%
2024 · €61,820
Total assets
€78,275▲ 25.0%
2024 · €62,638
Net result
€15,045▼ 74.4%
2024 · €58,820
Working capital
€76,865▲ 24.3%
2024 · €61,820
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 71% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€21,271 2025 Net result€15,045 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€74,216-€21,271▼ 71.3%
Net result€58,820within the sector's middle half-€15,045below the sector's middle half▼ 74.4%
Equity€61,820within the sector's middle half-€76,865within the sector's middle half▲ 24.3%
Total assets€62,638below the sector's middle half-€78,275below the sector's middle half▲ 25.0%
Debt€818-€1,410▲ 72.3%
Working capital€61,820within the sector's middle half-€76,865within the sector's middle half▲ 24.3%
Solvency98.7%above the sector's middle half-98.2%above the sector's middle half▼ 0.5pp
Current ratio76.54above the sector's middle half-55.50above the sector's middle half▼ 21.04
Return on assets (ROA)93.9%above the sector's middle half-19.2%within the sector's middle half▼ 74.7pp
above within below the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €78,275
Equity €76,865 ▲ 24.3%
Debt €1,410 ▲ 72.3%
Debt's share of the balance-sheet total rises from 1.3% to 1.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.02▲
2024 · 0.01
ROE
19.6%▼
2024 · 95.1%
Debt ≤ 1 year
€1,410▲
2024 · €818
Income taxes
€4,043▼
2024 · €14,818
Staff costs
€3,995▲
2024 · €2,616
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€62,638€78,275▲
Current assets29/58€62,638€78,275▲
Amounts receivable within one year40/41€24,230€60,511▲
Trade receivables40€4,048€14,110▲
Other amounts receivable41€20,182€46,401▲
Cash at bank and in hand54/58€38,408€17,764▼
Equity and liabilities
Total equity and liabilities10/49€62,638€78,275▲
Equity10/15€61,820€76,865▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€58,820€73,865▲
Amounts payable17/49€818€1,410▲
Amounts payable within one year42/48€818€1,410▲
Trade debts44€515€540▲
Suppliers440/4€515€540▲
Taxes, remuneration and social security45€303€870▲
Taxes450/3-€870
Remuneration and social security454/9€303-
Income statement Code20242025
Remuneration, social security and pensions62€2,616€3,995▲
Other operating charges640/8€237€2,262▲
Gross operating margin9900€77,069€27,527▼
Operating profit (loss)9901€74,216€21,271▼
Financial income75/76B€2€13▲
Recurring financial income75€2€13▲
Financial charges65/66B€580€2,194▲
Recurring financial charges65€580€2,194▲
Profit (loss) for the period before taxes9903€73,638€19,089▼
Income taxes67/77€14,818€4,043▼
Profit (loss) for the period9904€58,820€15,045▼
Profit (loss) for the period to be appropriated9905€58,820€15,045▼
Appropriation of the result
Profit (loss) to be appropriated9906€58,820€73,865▲
Profit (loss) brought forward from the previous period14P-€58,820

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€2,616€3,995▲ 52.7%
Other operating charges640/8€237€2,262▲ 854%
Gross operating margin9900€77,069€27,527▼ 64.3%
Operating profit (loss)9901€74,216€21,271▼ 71.3%
Financial income75/76B€2€13▲ 534%
Recurring financial income75€2€13▲ 534%
Financial charges65/66B€580€2,194▲ 278%
Recurring financial charges65€580€2,194▲ 278%
Profit (loss) for the period before taxes9903€73,638€19,089▼ 74.1%
Income taxes67/77€14,818€4,043▼ 72.7%
Profit (loss) for the period9904€58,820€15,045▼ 74.4%
Profit (loss) for the period to be appropriated9905€58,820€15,045▼ 74.4%
Line20242025Change
Assets
Total assets20/58€62,638€78,275▲ 25.0%
Current assets29/58€62,638€78,275▲ 25.0%
Amounts receivable within one year40/41€24,230€60,511▲ 150%
Trade receivables40€4,048€14,110▲ 249%
Other amounts receivable41€20,182€46,401▲ 130%
Cash at bank and in hand54/58€38,408€17,764▼ 53.7%
Equity and liabilities
Total equity and liabilities10/49€62,638€78,275▲ 25.0%
Equity10/15€61,820€76,865▲ 24.3%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€58,820€73,865▲ 25.6%
Amounts payable17/49€818€1,410▲ 72.3%
Amounts payable within one year42/48€818€1,410▲ 72.3%
Trade debts44€515€540▲ 4.9%
Suppliers440/4€515€540▲ 4.9%
Taxes, remuneration and social security45€303€870▲ 187%
Taxes450/3-€870-
Remuneration and social security454/9€303--
Line20242025Change
Profit (loss) for the period9904€58,820€15,045▼ 74.4%
Operating cash flow (approximation)€58,820€15,045▼ 74.4%
Change in cash--€20,644-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from August 2019 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

BRAINCTR was incorporated on 24 November 2023 as a private limited company.1 The company has filed 2 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
18-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
23-06
NBB filing Annual accounts filed
financial year 2024 · micro format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded24-11-2023
Financial year end31-12
Activities, NACEBEL 2025
86931Psychology services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002643072
Registered 08-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 10 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,614 m²
Building footprint
1,175 m²
Building volume
573 m³
Parcel 24020A0034/00B005, Flanders · tallest building 3.6 m. Linked by address, not a title deed.
1 establishment unit
BRAINCTR
Schoenmakersstraat 8B003, 3290 DiestPsychology services
since 2023unit no. 2.355.173.163
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
24020A0034/00B005 Flanders 1,613 m² 1 · 1,175 m² 3.6 m
How the parcels are linked
Good to know
The parcel matches the address exactly.