Sara Leysen
ActiveSara Leysen has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €32k. Its solvency ranks better than 59% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+14
Growth52
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 3.56 against 2.29 in 2024; short-term debt: 27.6% and cash: 90% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
30.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
12 d late
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 71.0%
2024 · €44k
2024: €44k
2024 → 2025
Total assets
€105k▲ 37.1%
2024 · €77k
2024: €77k
2024 → 2025
Net result
€32k▼ 23.8%
2024 · €41k
2024: €41k
2024 → 2025
Working capital
€74k▲ 78.6%
2024 · €41k
2024: €41k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€44k-€76k▲ 71.0%
Operating result€53k-€41k▼ 22.5%
Net result€41k-€32k▼ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€2k▼ 34.3%
Current assets
€103k▲ 40.0%
Equity and liabilities €105k
Equity
€76k▲ 71.0%
Debt
€29k▼ 9.8%
The debt ratio falls from 41.9% to 27.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €60k
Cash flow
€33k▼
2024 · €48k
Solvency
72.4%▲
2024 · 58.1%
Current ratio
3.56▲
2024 · 2.29
Quick ratio
3.54▲
2024 · 2.26
Debt / equity
0.38▼
2024 · 0.72
ROE
41.5%▼
2024 · 93.3%
ROA
30.1%▼
2024 · 54.2%
Interest coverage
30.35▼
2024 · 402.56
Debt
€29k▼
2024 · €32k
Debt ≤ 1 year
€29k▼
2024 · €32k
Income taxes
€8k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€105k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€74k€103k▲
Stocks and contracts in progress3€1k€672▼
Stocks30/36€1k€672▼
Amounts receivable within one year40/41€44k€6k▼
Trade receivables40€44k€6k▼
Other amounts receivable41€88€94▲
Cash at bank and in hand54/58€28k€94k▲
Deferred charges and accrued income490/1€243€2k▲
Equity and liabilities
Total equity and liabilities10/49€77k€105k▲
Equity10/15€44k€76k▲
Contributions10/11€3k€3k=
Reserves13€41k€73k▲
Distributable reserves133€41k€73k▲
Amounts payable17/49€32k€29k▼
Amounts payable within one year42/48€32k€29k▼
Trade debts44€4k€280▼
Suppliers440/4€4k€280▼
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Other amounts payable47/48€16k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€940€520▼
Gross operating margin9900€61k€43k▼
Operating profit (loss)9901€53k€41k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€148€1k▲
Recurring financial charges65€148€1k▲
Profit (loss) for the period before taxes9903€53k€40k▼
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€41k€32k▼
Profit (loss) for the period to be appropriated9905€41k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€32k▼
Transfer to equity691/2€41k€32k▼
To other reserves6921€41k€32k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weldadigheidsstraat 852540 HoveGround area
357 m²
Building footprint
78 m²
Volume, LiDAR
549 m³
Parcel 11021A0204/00W005, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sara Leysen
since 20232.351.586.836
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0204/00W005 | Flanders | 357 m² | 1 · 78 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 119 EUR awarded · 119 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 119 EUR | 119 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2023
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
47610Retail trade
79120Travel agency, tour operator and other reservation service and related activities
90031Arts creation and performing arts activities
90111Literary creation
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.