Turnover
≈ €410,000 estimated
The accounts state no turnover.
BRAGIMMO
Lifetime
5 annual accounts with figures on one time axis, 6 filings since 2018peak €117,489 (2025)
€117,489▲ 62.3%
lowest -€9,260 (2020)
€23,300▲ 149%
peak €35,277 (2025)
€35,277▲ 195%
€101,995▼ 12.1%
Board4 names since 2017
3 directorsCéline ALBERTINI and 2 others
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €72,412 to €117,489Result from €9,340 to €23,300Equity from €11,977 to €35,277Cash from €33,236 to €66,258
Key points
from the 2025 annual accountsChecked score
66
Healthy
Financially stronger than 67% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 12.0%highest value
01-2025: 12.0%● unchanged vs 12-2024highest value
02-2025: 12.0%● unchanged vs 01-2025highest value
03-2025: 12.0%● unchanged vs 02-2025highest value
04-2025: 12.0%● unchanged vs 03-2025highest value
05-2025: 7.3%▼ -4.7 percentage points vs 04-2025
06-2025: 7.3%● unchanged vs 05-2025
07-2025: 7.3%● unchanged vs 06-2025
08-2025: 8.7%▲ +1.4 percentage points vs 07-2025
09-2025: 8.7%● unchanged vs 08-2025
10-2025: 2.5%▼ -6.2 percentage points vs 09-2025
11-2025: 2.5%● unchanged vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.1%▼ -0.4 percentage points vs 12-2025
02-2026: 2.1%● unchanged vs 01-2026
03-2026: 2.0%▼ -0.1 percentage points vs 02-2026
04-2026: 2.0%● unchanged vs 03-2026
05-2026: 1.9%▼ -0.1 percentage points vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 2.6%▲ +0.7 percentage points vs 07-2026
09-2026: 1.3%▼ -1.3 percentage points vs 08-2026lowest value
10-2026: 1.3%● unchanged vs 09-2026lowest value
11-2026: 1.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €137,272
lowers risk
Liquidity: current ratio 0.87, cash €66,258
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 32% of them on solvency, 65% on liquidity, 75% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as BRAGIMMO has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BRAGIMMO itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for BRAGIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87 (0.64 in 2024), below 1. Short-term debt is 74.3% and cash 48.3% of total assets. 74.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2022
31 days late
2021
27 days late
2020
28 days late
2018
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 20 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0684670441
Company renamed from Play consulting and coaching to BRAGIMMO
Registered office moved to Sombreffe · New registered office: chaussée de NIVELLES 88, 5140 Sombreffe · Resignation: Corine ISOREZ (manager) · Gazette deed
Incorporation
Founders: ISOREZ Corine Marie Danielle Akayezu and ISOREZ Daniel Yvan Dominique Maurice Robert Julius · Founding capital of €18,600, 100 shares, €6,200 paid up · Appointment: ISOREZ Corine Marie Danielle Akayezu (manager) · published on 17-11-2017 · Gazette deed
First establishment
L'ETINCELLE, Chaussée de Nivelles 88, Sombreffe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BRAGIMMO Sombreffe | €137,272 | €117,489 | 25.7% | - |
| TRAVO GROUP Mons | €147,196 | €135,573 | 45.7% | - |
| LUC DEROUAUX & FILS Herve | €160,321 | €114,476 | 44.7% | - |
| NICO WARNEZ Wevelgem | €137,482 | €132,788 | 10.8% | - |
| REMORA CHASSIS Oupeye | €128,602 | €102,068 | 32.7% | - |
| SWEET CONSTRUCTION Leuze-en-Hainaut | €125,147 | €126,763 | 62.9% | - |
| DE VLAMINCK DANNY Oostrozebeke | €158,700 | €101,850 | 68.5% | - |
These companies have the same main activity as BRAGIMMO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €125,000 and €160,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 14-11-2017Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Joint committee
- 302Hotels and catering · annual accounts 2024
- Establishment unit
- 2.270.198.8865140 Sombreffe, since 14-11-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 15-01-2026
Insights on BRAGIMMO
BRAGIMMO files the abbreviated format. That format states no turnover. The gross margin rose from €1,231 in 2018 to €117,489 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BRAGIMMO
- What is the company number of BRAGIMMO?
- The company number of BRAGIMMO is 0684.670.441. The VAT number is the same number with BE in front: BE 0684.670.441.
- Where is BRAGIMMO based?
- The registered office is at Chaussée de Nivelles 88, 5140 Sombreffe.Company details
- What does BRAGIMMO do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BRAGIMMO?
- BRAGIMMO is a private limited company (BV).
- When was BRAGIMMO founded?
- BRAGIMMO was founded on 14-11-2017.
- Is BRAGIMMO still active?
- Yes, BRAGIMMO is an active enterprise in the KBO register.
- How many employees does BRAGIMMO have?
- BRAGIMMO had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BRAGIMMO fall under?
- In its 2024 annual accounts, BRAGIMMO states joint committee 302 (Hotels and catering).
- What is the turnover of BRAGIMMO?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €117,489 and 126 comparable companies (NACE 41001). It probably lies between €280,000 and €650,000. In financial year 2018 turnover was €90,563.
- Is BRAGIMMO profitable?
- In financial year 2025, BRAGIMMO made a profit of €23,300.
- Where can I find the annual accounts of BRAGIMMO?
- BRAGIMMO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BRAGIMMO due?
- BRAGIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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