Brabants Erf
ActiveBrabants Erf has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €446k and a net result of €-14k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 1692 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 13.03 against 12.13 in 2023), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.3%
Return on assets
-2.9%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
29 d late
2022
31 d late
2021
61 d late
2020
31 d late
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€446k▼ 3.1%
2023 · €460k
2018: €437k
2019: €434k
2020: €435k
2021: €479k
2022: €470k
2023: €460k
2018 → 2024
Total assets
€483k▼ 3.7%
2023 · €501k
2018: €519k
2019: €507k
2020: €504k
2021: €530k
2022: €521k
2023: €501k
2018 → 2024
Net result
€-14k▼ 35.5%
2023 · €-10k
2018: €35k
2019: €-2k
2020: €1k
2021: €43k
2022: €-8k
2023: €-10k
2018 → 2024
Working capital
€446k▼ 3.1%
2023 · €460k
2018: €428k
2019: €416k
2020: €422k
2021: €479k
2022: €470k
2023: €460k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€435k-€479k▲ 10.0%€470k▼ 1.8%€460k▼ 2.2%€446k▼ 3.1%
Operating result€1k-€52k▲ 4,392%€-9k€-11k▼ 24.1%€-15k▼ 37.3%
Net result€1k-€43k▲ 3,490%€-8k€-10k▼ 23.2%€-14k▼ 35.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2024 against €11k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €483k
Equity
€446k▼ 3.1%
Debt
€37k▼ 10.3%
The debt ratio falls from 8.2% to 7.7%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
92.3%▲
2023 · 91.8%
Current ratio
13.03▲
2023 · 12.13
Quick ratio
13.03▲
2023 · 12.13
Debt / equity
0.08▼
2023 · 0.09
ROE
-3.1%▼
2023 · -2.3%
ROA
-2.9%▼
2023 · -2.1%
Debt
€37k▼
2023 · €41k
Debt ≤ 1 year
€37k▼
2023 · €41k
Income taxes
€0=
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€501k€483k▼
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€501k€483k▼
Amounts receivable within one year40/41€21k€16k▼
Trade receivables40€6k-
Other amounts receivable41€14k€16k▲
Cash at bank and in hand54/58€481k€467k▼
Equity and liabilities
Total equity and liabilities10/49€501k€483k▼
Equity10/15€460k€446k▼
Contributions10/11€67k€67k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€368k€354k▼
Amounts payable17/49€41k€37k▼
Amounts payable within one year42/48€41k€37k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€30k€34k▲
Income statement
Code20232024
Non-recurring operating income76A€2k-
Other operating charges640/8€169€177▲
Gross operating margin9900€-11k€-14k▼
Operating profit (loss)9901€-11k€-15k▼
Financial income75/76B€418€724▲
Recurring financial income75€418€724▲
Financial charges65/66B€95€103▲
Recurring financial charges65€95€103▲
Profit (loss) for the period before taxes9903€-10k€-14k▼
Income taxes67/77€0€0=
Profit (loss) for the period9904€-10k€-14k▼
Profit (loss) for the period to be appropriated9905€-10k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€368k€354k▼
Profit (loss) brought forward from the previous period14P€378k€368k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €43k ▲3490%
Operating result €52k, net result €43k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nederblok(PEL) 463212 LubbeekGround area
478 m²
Building footprint
275 m²
Volume, LiDAR
1,812 m³
Parcel 24090D0013/00K000, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRABANTS ERF
since 19782.014.623.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24090D0013/00K000 | Flanders | 478 m² | 1 · 275 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELFORGE AGRI
BE 0438.397.042
Juprelle · Eq €442k
THEUNISSEN FRUIT
BE 0801.221.483
Voeren · Eq €440k
ARBUTUM DULCE
BE 0480.479.107
Pittem · Eq €432k
DEMETER
BE 0861.724.838
Sint-Truiden · Eq €426k
OLBO
BE 0808.883.394
Heers · Eq €471k
Of 1,344 companies in sector 01240 we hold annual accounts for 320. 271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-1978
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.