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JOS MORREN

Active
Public limited companyfounded 198540 yrs activeBosstraat 85, 3545 Halen, BelgiumKBO/BCE: BE 0428.215.705
Summary

JOS MORREN has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358,672 and a net result of €1,397. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 506 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Growing of pome and stone fruits
NACE 01240
1 site
Size
€402,767total assets 2025
Equity
€358,672
Profit
€1,397
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 17 d early0 of 6 deeds read
Why 95+ Founded in 1985+ Size: total assets €402,767+ Sector Crop and animal production, hunting and related service activities (NACE 01)+ Figures for FY 2025 (filed 14-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 01, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.1% of total assets
Liquidity 65+4
short-term debt 4.7% · cash 12.0%
Profitability 69+2
return on assets 0.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,649 companies)
Last 21 months 02-2025: < 0.1% 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▲ +2.6% vs 03-2025 05-2025: < 0.1%▲ +2.6% vs 04-2025 06-2025: < 0.1%▲ +5.0% vs 05-2025 07-2025: < 0.1%▲ +7.1% vs 06-2025 08-2025: < 0.1%▲ +2.2% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -2.2% vs 12-2025 02-2026: < 0.1%▲ +2.2% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +2.2% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +6.4% vs 05-2026 07-2026: 0.1%▲ +16.0% vs 06-2026highest value 08-2026: < 0.1%▼ -36.2% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1985 lowers the probability for this profile
  • Size: total assets €402,767 lowers the probability for this profile
  • Sector Crop and animal production, hunting and related service activities (NACE 01) lowers the probability
  • Figures for FY 2025 (filed 14-07-2026) lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 3.37 against 1.64 in 2024; short-term debt: 4.7% and cash: 12% of total assets), and 10.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 92%, liquidity 74%, profitability 43%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €402,767
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Crop and animal production, hunting and related service activities (NACE 01)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 14-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
7 d early
2023
5 d early
2022
4 d early
2021
37 d early
2020
7 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €1,397
  3. Liquidity doublescurrent ratio 3.37

Key points

  • Positive: Among the best 11% on solvencysector median 43.6% · 506 companies 89.1% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1985founded 23-12-1985 40 years View

By topic

Financials

Fiscal year
2025
Total assets
€402,767
Profit
€1,397
Solvency
89.1%
Total assets▼ 7.6%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 14-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Growing of pome and stone fruitsNACE 01240
Founded
23-12-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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