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Complete company report
Generated 14-08-2026
Active BE 0700.507.769Private limited company

BPHIL

Place Saint Martin(TAM) 6 ·5060 Sambreville, Belgium· 8 yrs active
Sector: Cafés en bars (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of BPHIL is 2.1% (moderate). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 8 yrs
Board 1
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Higher-failure-rate region +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview7 NBB filings
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 05-02-2026 2026-00033662
31-12-2024 micro 07-02-2025 2025-00034176
31-12-2023 micro 16-02-2024 2024-00032315
31-12-2022 micro 25-01-2023 2023-00007722
31-12-2021 micro 14-02-2022 2022-05800529
31-12-2020 micro 11-02-2021 2021-05400397
31-12-2019 micro 27-02-2020 2020-05800464
Directors & mandates 1 directors
Current directors & mandates
  • BALZAT François, Jean, Joseph, Ghislain
    Director
    State Gazette act 23305475 (17-01-2023)
    Current
    17-01-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Cafés en bars(56301)
Legal form Private limited company(610)
Incorporation31-07-2018
StatusActive
Postal code5060
Establishment units 1 location
BPHIL
Place Saint Martin(TAM) 6, 5060 SambrevilleCafés en bars
since 20182.278.814.763
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
07-02-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
16-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
25-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
17-01-2023
State Gazette act Director changes
Cathy PARMENTIER
2022
14-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
11-02-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
27-02-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
17-01-2023 BALZAT François, Jean, Joseph, Ghislain appointed as director Director changes·Cathy PARMENTIER
  • BALZAT François, Jean, Joseph, Ghislain, Bestuurder
Notary: Cathy PARMENTIER · Sambreville
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "LAINE Philippe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "BALZAT Fran\u00E7ois, Jean, Joseph, Ghislain",
        "address": "5060 SAMBREVILLE (Tamines), Place Saint-Martin, 6",
        "birth_date": "1988-03-18",
        "profession": null,
        "birth_place": "Sambreville"
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Cathy PARMENTIER",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Sambreville",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-01-17",
    "filing_date": "2023-01-13",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-01-12",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0700.507.769",
    "name_full": "BPHIL",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Cathy PARMENTIER",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [
    "exp\u00E9dition de l\u0027acte",
    "coordination des statuts"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameFR BPHIL
Registered office
Place Saint Martin(TAM) 6
5060 Sambreville, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative