Financials
- Fiscal year
- 2025
- Total assets
- €9,114
- Profit
- €2,823
- Solvency
- -3.9%
Total assets▲ 6.9%
Net result
20222025
BPH ACCOUNTING
ActiveSummary
BPH ACCOUNTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€353) and a net result of €2,823. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 15573 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€9,114total assets 2025
- Equity
- -€353
- Profit
- €2,823
Turnover not published (abridged schema)
Structure
- Board
- 2 members
Accounts on time1 of 3 deeds read
Why 55Capped at 59: negative equity- Negative equity -€353- Liquidity: current ratio 0.08, cash €711+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €9,114Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
21+21
equity -3.9% of total assets
Liquidity
10+1
short-term debt 103.9% · cash 7.8%
Profitability
100+100
return on assets 31.0%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.6%▼ -15.4% vs 11-2024
01-2025: 0.6%● 0.0% vs 12-2024
02-2025: 0.6%● 0.0% vs 01-2025
03-2025: 0.6%▲ +0.5% vs 02-2025
04-2025: 0.6%● 0.0% vs 03-2025
05-2025: 0.6%● 0.0% vs 04-2025
06-2025: 0.7%▲ +22.4% vs 05-2025
07-2025: 0.7%▲ +3.6% vs 06-2025
08-2025: 0.7%▼ -4.8% vs 07-2025
09-2025: 0.7%▼ -3.0% vs 08-2025
10-2025: 0.8%▲ +11.1% vs 09-2025highest value
11-2025: 0.1%▼ -84.5% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -3.4% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%● 0.0% vs 02-2026lowest value
04-2026: 0.1%● 0.0% vs 03-2026lowest value
05-2026: 0.1%● 0.0% vs 04-2026lowest value
06-2026: 0.1%▲ +28.9% vs 05-2026
07-2026: 0.2%▲ +14.3% vs 06-2026
08-2026: 0.2%▲ +2.4% vs 07-2026
09-2026: 0.2%▲ +8.7% vs 08-2026
10-2026: 0.2%▲ +15.0% vs 09-2026
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Negative equity -€353 raises the probability
- Size: total assets €9,114 lowers the probability for this profile
- Liquidity: current ratio 0.08, cash €711 raises the probability
No credit on open account
Liquidity short (current ratio 0.08 against 0.08 in 2024; short-term debt: 103.9% and cash: 7.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 3%, liquidity 2%, profitability 82%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 15573 sector peers (2025).
NBB · sector comparisonPosition among 15573 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close07-10-2026 today31-10-2026 deadline
- Resignations: DECUBBER Ludovic Patrick Guy (director)…Appointments: YAGBASAN Talin (director) and…
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €2,823
Key points
By topic
Board & ownership
- Board
- 2 members
Go to Board & ownership
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-10-2026
- 24-08-2026Resignations: DECUBBER Ludovic Patrick Guy (director) and…
- 31-10-2025Annual accounts filed
- 31-03-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 05-01-2022
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 3
- Annual meeting
- Last Friday of June at 18:00
- Purpose
- De werkzaamheden van een accountant en fiscaal accountant evenals het uitoefenen van alle…
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