PBO COMPTAFISC
ActivePBO COMPTAFISC has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €4k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 35% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +23 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+80
Solvency83▲+29
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.38 in 2023), but 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.1%
Return on assets
15.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
84 d late
2022
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12k▲ 52.1%
2023 · €8k
2022: €8k
2023: €8k
2022 → 2024
Total assets
€28k▲ 0.9%
2023 · €28k
2022: €28k
2023: €28k
2022 → 2024
Net result
€4k▲ 1,196%
2023 · €325
2022: €5k
2023: €325
2022 → 2024
Working capital
€12k▲ 61.1%
2023 · €7k
2022: €8k
2023: €7k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€8k-€8k▲ 4.2%€12k▲ 52.1%
Operating result€9k-€2k▼ 78.0%€7k▲ 246%
Net result€5k-€325▼ 93.8%€4k▲ 1,196%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 246% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28k
Fixed assets
€359▼ 47.0%
Current assets
€28k▲ 2.2%
Equity and liabilities €28k
Equity
€12k▲ 52.1%
Debt
€16k▼ 20.2%
The debt ratio falls from 70.7% to 55.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€7k▲
2023 · €2k
Cash flow
€5k▲
2023 · €603
Solvency
44.1%▲
2023 · 29.3%
Current ratio
1.77▲
2023 · 1.38
Quick ratio
1.77▲
2023 · 1.38
Debt / equity
1.27▼
2023 · 2.42
ROE
34.2%▲
2023 · 4.0%
ROA
15.1%▲
2023 · 1.2%
Interest coverage
82.11▲
2023 · 16.45
Debt
€16k▼
2023 · €20k
Debt ≤ 1 year
€16k▼
2023 · €20k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€28k€28k▲
Fixed assets21/28€678€359▼
Tangible fixed assets22/27€678€359▼
Furniture and vehicles24€678€359▼
Current assets29/58€27k€28k▲
Amounts receivable within one year40/41€26k€23k▼
Trade receivables40€10k€5k▼
Other amounts receivable41€16k€17k▲
Cash at bank and in hand54/58€983€5k▲
Deferred charges and accrued income490/1€81€85▲
Equity and liabilities
Total equity and liabilities10/49€28k€28k▲
Equity10/15€8k€12k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€6k€10k▲
Amounts payable17/49€20k€16k▼
Amounts payable within one year42/48€20k€16k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€15k€14k▼
Remuneration and social security454/9€4k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€278€319▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€4k€9k▲
Operating profit (loss)9901€2k€7k▲
Financial income75/76B€899€1k▲
Recurring financial income75€899€1k▲
Non-recurring financial income76B€899-
Financial charges65/66B€142€91▼
Recurring financial charges65€142€91▼
Non-recurring financial charges66B€142€91▼
Profit (loss) for the period before taxes9903€3k€8k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€325€4k▲
Profit (loss) for the period to be appropriated9905€325€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€10k▲
Profit (loss) brought forward from the previous period14P€5k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
31-12
Financial
Weakest financial yearnet €325 ▼93.8%
Net result drops to €325, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Biernaux 31301 WavreGround area
712 m²
Building footprint
121 m²
Volume, LiDAR
889 m³
Parcel 25006D0284/00L002, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PBO COMPTAFISC
since 20212.322.976.685
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006D0284/00L002 | Wallonia | 711 m² | 1 · 121 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 3,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2021
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.