BPH
ActiveBPH has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €180k and a net result of €13k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability36▲+11
Solvency76▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.82 in 2023), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-06-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
40 d early
2023
47 d early
2022
38 d early
2021
58 d early
2020
59 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€180k▲ 7.8%
2023 · €167k
2018: €103k
2019: €126k
2020: €152k
2021: €154k
2022: €159k
2023: €167k
2018 → 2024
Total assets
€275k▼ 2.4%
2023 · €282k
2018: €276k
2019: €281k
2020: €284k
2021: €284k
2022: €284k
2023: €282k
2018 → 2024
Net result
€13k▲ 58.6%
2023 · €8k
2018: €24k
2019: €18k
2020: €25k
2021: €3k
2022: €4k
2023: €8k
2018 → 2024
Working capital
€-4k▲ 71.4%
2023 · €-15k
2018: €-54k
2019: €-1k
2020: €6k
2021: €-7k
2022: €-17k
2023: €-15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€152k-€154k▲ 1.7%€159k▲ 2.7%€167k▲ 5.2%€180k▲ 7.8%
Operating result€40k-€9k▼ 78.2%€10k▲ 13.3%€14k▲ 39.5%€19k▲ 39.7%
Net result€25k-€3k▼ 89.7%€4k▲ 56.4%€8k▲ 101%€13k▲ 58.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 40% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €275k
Fixed assets
€207k▼ 4.7%
Current assets
€69k▲ 5.5%
Equity and liabilities €275k
Equity
€180k▲ 7.8%
Debt
€95k▼ 17.2%
The debt ratio falls from 40.9% to 34.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€31k▲
2023 · €25k
Cash flow
€24k▲
2023 · €20k
Solvency
65.3%▲
2023 · 59.1%
Current ratio
0.94▲
2023 · 0.82
Quick ratio
0.94▲
2023 · 0.82
Debt / equity
0.53▼
2023 · 0.69
ROE
7.3%▲
2023 · 4.9%
ROA
4.7%▲
2023 · 2.9%
Interest coverage
12.21▲
2023 · 8.02
Debt
€95k▼
2023 · €115k
Debt ≤ 1 year
€73k▼
2023 · €80k
Debt > 1 year
€22k▼
2023 · €35k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€282k€275k▼
Fixed assets21/28€217k€207k▼
Tangible fixed assets22/27€217k€207k▼
Land and buildings22€209k€200k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€65k€69k▲
Amounts receivable within one year40/41€63k€67k▲
Trade receivables40€61k€63k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€903€773▼
Deferred charges and accrued income490/1€739€747▲
Equity and liabilities
Total equity and liabilities10/49€282k€275k▼
Equity10/15€167k€180k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€146k€159k▲
Amounts payable17/49€115k€95k▼
Amounts payable after more than one year17€35k€22k▼
Financial debts170/4€35k€22k▼
Amounts payable within one year42/48€80k€73k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Financial debts43€822€2k▲
Credit institutions430/8€822€2k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€7k€1k▼
Other amounts payable47/48€55k€54k▼
Accrued charges and deferred income492/3€270€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€31k€34k▲
Operating profit (loss)9901€14k€19k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€11k€17k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€8k€13k▲
Profit (loss) for the period to be appropriated9905€8k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€146k€159k▲
Profit (loss) brought forward from the previous period14P€138k€146k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-08
State Gazette act
Registered officeGeneral meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move · Power of attorney3 facts ▸
- General meeting, 06/07/2026
- Registered-office move, 1300 Wavre, Avenue Molière 18
- Power of attorney, Aurora Consulting srl
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €3k ▼89.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25k ▲44.7%
Operating result €40k, net result €25k, both a record.
31-12
Financial
Equity above €150kEq €152k ▲20.1%
3 profitable years in a row build equity to €152k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
MARTINY Didier Freddy Raymond
CurrentDirector · since 11-12-2023
PLUMIER Eléonore Jocelyne Jocelyn
CurrentDirector · since 11-12-2023
11-12-2023
MARTINY Didier Freddy Raymond: Appointed as Director
11-12-2023
PLUMIER Eléonore Jocelyne Jocelyn: Appointed as Director
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Molière 181300 WavreGround area
3,058 m²
Building footprint
767 m²
Volume, LiDAR
8,917 m³
Parcel 25772H0090/00S003, Wallonia · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BPH
since 20032.137.164.970
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772H0090/00S003 | Wallonia | 3,058 m² | 1 · 767 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Harmony IT
BE 0684.688.851
Hasselt · Eq €180k
ALIT
BE 0801.718.064
Brussel · Eq €180k
VEDANT CONSULTING
BE 0800.756.477
Vosselaar · Eq €180k
DHS DIGITAL
BE 0729.973.401
Brussel · Eq €180k
KBRS Projects
BE 0782.904.618
Putte · Eq €180k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2003
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.