Active BE 1003.781.536Private limited company

BOW2GROW

Elzendreef 4 ·8020 Oostkamp, Belgium· 2 yrs active

Sector: Accommodation (55203)

Conclusion Checked

The computed 12-month bankruptcy probability of BOW2GROW is 1.6% (moderate). The 2024 annual accounts show equity of €463k and a net result of €-47k. Its solvency ranks better than 95% of 96 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€463k
Net result	€-47k
Better than sector	95%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

56 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 65

Profitability 0

Solvency 100

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.6% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

65 / 100 Healthy

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · verkort

Sector comparison

Fiscal year 2024 · NACE 55, Accommodation · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	99.8%	7.8%	better than 95% of 96 sector peers
Net result	€-47k	€-7k	better than 39% of 96 sector peers
Equity	€463k	€94k	better than 72% of 96 sector peers
Gross operating margin	€-47k	€177k	better than 7% of 95 sector peers
Total assets	€464k	€1.59M	better than 19% of 96 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	-
Net profit	€-47k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€464k
Equity	€463k
Debt	€1k
of which ≤ 1y	€1k
of which > 1y	-
Working capital	€338k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	329.56
Quick ratio	329.56
Working capital ratio	72.8%
Solvency	99.8%
Debt / equity	0.00
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-10.1%
ROE	-10.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €125k · 26.9% Current assets €339k · 73.1%

Equity & liabilities

Equity €463k · 99.8% Debt €1k · 0.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€464k
Fixed assets	21/28	€125k
Financial fixed assets	28	€125k
Current assets	29/58	€339k
Amounts receivable within one year	40/41	€6k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€464k
Equity	10/15	€463k
Contributions / capital	10/11	€510k
Accumulated profits (losses)	14	€-47k
Amounts payable	17/49	€1k
Amounts payable within one year	42/48	€1k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€-47k
Operating result	9901	€-47k
Financial charges	65	€75
Result before taxes	9903	€-47k
Net result for the period	9904	€-47k
Result to be appropriated	9905	€-47k

Ratios computed by Checked.

Legal Structure

NACE primary	Accommodation(55203)
Legal form	Private limited company(610)
Incorporation	21-12-2023
Status	Active
Postal code	8020

Establishment units 1 location

Bow2Grow

Elzendreef 4, 8020 OostkampGites, vakantiewoningen en -appartementen

since 20232.353.770.920

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31009D0977/02L002	Flanders	9,540 m²	1 · 354 m²	22.3 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

23-02-2026

State Gazette act Registered-office change

v3.2

2025

30-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2023

27-12-2023

State Gazette act Incorporation

oprichting

Belgisch Staatsblad, acts 2 acts

Address history · 1

23-02-2026

v3.2

All acts · 2 updated 5 months ago

2026

23-02-2026 Registered office moved within Hertsberge Registered-office change

Kruisstraat 19, 8020 Hertsberge → Elzendreef 4, 8020 Hertsberge

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Hertsberge",
        "region": null,
        "street": "Elzendreef",
        "country": "BE",
        "postcode": "8020",
        "box_number": null,
        "street_number": "4"
      },
      "old_address": {
        "city": "Hertsberge",
        "region": null,
        "street": "Kruisstraat",
        "country": "BE",
        "postcode": "8020",
        "box_number": null,
        "street_number": "19"
      },
      "effective_date": "2026-02-12",
      "evidence_quote": "De raad van bestuur, gehouden op 12/02/2026, heeft besloten om de zetel van de vennootschap vanaf heden te verplaatsen naar Elzendreef 4 te 8020 Hertsberge."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1003.781.536",
    "name_full": "BOW2GROW",
    "legal_form": "BV"
  }
}

2023

27-12-2023 Incorporation of a new BV Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "8020 Hertsberge, Kruisstraat 19",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-03-08",
        "name": "DESTROOPER Bert",
        "niss": null,
        "address": "8020 Oostkamp, Elzendreef 4"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10000,
      "holder_person_name": "DESTROOPER Bert",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-09-03",
        "name": "BIEBAUW Cedric",
        "niss": null,
        "address": "8020 Oostkamp, Kruisstraat 11"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 76000,
      "holder_person_name": "BIEBAUW Cedric",
      "is_subscriber_only": false,
      "n_shares_subscribed": 760,
      "amount_subscribed_eur": 76000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1959-12-26",
        "name": "BALLEGEER Yves Irma Emiel",
        "niss": null,
        "address": "8340 Damme, Edward Steyaertstraat 16"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 50000,
      "holder_person_name": "BALLEGEER Yves Irma Emiel",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 50000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1974-06-04",
        "name": "JURION Filip Louis",
        "niss": null,
        "address": "8300 Knokke-Heist, Pannenstraat 242"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100000,
      "holder_person_name": "JURION Filip Louis",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 100000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1965-06-21",
        "name": "BAELE Chantal Monique Andr\u00E9",
        "niss": null,
        "address": "8340 Damme, Edward Steyaertstraat 16"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 7000,
      "holder_person_name": "BAELE Chantal Monique Andr\u00E9",
      "is_subscriber_only": false,
      "n_shares_subscribed": 70,
      "amount_subscribed_eur": 7000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1974-08-17",
        "name": "KINNET Els Marieke",
        "niss": null,
        "address": "8000 Brugge, Bevrijdingslaan 17"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100000,
      "holder_person_name": "KINNET Els Marieke",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 100000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1959-08-28",
        "name": "VERHEYEN Hilde Hilaire",
        "niss": null,
        "address": "9170 Sint-Gillis-Waas, Zavelstraat 16"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 25000,
      "holder_person_name": "VERHEYEN Hilde Hilaire",
      "is_subscriber_only": false,
      "n_shares_subscribed": 250,
      "amount_subscribed_eur": 25000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1998-01-28",
        "name": "BALLEGEER Flore Gis\u00E8le",
        "niss": null,
        "address": "1000 Brussel, Omwentelingsstraat 12"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 17000,
      "holder_person_name": "BALLEGEER Flore Gis\u00E8le",
      "is_subscriber_only": false,
      "n_shares_subscribed": 170,
      "amount_subscribed_eur": 17000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1957-04-28",
        "name": "BEYENS Rudi",
        "niss": null,
        "address": "9170 Sint-Gillis-Waas, Zavelstraat 16"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 25000,
      "holder_person_name": "BEYENS Rudi",
      "is_subscriber_only": false,
      "n_shares_subscribed": 250,
      "amount_subscribed_eur": 25000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1951-06-05",
        "name": "MORBEE Mark Albertine Oscar",
        "niss": null,
        "address": "8300 Knokke-Heist, Paulusstraat 7"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100000,
      "holder_person_name": "MORBEE Mark Albertine Oscar",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 100000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 510000,
  "subject_company": {
    "kbo": "1003.781.536",
    "name_full": "BOW2GROW",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-12-21",
  "post_incorporation_mandates": []
}

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Company registry (CBE) Crossroads Bank

Activities

Gites, vakantiewoningen en -appartementen55203Gites, vakantiewoningen en -appartementen55203Gastenkamers55204Gastenkamers55204Vakantieverblijven en andere accommodatie voor kort verblijf, n.e.g.55209Vakantieverblijven en andere accommodatie voor kort verblijf, neg55209

Primary activity highlighted.

Names & trade names

Legal nameNL

BOW2GROW

Registered office

Elzendreef 4

8020 Oostkamp, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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