Skip to content

BOVANIS

Active
Private limited companyfounded 2024active for 2 yearsRoterijstraat 22, 8560 Wevelgem, BelgiumKBO/BCE: BE 1010.949.341
Summary

The computed 12-month bankruptcy probability of BOVANIS is 2.7% (moderate). The 2025 annual accounts show equity of €20,442 and a net result of €19,160. Its solvency ranks better than 46% of 9,399 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 01-07-2024 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.361.052.848 8560 Wevelgem, since 01-07-2024
Financial year end
30 June
Peppol
Reachable since 24-07-2024

Board and ownership

Board
Shareholders
  • VAN ISEGHEM Wesleyact of 03-07-2024

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts to 30-06-2025
Gross margin
€31,981
Turnover
≈ €220,000
estimated
Profit
€19,160
Equity
€20,442
Total assets
€51,715
Score breakdownraises riskFounded in 2024Size: total assets €51,715Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 0.59, cash €9,391Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 61% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 65
equity 39.5% of total assets
Liquidity 47
short-term debt 51.5% · cash 18.2%
Profitability 100
return on assets 37.0%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 08-2025: 3.6% 09-2025: 3.7%▲ +0.1 percentage points vs 08-2025 10-2025: 4.1%▲ +0.4 percentage points vs 09-2025 11-2025: 4.2%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 2.2%▼ -2.0 percentage points vs 11-2025lowest value 01-2026: 2.2%● unchanged vs 12-2025lowest value 02-2026: 2.4%▲ +0.2 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.3%▼ -0.1 percentage points vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.4%▲ +0.1 percentage points vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 2.4%● unchanged vs 07-2026 09-2026: 2.4%● unchanged vs 08-2026 10-2026: 2.7%▲ +0.3 percentage points vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.59, below 1. Short-term debt is 51.5% and cash 18.2% of total assets. 60.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 47% of them on solvency, 46% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €51,715
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 0.59, cash €9,391
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-11-2025, 78 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
78 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 14-11-2025 at the NBB

Turnover
≈ €220,000
Estimated: probably between €120,000 and €410,000
Total assets
€51,715
Net result
€19,160
Working capital
-€10,848

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €51,715
Fixed assets €35,921
Current assets €15,795
Equity and liabilities €51,715
Equity €20,442
Debt €31,274
Debt's share of the balance-sheet total is 60.5%.
Key figures and ratios
2025 value
EBITDA
€31,697
Cash flow
€26,599
Current ratio
0.59
Debt to equity
1.53
ROE
93.7%
ROA
37.0%
Interest coverage
57.21
Debt ≤ 1 year
€26,642
Debt > 1 year
€4,631
Income taxes
€4,580

Investments

fixed assets acquired
Item30-06-2025
Tangible fixed assets€37,932
Intangible fixed assets€2,427
Financial fixed assets€3,000
Depreciation and write-downs of the year€7,439

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€51,715
Fixed assets21/28€35,921
Tangible fixed assets22/27€32,921
Plant, machinery and equipment23€9,654
Furniture and vehicles24€17,361
Other tangible fixed assets26€5,906
Financial fixed assets28€3,000
Current assets29/58€15,795
Amounts receivable within one year40/41€5,702
Trade receivables40€5,483
Other amounts receivable41€218
Cash at bank and in hand54/58€9,391
Deferred charges and accrued income490/1€702
Equity and liabilities
Total equity and liabilities10/49€51,715
Equity10/15€20,442
Contributions10/11€3,000
Reserves13€17,442
Distributable reserves133€17,442
Amounts payable17/49€31,274
Amounts payable after more than one year17€4,631
Financial debts170/4€4,631
Amounts payable within one year42/48€26,642
Current portion of amounts payable after more than one year42€3,514
Trade debts44€1,366
Suppliers440/4€1,366
Taxes, remuneration and social security45€4,576
Taxes450/3€4,576
Other amounts payable47/48€17,187
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,439
Other operating charges640/8€284
Gross operating margin9900€31,981
Operating profit (loss)9901€24,258
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€554
Recurring financial charges65€554
Profit (loss) for the period before taxes9903€23,740
Income taxes67/77€4,580
Profit (loss) for the period9904€19,160
Profit (loss) for the period to be appropriated9905€19,160
Appropriation of the result
Profit (loss) to be appropriated9906€19,160
Transfer to equity691/2€17,442
To other reserves6921€17,442
Profit to be distributed694/7€1,718
Return on contributions (dividend)694€1,718

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 14-11-2025.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,439
Other operating charges640/8€284
Gross operating margin9900€31,981
Operating profit (loss)9901€24,258
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€554
Recurring financial charges65€554
Profit (loss) for the period before taxes9903€23,740
Income taxes67/77€4,580
Profit (loss) for the period9904€19,160
Profit (loss) for the period to be appropriated9905€19,160
Line2025
Assets
Total assets20/58€51,715
Fixed assets21/28€35,921
Tangible fixed assets22/27€32,921
Plant, machinery and equipment23€9,654
Furniture and vehicles24€17,361
Other tangible fixed assets26€5,906
Financial fixed assets28€3,000
Current assets29/58€15,795
Amounts receivable within one year40/41€5,702
Trade receivables40€5,483
Other amounts receivable41€218
Cash at bank and in hand54/58€9,391
Deferred charges and accrued income490/1€702
Equity and liabilities
Total equity and liabilities10/49€51,715
Equity10/15€20,442
Contributions10/11€3,000
Reserves13€17,442
Distributable reserves133€17,442
Amounts payable17/49€31,274
Amounts payable after more than one year17€4,631
Financial debts170/4€4,631
Amounts payable within one year42/48€26,642
Current portion of amounts payable after more than one year42€3,514
Trade debts44€1,366
Suppliers440/4€1,366
Taxes, remuneration and social security45€4,576
Taxes450/3€4,576
Other amounts payable47/48€17,187
Line2025
Profit (loss) for the period9904€19,160
+ Depreciation and write-downs630€7,439
Operating cash flow (approximation)€26,599

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as BOVANIS has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BOVANIS itself is higher: 2.7% within 12 months. It rests on far more data about BOVANIS than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for BOVANIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
30-06-2025 micro format 14-11-2025 2025-00567136 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
VAN ISEGHEM Wesley
Director (not named in the articles) · since 01-07-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 14-11-2025
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Vertegenwoordiging Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Indien er…”
deed of 03-07-2024

Owners and capital

Shareholders

At incorporation act of 03-07-2024 ↗

Capital transactions

Capital over time
  1. 03-07-2024 Incorporation · €3,000 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Algemene vergadering kan mandaat steeds beëindigen wegens wettige reden,zonder opzeggingstermijn of vertrekvergoeding, één of meer…”
“Beslist of mandaat al dan niet ten kosteloze titel wordt uitgeoefend, vergoeding van de bestuurders”

Articles of association, deed of 03-07-2024 (in Dutch)

Network & group

BOVANIS shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of BOVANIS. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2025
14-11
NBB filing Annual accounts 2025 filedNBB
micro format · 78 days before the deadline
2024
03-07
Gazette deed Incorporation
Founding capital of €3,000, 100 shares · Founder: VAN ISEGHEM Wesley · Appointment: VAN ISEGHEM Wesley (director)8 points ▸
  • Incorporation, 27-06-2024
  • Founder, VAN ISEGHEM Wesley
  • Founding capital, €3,000, 100 shares
  • Registered office clause, Roterijstraat 22, 8560 Wevelgem
  • Board rule, 1
  • Director appointment, VAN ISEGHEM Wesley (director (not named in the articles))
  • Power of attorney, Ann STROBBE
  • VAN ISEGHEM Wesley holds all the shares
  • The act holds 2 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name BOVANIS in Dutch
Enterprise number 1010.949.341
Legal form Private limited company
Status Active, normale toestand
Founded 01-07-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 03-07-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 03-07-2024 (in Dutch)

Registered office and establishments

Registered office Roterijstraat 22, 8560 Wevelgem, Belgium
Establishment unit BOVANIS, Roterijstraat 22, 8560 Wevelgem since 01-07-2024 · unit number 2.361.052.848

Activities

NACEBEL 2025
VAT activities
41001 General construction of residential buildings main activity
Social security (RSZ) activities
41001 General construction of residential buildings main activity
Codes under NACEBEL 2008
41201 General construction of buildings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Lassen; Sanitair; Elektriciteit; Automechanica; Algemene ruwbouw; Betonwerken; Vloeren en betegelen; Terrassen; Metselwerken; Klinkerwerken…”
24 activities
  1. Lassen
  2. Sanitair
  3. Elektriciteit
  4. Automechanica
  5. Algemene ruwbouw
  6. Betonwerken
  7. Vloeren en betegelen
  8. Terrassen
  9. Metselwerken
  10. Klinkerwerken
  11. Uitbekleden van gevels
  12. Platte daken
  13. Ruwbouw timmerwerk
  14. Grondwerken
  15. Afbraakwerken
  16. Renovatie en verbouwing
  17. Verkoop van alle producten en diensten die te maken hebben met bovenvermelde activiteiten
  18. Het inrichten van algemene diensten en/of secretariaat die nuttig/nodig zijn voor de uitoefening van voormelde activiteiten
  19. Het organiseren en geven van congressen,opleidingen of voordrachten in verband met voormelde activiteiten
  20. Overige zakelijke dienstverlening
  21. Het roerend en onroerend patrimonium van de vennootschap te beheren in de ruimste zin van het woord,deze oordeelkundig uit te breiden,alle beschikbare middelen te beleggen of weder te beleggen,zowel in roerende als onroerende goederen
  22. Het aankopen en verkopen,huren en verhuren,bouwen,renoveren,opschikken,uitrusten en ombouwen van onroerende goederen
  23. Zij mag onroerende goederen vervreemden met het oog op wederbelegging en opbrengst
  24. Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer van de eigen roerende en onroerende goederen
deed of 03-07-2024 (in Dutch)

Invoicing and payment

VAT number BE 1010.949.341
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1010949341
Other Peppol ID 9925:BE1010949341
Registered 24-07-2024

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1010.949.341

Financial year and general meeting

Accounts at the NBB
Financial year end 30-06
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Wednesday of December at 18:00
deed of 03-07-2024 (in Dutch)

Recognitions · licences · registrations

Dual-learning approval

4 live approvals
Medewerker ruwbouw (vwo)
approved · 2026 to 2031
Medewerker ruwbouw duaal (so)
approved · 2026 to 2031
Metselaar (vwo)
approved · 2026 to 2031
Ruwbouw duaal (so)
approved · 2026 to 2031

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
324 m²
Building footprint
90 m²
Building volume
607 m³
Cadastral parcel Region Area Buildings Height / floors
34302B0469/00M003 Flanders 324 m² 1 · 90 m² 10.7 m · 2