BOVANIS
ActiveThe computed 12-month bankruptcy probability of BOVANIS is 2.3% (moderate). The 2025 annual accounts show equity of €20k and a net result of €19k. Its solvency ranks better than 46% of 7331 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency65
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.59; short-term debt: 51.5% and cash: 18.2% of total assets), and 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-11-2025, 78 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
78 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€20k
Total assets
€52k
Net result
€19k
Working capital
€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €52k
Fixed assets
€36k
Current assets
€16k
Equity and liabilities €52k
Equity
€20k
Debt
€31k
Debt finances 60.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k
Cash flow
€27k
Solvency
39.5%
Current ratio
0.59
Quick ratio
0.59
Debt / equity
1.53
ROE
93.7%
ROA
37.0%
Interest coverage
57.21
Debt
€31k
Debt ≤ 1 year
€27k
Debt > 1 year
€5k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€52k
Fixed assets21/28€36k
Tangible fixed assets22/27€33k
Plant, machinery and equipment23€10k
Furniture and vehicles24€17k
Other tangible fixed assets26€6k
Financial fixed assets28€3k
Current assets29/58€16k
Amounts receivable within one year40/41€6k
Trade receivables40€5k
Other amounts receivable41€218
Cash at bank and in hand54/58€9k
Deferred charges and accrued income490/1€702
Equity and liabilities
Total equity and liabilities10/49€52k
Equity10/15€20k
Contributions10/11€3k
Reserves13€17k
Distributable reserves133€17k
Amounts payable17/49€31k
Amounts payable after more than one year17€5k
Financial debts170/4€5k
Amounts payable within one year42/48€27k
Current portion of amounts payable after more than one year42€4k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€17k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€284
Gross operating margin9900€32k
Operating profit (loss)9901€24k
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€554
Recurring financial charges65€554
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€17k
To other reserves6921€17k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roterijstraat 228560 WevelgemGround area
324 m²
Building footprint
90 m²
Volume, LiDAR
607 m³
Parcel 34302B0469/00M003, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOVANIS
since 20242.361.052.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0469/00M003 | Flanders | 324 m² | 1 · 90 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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BenSy Reno
BE 0759.430.222
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BE 0804.298.165
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CERROBAT
BE 0555.828.608
Binche · Eq €20k
ELPE WONINGBOUW
BE 0628.639.578
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TLC BATIMENT
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Anderlues · Eq €20k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,575 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2024
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.