Bouwwerken Marc Timmermans
ActiveSummary
Bouwwerken Marc Timmermans has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €8k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+16
Solvency74▼-16
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.54 in 2024; short-term debt: 51.4% and cash: 61% of total assets), but 51.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
5.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
26 d early
2022
24 d early
2021
30 d early
2020
29 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 20.1%
2024 · €93k
2018: €25k
2019: €28k
2020: €31k
2021: €61k
2022: €89k
2023: €95k
2024: €93k
2018 → 2025
Total assets
€153k▲ 6.3%
2024 · €144k
2018: €65k
2019: €72k
2020: €74k
2021: €110k
2022: €145k
2023: €149k
2024: €144k
2018 → 2025
Net result
€8k▲ 793%
2024 · €893
2018: €2k
2019: €3k
2020: €3k
2021: €30k
2022: €29k
2023: €12k
2024: €893
2018 → 2025
Working capital
€64k▼ 18.4%
2024 · €78k
2018: €2k
2019: €4k
2020: €14k
2021: €39k
2022: €67k
2023: €75k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€89k▲ 47.0%€95k▲ 6.1%€93k▼ 1.9%€74k▼ 20.1%
Operating result€42k-€40k▼ 4.7%€18k▼ 55.8%€3k▼ 85.4%€13k▲ 382%
Net result€30k-€29k▼ 4.8%€12k▼ 57.6%€893▼ 92.6%€8k▲ 793%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 382% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€11k ▼ 29.7%
Current assets
€142k ▲ 10.5%
Equity and liabilities €153k
Equity
€74k ▼ 20.1%
Debt
€79k ▲ 54.5%
Debt's share of the balance-sheet total rises from 35.4% to 51.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €7k
Cash flow
€12k▲
2024 · €5k
Current ratio
1.81▼
2024 · 2.54
Quick ratio
1.55▼
2024 · 2.34
Debt to equity
1.06▲
2024 · 0.55
ROE
10.7%▲
2024 · 1.0%
ROA
5.2%▲
2024 · 0.6%
Interest coverage
8.24▲
2024 · 4.72
Debt ≤ 1 year
€79k▲
2024 · €51k
Income taxes
€3k▲
2024 · €213
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€144k€153k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€135-
Current assets29/58€129k€142k▲
Stocks and contracts in progress3€10k€21k▲
Contracts in progress37€10k€21k▲
Amounts receivable within one year40/41€22k€15k▼
Trade receivables40€9k€11k▲
Other amounts receivable41€13k€5k▼
Cash at bank and in hand54/58€80k€93k▲
Deferred charges and accrued income490/1€16k€13k▼
Equity and liabilities
Total equity and liabilities10/49€144k€153k▲
Equity10/15€93k€74k▼
Contributions10/11€19k€19k=
Reserves13€74k€56k▼
Distributable reserves133€74k€56k▼
Amounts payable17/49€51k€79k▲
Amounts payable within one year42/48€51k€79k▲
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€367€2k▲
Taxes450/3€367€2k▲
Other amounts payable47/48€43k€71k▲
Accrued charges and deferred income492/3€200€61▼
Income statement
Code20242025
Non-recurring operating income76A€11k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€8k€18k▲
Operating profit (loss)9901€3k€13k▲
Financial income75/76B€12€17▲
Recurring financial income75€12€17▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€1k€11k▲
Income taxes67/77€213€3k▲
Profit (loss) for the period9904€893€8k▲
Profit (loss) for the period to be appropriated9905€893€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€893€8k▲
Transfer from equity791/2€3k€27k▲
Transfer to equity691/2€893€8k▲
To other reserves6921€893€8k▲
Profit to be distributed694/7€3k€27k▲
Return on contributions (dividend)694€3k€27k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €893 ▼92.6%
Net result drops to €893, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €30k ▲931%
Operating result €42k, net result €30k, both a record.
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visserijstraat 363590 DiepenbeekGround area
1,032 m²
Building footprint
198 m²
Volume, LiDAR
1,262 m³
Parcel 71402C0220/00X000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Visserijstraat 36, 3590 Diepenbeek
since 20162.250.722.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402C0220/00X000 | Flanders | 1,032 m² | 1 · 198 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUANTUM PRO
BE 0761.827.607
Wemmel · Eq €74,275
WOODYHOMES
BE 0720.569.250
Dilbeek · Eq €74,248
DEVA CONSTRUCT
BE 0462.392.169
Dilbeek · Eq €74,247
RW Constructions
BE 0695.502.965
Zaventem · Eq €74,236
HOUSE4U
BE 0836.945.593
Kapellen · Eq €74,304
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,234 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2016
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.