BOUWVELD
ActiveSummary
BOUWVELD has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €1k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 42% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-28
Solvency62▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.62 in 2024; short-term debt: 31.5% and cash: 1.3% of total assets), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
0.3%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €113k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
1 d early
2021
on the day
2020
27 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▲ 1.0%
2024 · €112k
2019: €105k
2020: €112k
2021: €112k
2022: €112k
2023: €100k
2024: €112k
2019 → 2025
Total assets
€309k▼ 19.3%
2024 · €383k
2019: €276k
2020: €308k
2021: €381k
2022: €375k
2023: €349k
2024: €383k
2019 → 2025
Net result
€1k▼ 90.8%
2024 · €12k
2019: €9k
2020: €7k
2021: €286
2022: €342
2023: €-12k
2024: €12k
2019 → 2025
Working capital
€-57k▲ 8.2%
2024 · €-62k
2019: €-20k
2020: €-27k
2021: €-33k
2022: €-41k
2023: €-72k
2024: €-62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€112k▲ 0.3%€100k▼ 10.6%€112k▲ 11.6%€113k▲ 1.0%
Operating result€9k-€9k▼ 4.2%€-7k€19k€14k▼ 26.7%
Net result€286-€342▲ 19.6%€-12k€12k€1k▼ 90.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €309k
Fixed assets
€268k ▼ 5.5%
Current assets
€41k ▼ 58.9%
Equity and liabilities €309k
Equity
€113k ▲ 1.0%
Debt
€196k ▼ 27.7%
Debt's share of the balance-sheet total falls from 70.8% to 63.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €39k
Cash flow
€22k▼
2024 · €32k
Current ratio
0.42▼
2024 · 0.62
Quick ratio
0.39▼
2024 · 0.58
Debt to equity
1.74▼
2024 · 2.42
ROE
1.0%▼
2024 · 10.4%
ROA
0.3%▼
2024 · 3.0%
Interest coverage
3.11▼
2024 · 8.73
Debt ≤ 1 year
€97k▼
2024 · €161k
Debt > 1 year
€89k▼
2024 · €107k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€383k€309k▼
Fixed assets21/28€284k€268k▼
Tangible fixed assets22/27€284k€268k▼
Land and buildings22€198k€193k▼
Plant, machinery and equipment23€81k€72k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€99k€41k▼
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€37k€31k▼
Trade receivables40€36k€31k▼
Other amounts receivable41€521€168▼
Current investments50/53€40k€102▼
Cash at bank and in hand54/58€17k€4k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€383k€309k▼
Equity10/15€112k€113k▲
Contributions10/11€85k€85k=
Reserves13€27k€28k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€22k€23k▲
Amounts payable17/49€271k€196k▼
Amounts payable after more than one year17€107k€89k▼
Financial debts170/4€57k€39k▼
Other amounts payable178/9€50k€50k=
Amounts payable within one year42/48€161k€97k▼
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€14k€815▼
Suppliers440/4€14k€815▼
Advances received on contracts in progress46€24k-
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€94k€69k▼
Accrued charges and deferred income492/3€3k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€43k€38k▼
Operating profit (loss)9901€19k€14k▼
Financial income75/76B€5€118▲
Recurring financial income75€5€118▲
Financial charges65/66B€4k€11k▲
Recurring financial charges65€4k€11k▲
Profit (loss) for the period before taxes9903€14k€3k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€12k€1k▼
Profit (loss) for the period to be appropriated9905€12k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€1k▼
Transfer to equity691/2€12k€1k▼
To other reserves6921€12k€1k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-12k ▼3570%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priorijstraat 59950 LievegemGround area
2,767 m²
Building footprint
731 m²
Volume, LiDAR
3,474 m³
Parcel 44072E0202/00T000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOUWVELD
since 19922.058.837.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072E0202/00T000 | Flanders | 2,767 m² | 1 · 730 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,781 EUR awarded · 2,781 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,781 EUR | 2,781 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
CC CONSTRUCTION
BE 0800.947.311
Anderlecht · Eq €113,056
CONSTRUCT S & D
BE 0834.108.740
Charleroi · Eq €113,035
RENOSTIEL
BE 0465.672.056
Oudenburg · Eq €112,989
OUT OF THE BLUE PROJECT
BE 0503.949.147
Elsene · Eq €112,969
Marien-construct
BE 0715.437.851
Antwerpen · Eq €113,143
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,035 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-07-1992
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.