BOUWTOON
ActiveBOUWTOON has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €9k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency56=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.38 in 2024; short-term debt: 68.6% and cash: 4.2% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
1.3%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
19 d early
2023
23 d early
2022
on the day
2021
on the day
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€217k▲ 4.3%
2024 · €208k
2019: €130k
2020: €141k
2021: €156k
2022: €174k
2023: €181k
2024: €208k
2019 → 2025
Total assets
€691k▲ 2.2%
2024 · €676k
2019: €403k
2020: €491k
2021: €469k
2022: €567k
2023: €678k
2024: €676k
2019 → 2025
Net result
€9k▼ 67.0%
2024 · €27k
2019: €4k
2020: €11k
2021: €15k
2022: €18k
2023: €7k
2024: €27k
2019 → 2025
Working capital
€200k▲ 11.0%
2024 · €180k
2019: €114k
2020: €68k
2021: €101k
2022: €105k
2023: €133k
2024: €180k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€174k▲ 11.6%€181k▲ 3.9%€208k▲ 15.1%€217k▲ 4.3%
Operating result€12k-€18k▲ 44.5%€11k▼ 40.9%€47k▲ 343%€10k▼ 79.4%
Net result€15k-€18k▲ 20.9%€7k▼ 62.3%€27k▲ 299%€9k▼ 67.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €691k
Fixed assets
€17k▼ 38.7%
Current assets
€674k▲ 3.9%
Equity and liabilities €691k
Equity
€217k▲ 4.3%
Debt
€474k▲ 1.2%
The debt ratio falls from 69.3% to 68.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €73k
Cash flow
€20k▼
2024 · €54k
Solvency
31.4%▲
2024 · 30.7%
Current ratio
1.42▲
2024 · 1.38
Quick ratio
0.72▲
2024 · 0.67
Debt / equity
2.19▼
2024 · 2.25
ROE
4.1%▼
2024 · 13.1%
ROA
1.3%▼
2024 · 4.0%
Interest coverage
134.19▲
2024 · 5.79
Debt
€474k▲
2024 · €468k
Debt ≤ 1 year
€474k▲
2024 · €468k
Income taxes
€6k▼
2024 · €16k
Staff costs
€149k▲
2024 · €122k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€676k€691k▲
Fixed assets21/28€28k€17k▼
Tangible fixed assets22/27€28k€17k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€23k€14k▼
Current assets29/58€648k€674k▲
Stocks and contracts in progress3€334k€334k=
Stocks30/36€48k€48k=
Contracts in progress37€287k€287k=
Amounts receivable within one year40/41€200k€282k▲
Trade receivables40€179k€276k▲
Other amounts receivable41€22k€6k▼
Cash at bank and in hand54/58€90k€29k▼
Deferred charges and accrued income490/1€24k€28k▲
Equity and liabilities
Total equity and liabilities10/49€676k€691k▲
Equity10/15€208k€217k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€129k€220k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132€13k€13k=
Distributable reserves133€107k€198k▲
Profit (loss) carried forward14€73k€-9k▼
Amounts payable17/49€468k€474k▲
Amounts payable within one year42/48€468k€474k▲
Current portion of amounts payable after more than one year42€200k-
Financial debts43€1k€200k▲
Credit institutions430/8€1k€200k▲
Trade debts44€155k€127k▼
Suppliers440/4€155k€127k▼
Taxes, remuneration and social security45€58k€25k▼
Taxes450/3€35k€11k▼
Remuneration and social security454/9€23k€14k▼
Other amounts payable47/48€55k€122k▲
Income statement
Code20242025
Remuneration, social security and pensions62€122k€149k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€11k▼
Other operating charges640/8€8k€5k▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€207k€175k▼
Operating profit (loss)9901€47k€10k▼
Financial income75/76B€9k€6k▼
Recurring financial income75€9k€6k▼
Financial charges65/66B€13k€153▼
Recurring financial charges65€13k€153▼
Profit (loss) for the period before taxes9903€43k€15k▼
Income taxes67/77€16k€6k▼
Profit (loss) for the period9904€27k€9k▼
Profit (loss) for the period to be appropriated9905€27k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€82k▼
Profit (loss) brought forward from the previous period14P€73k€73k=
Transfer to equity691/2€27k€91k▲
To other reserves6921€27k€91k▲
Social balance
Average headcount (FTE)90871.71.8▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
12-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €27k ▲299%
Operating result €47k, net result €27k, both a record.
30-06
Financial
Equity above €200kEq €208k ▲15.1%
6 profitable years in a row build equity to €208k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €150kEq €156k ▲10.6%
3 profitable years in a row build equity to €156k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lage Kaart 4762930 BrasschaatGround area
698 m²
Building footprint
113 m²
Parcel 11008G0069/00F002, Flanders. Linked by address, not a title deed.
1 establishment unit
BOUWTOON
since 20032.132.319.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008G0069/00F002 | Flanders | 697 m² | 1 · 113 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 300 EUR awarded · 298 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 300 EUR | 298 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
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BE 0849.431.176
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VERHAEGEN CHRISTOPHE
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BART THIJS
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MERTENS KURT
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Denderleeuw · Eq €217k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,899 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2003
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
41003General construction of other non-residential buildings
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
45213
45250
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.