BOUWSTUDIES GEURTS
ActiveBOUWSTUDIES GEURTS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €61k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+16
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.23 against 2.3 in 2024; short-term debt: 14.4% and cash: 76.2% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
33.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
30 d early
2023
30 d early
2022
28 d early
2021
31 d early
2020
30 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▲ 69.9%
2024 · €88k
2018: €153k
2019: €235k
2020: €311k
2021: €418k
2022: €504k
2023: €566k
2024: €88k
2018 → 2025
Total assets
€186k▲ 25.7%
2024 · €148k
2018: €271k
2019: €346k
2020: €370k
2021: €466k
2022: €575k
2023: €624k
2024: €148k
2018 → 2025
Net result
€61k▲ 17.6%
2024 · €52k
2018: €53k
2019: €83k
2020: €75k
2021: €107k
2022: €86k
2023: €62k
2024: €52k
2018 → 2025
Working capital
€140k▲ 166%
2024 · €53k
2018: €28k
2019: €86k
2020: €186k
2021: €318k
2022: €415k
2023: €504k
2024: €53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€418k-€504k▲ 20.6%€566k▲ 12.3%€88k▼ 84.5%€149k▲ 69.9%
Operating result€139k-€113k▼ 18.8%€80k▼ 28.7%€70k▼ 13.0%€80k▲ 13.6%
Net result€107k-€86k▼ 20.0%€62k▼ 28.0%€52k▼ 15.5%€61k▲ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€19k▼ 64.9%
Current assets
€166k▲ 78.9%
Equity and liabilities €186k
Equity
€149k▲ 69.9%
Debt
€36k▼ 39.2%
The debt ratio falls from 40.6% to 19.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €106k
Cash flow
€97k▲
2024 · €88k
Solvency
80.4%▲
2024 · 59.4%
Current ratio
6.23▲
2024 · 2.30
Quick ratio
6.23▲
2024 · 2.30
Debt / equity
0.24▼
2024 · 0.68
ROE
41.2%▼
2024 · 59.5%
ROA
33.1%▼
2024 · 35.3%
Interest coverage
85.76▲
2024 · 30.69
Debt
€36k▼
2024 · €60k
Debt ≤ 1 year
€27k▼
2024 · €41k
Debt > 1 year
€10k▼
2024 · €19k
Income taxes
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€186k▲
Fixed assets21/28€55k€19k▼
Intangible fixed assets21€25k-
Tangible fixed assets22/27€30k€19k▼
Plant, machinery and equipment23€1k€871▼
Furniture and vehicles24€28k€18k▼
Current assets29/58€93k€166k▲
Amounts receivable within one year40/41€22k€22k▼
Trade receivables40€22k€22k▲
Other amounts receivable41€585-
Cash at bank and in hand54/58€69k€141k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€148k€186k▲
Equity10/15€88k€149k▲
Contributions10/11€19k€19k=
Reserves13€69k€131k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€67k€129k▲
Amounts payable17/49€60k€36k▼
Amounts payable after more than one year17€19k€10k▼
Financial debts170/4€19k€10k▼
Amounts payable within one year42/48€41k€27k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€19k€6k▼
Suppliers440/4€19k€6k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€9k€10k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3€300-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k=
Other operating charges640/8€2k€989▼
Gross operating margin9900€108k€116k▲
Operating profit (loss)9901€70k€80k▲
Financial income75/76B€36€9▼
Recurring financial income75€36€9▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€67k€78k▲
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€52k€61k▲
Profit (loss) for the period to be appropriated9905€52k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€61k▲
Transfer from equity791/2€530k-
Transfer to equity691/2€52k€61k▲
To other reserves6921€52k€61k▲
Profit to be distributed694/7€530k-
Return on contributions (dividend)694€530k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 6.23
Current ratio from 2.30 to 6.23; short-term debt falls from €41k to €27k.
31-12
Financial
Equity above €100kEq €149k ▲69.9%
8 profitable years in a row build equity to €149k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €52k ▼15.5%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €504k ▲20.6%
5 profitable years in a row build equity to €504k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €107k ▲43%
Operating result €139k, net result €107k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 4.14
Current ratio from 1.81 to 4.14; short-term debt falls from €106k to €59k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €235k ▲54.1%
2 profitable years in a row build equity to €235k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardstraat 463740 Bilzen-HoeseltGround area
426 m²
Building footprint
167 m²
Volume, LiDAR
705 m³
Parcel 73056A0803/00E000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bouwstudies Geurts
since 20162.253.016.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73056A0803/00E000 | Flanders | 426 m² | 1 · 167 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 847 EUR awarded · 847 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 750 EUR |
| 2022 | 1 | 97 EUR | 97 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-05-2016
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stefan.geurts@live.be
Phone:0473/79.38.81