Equity
€149,207 from €565,597 in 2023
Equity fell by 74% in 2 years.
BOUWSTUDIES GEURTS
Lifetime
10 annual accounts with figures on one time axispeak €165,459 (2021)
€116,000▲ 7.9%
peak €107,355 (2021)
€61,405▲ 17.6%
peak €565,597 (2023)
€149,207▲ 69.9%
€36,407▼ 39.2%
Board1 name since 2021
1 directorGeurts Stefan
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Equity from €87,802 to €149,207Debts from €59,904 to €36,407Cash from €68,963 to €141,354
Key points
from the 2025 annual accountsChecked score
98
Excellent
Financially stronger than 88% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 6.23, cash €141,354
Equity €149,207 (80.4% of total assets)
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €185,614
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 92% on liquidity, 87% on profitability and 84% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as BOUWSTUDIES GEURTS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of BOUWSTUDIES GEURTS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for BOUWSTUDIES GEURTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.23 (2.3 in 2024), above the usual 1.5. Short-term debt is 14.4% and cash 76.2% of total assets. 19.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
30 days early
2023
30 days early
2022
28 days early
2021
31 days early
2020
30 days early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0653728035
Incorporation
published on 04-05-2016 · Gazette deed
First establishment
Wijngaardstraat 46, Bilzen-Hoeselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BOUWSTUDIES GEURTS Bilzen-Hoeselt | €185,614 | €116,000 | 80.4% | - |
| 3i Communications Beringen | €156,192 | €111,424 | 32.9% | - |
| 4FOR Oosterzele | €174,863 | €122,070 | 47.8% | - |
| Gedeco Engineering Nazareth-De Pinte | €181,283 | €109,855 | 38.5% | - |
| THE CHISS COMPANY Grimbergen | €191,816 | €102,765 | 84.0% | - |
| FARMA KRONENHOEK Sint-Gillis-Waas | €171,092 | €103,894 | 37.8% | 0 |
| ldb beheer Antwerp | €195,727 | €100,715 | 86.9% | - |
These companies have the same main activity as BOUWSTUDIES GEURTS: other business support services (NACE 82990). They are comparable in size and age: total assets between €156,000 and €196,000, founded between 2015 and 2016.
Official details
Source: KBO- Status
- Active since 02-05-2016Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment unit
- 2.253.016.5253740 Bilzen-Hoeselt, since 02-05-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Annual accounts 2025
- ≈ €170,000estimated
- €185,614▲ 25.7%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on BOUWSTUDIES GEURTS
BOUWSTUDIES GEURTS files the micro format. That format states no turnover. The gross margin rose from €46,319 in 2016 to €116,000 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BOUWSTUDIES GEURTS
- What is the company number of BOUWSTUDIES GEURTS?
- The company number of BOUWSTUDIES GEURTS is 0653.728.035. The VAT number is the same number with BE in front: BE 0653.728.035.
- Where is BOUWSTUDIES GEURTS based?
- The registered office is at Wijngaardstraat 46, 3740 Bilzen-Hoeselt.Company details
- What does BOUWSTUDIES GEURTS do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of BOUWSTUDIES GEURTS?
- BOUWSTUDIES GEURTS is a private limited company (pre-2019) (BVBA).
- When was BOUWSTUDIES GEURTS founded?
- BOUWSTUDIES GEURTS was founded on 02-05-2016.
- Is BOUWSTUDIES GEURTS still active?
- Yes, BOUWSTUDIES GEURTS is an active enterprise in the KBO register.
- What is the turnover of BOUWSTUDIES GEURTS?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €116,000 and 31 comparable companies (NACE 82990). It probably lies between €140,000 and €240,000.Financials
- Is BOUWSTUDIES GEURTS profitable?
- In financial year 2025, BOUWSTUDIES GEURTS made a profit of €61,405.
- Where can I find the annual accounts of BOUWSTUDIES GEURTS?
- BOUWSTUDIES GEURTS filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BOUWSTUDIES GEURTS due?
- BOUWSTUDIES GEURTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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