FONDERS
ActiveFONDERS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €32k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 41% of 9713 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-14
Solvency47▲+7
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.17 in 2023; short-term debt: 60.6% and cash: 45.5% of total assets), but 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.9%
Return on assets
13.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
28 d early
2022
40 d early
2021
73 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€51k=
2023 · €51k
2021: €51k
2022: €51k
2023: €51k
2021 → 2024
Total assets
€233k▼ 32.1%
2023 · €343k
2021: €138k
2022: €261k
2023: €343k
2021 → 2024
Net result
€32k▼ 68.6%
2023 · €103k
2021: €51k
2022: €78k
2023: €103k
2021 → 2024
Working capital
€90k▲ 76.4%
2023 · €51k
2021: €49k
2022: €52k
2023: €51k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€51k-€51k▲ 1.1%€51k▲ 0.1%€51k=
Operating result€68k-€104k▲ 54.4%€140k▲ 34.4%€46k▼ 67.1%
Net result€51k-€78k▲ 53.6%€103k▲ 32.8%€32k▼ 68.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 67% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €233k
Fixed assets
€2k▲ 1,073%
Current assets
€231k▼ 32.7%
Equity and liabilities €233k
Equity
€51k=
Debt
€182k▼ 37.7%
The debt ratio falls from 85.1% to 78.1%. Debt is lower.
Key figures and ratios
EBITDA
€47k▼
2023 · €141k
Cash flow
€33k▼
2023 · €103k
Solvency
21.9%▲
2023 · 14.9%
Current ratio
1.64▲
2023 · 1.17
Quick ratio
1.64▲
2023 · 1.17
Debt / equity
3.56▼
2023 · 5.72
ROE
63.2%▼
2023 · 201.5%
ROA
13.9%▼
2023 · 30.0%
Interest coverage
436.40▼
2023 · 783.74
Debt
€182k▼
2023 · €292k
Debt ≤ 1 year
€141k▼
2023 · €292k
Income taxes
€14k▼
2023 · €38k
Staff costs
€139k▲
2023 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€343k€233k▼
Fixed assets21/28€187€2k▲
Tangible fixed assets22/27€187€2k▲
Plant, machinery and equipment23€187€2k▲
Current assets29/58€343k€231k▼
Amounts receivable within one year40/41€130k€122k▼
Trade receivables40€130k€122k▼
Other amounts receivable41-€914
Cash at bank and in hand54/58€210k€106k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€343k€233k▼
Equity10/15€51k€51k=
Contributions10/11€50k€50k=
Profit (loss) carried forward14€1k€1k▲
Amounts payable17/49€292k€182k▼
Amounts payable within one year42/48€292k€141k▼
Trade debts44€53k€21k▼
Suppliers440/4€53k€21k▼
Taxes, remuneration and social security45€136k€88k▼
Taxes450/3€97k€70k▼
Remuneration and social security454/9€39k€18k▼
Other amounts payable47/48€103k€32k▼
Accrued charges and deferred income492/3€0€41k▲
Income statement
Code20232024
Remuneration, social security and pensions62€125k€139k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€517€781▲
Other operating charges640/8€1k€5k▲
Gross operating margin9900€267k€191k▼
Operating profit (loss)9901€140k€46k▼
Financial income75/76B€374€348▼
Recurring financial income75€374€348▼
Financial charges65/66B€180€108▼
Recurring financial charges65€180€108▼
Profit (loss) for the period before taxes9903€141k€46k▼
Income taxes67/77€38k€14k▼
Profit (loss) for the period9904€103k€32k▼
Profit (loss) for the period to be appropriated9905€103k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€33k▼
Profit (loss) brought forward from the previous period14P€1k€1k▲
Profit to be distributed694/7€103k€32k▼
Return on contributions (dividend)694€103k€32k▼
Social balance
Average headcount (FTE)9087-1.5
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €32k ▼68.6%
Net result drops to €32k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €103k ▲32.8%
Operating result €140k, net result €103k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelsteenweg 87B8490 JabbekeGround area
8,462 m²
Building footprint
390 m²
Volume, LiDAR
1,619 m³
2 parcels, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FONDERS
since 20212.312.758.132
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31031A0239/00A000 | Flanders | 7,003 m² | - | - |
| 31442C0615/00W008 | Flanders | 1,459 m² | 1 · 390 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
4D Build
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GROUPE I
BE 0823.163.180
Mons · Eq €51k
BATIS'UP
BE 0784.747.024
Herve · Eq €51k
IBN CONSTRUCT
BE 0770.987.870
Anderlecht · Eq €51k
STELWIG
BE 0763.583.604
Heist-op-den-Berg · Eq €51k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 5,021 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.