Financials
- Fiscal year
- 2025
- Total assets
- €184,192
- Loss
- -€31,831
- Solvency
- 64.9%
Total assets▼ 19.7%
Net result
20182025
Bouwonderneming Van Essche
ActiveSummary
Bouwonderneming Van Essche has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,466 and a net result of -€31,831. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 73% of 8200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€184,192total assets 2025
- Equity
- €119,466
- Loss
- -€31,831
Turnover not published (abridged schema)
Structure
Accounts 27 d early0 of 1 deed read
Why 84- Loss of €31,831 (FY 2025)- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 4.70, cash €74,723, halved+ Founded in 2009Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
90-1
equity 64.9% of total assets
Liquidity
95+1
short-term debt 17.2% · cash 40.6%
Profitability
0-77
return on assets -17.3%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: 0.2%
08-2025: 0.1%▼ -67.9% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -14.5% vs 12-2025lowest value
02-2026: 0.1%▲ +7.5% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +1.8% vs 03-2026
05-2026: 0.1%▼ -5.2% vs 04-2026
06-2026: 0.1%▲ +1.8% vs 05-2026
07-2026: 0.1%▲ +17.9% vs 06-2026
08-2026: 0.4%▲ +444% vs 07-2026highest value
09-2026: 0.4%● 0.0% vs 08-2026highest value
10-2026: 0.3%▼ -3.6% vs 09-2026
- Loss of €31,831 (FY 2025) raises the probability
- Liquidity: current ratio 4.70, cash €74,723, halved lowers the probability
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Founded in 2009 lowers the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 4.7 against 4.06 in 2024; short-term debt: 17.2% and cash: 40.6% of total assets), and 35.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 74%, liquidity 94%, profitability 5%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
24 d early
2023
30 d early
2022
13 d early
2021
19 d late
2020
17 d early
2019
10 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€31,831
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 04-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 07-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 20-04-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.