BOUWONDERNEMING TROUBLEYN
ActiveSummary
BOUWONDERNEMING TROUBLEYN has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €7k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-16
Solvency81▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 2.04 in 2024; short-term debt: 20.6% and cash: 6.2% of total assets), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
13 d early
2024
35 d early
2023
280 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€216k
EBIT margin
4.8%
Net result
€7k▼ 83.6%
2024 · €42k
2023: €-35k
2024: €42k
2023 → 2025
Working capital
€78k▼ 14.7%
2024 · €91k
2023: €47k
2024: €91k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€216k
Equity€83k-€125k▲ 50.3%€112k▼ 10.5%
Operating result€-26k-€42k€10k▼ 75.5%
Net result€-35k-€42k€7k▼ 83.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€82k ▼ 17.1%
Current assets
€119k ▼ 33.3%
Equity and liabilities €201k
Equity
€112k ▼ 10.5%
Debt
€88k ▼ 41.7%
Debt's share of the balance-sheet total falls from 54.8% to 44.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €60k
Cash flow
€25k▼
2024 · €60k
Current ratio
2.88▲
2024 · 2.04
Quick ratio
2.82▲
2024 · 1.70
Debt to equity
0.79▼
2024 · 1.21
ROE
6.1%▼
2024 · 33.5%
ROA
3.4%▼
2024 · 15.2%
Interest coverage
5.81▼
2024 · 8.99
Debt ≤ 1 year
€41k▼
2024 · €87k
Debt > 1 year
€47k▼
2024 · €63k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€277k€201k▼
Fixed assets21/28€98k€82k▼
Tangible fixed assets22/27€98k€81k▼
Plant, machinery and equipment23€0€936▲
Furniture and vehicles24€98k€81k▼
Financial fixed assets28€135€135=
Current assets29/58€179k€119k▼
Stocks and contracts in progress3€30k€2k▼
Stocks30/36€2k€2k=
Contracts in progress37€28k-
Amounts receivable within one year40/41€116k€104k▼
Trade receivables40€31k€20k▼
Other amounts receivable41€85k€84k▼
Cash at bank and in hand54/58€32k€13k▼
Deferred charges and accrued income490/1€337€177▼
Equity and liabilities
Total equity and liabilities10/49€277k€201k▼
Equity10/15€125k€112k▼
Contributions10/11€30k€30k=
Reserves13€96k€82k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€93k€79k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€152k€88k▼
Amounts payable after more than one year17€63k€47k▼
Financial debts170/4€63k€47k▼
Amounts payable within one year42/48€87k€41k▼
Current portion of amounts payable after more than one year42€16k-
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€48k€3k▼
Suppliers440/4€48k€3k▼
Taxes, remuneration and social security45€23k€2k▼
Taxes450/3€23k€2k▼
Other amounts payable47/48-€20k
Accrued charges and deferred income492/3€1k€536▼
Income statement
Code20242025
Turnover70-€216k
Goods, raw materials, services and sundry goods60/61-€187k
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€0€915▲
Gross operating margin9900€60k€29k▼
Operating profit (loss)9901€42k€10k▼
Financial income75/76B€9k€4k▼
Recurring financial income75€9k€4k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€44k€9k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€42k€7k▼
Profit (loss) for the period to be appropriated9905€42k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€7k▼
Profit (loss) brought forward from the previous period14P€-35k-
Transfer from equity791/2-€20k
Transfer to equity691/2€7k€7k▼
To other reserves6921€7k€7k▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 280 days late
2024
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €100kEq €125k ▲50.3%
Equity rises from €83k to €125k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 197a9140 TemseGround area
1,369 m²
Building footprint
151 m²
Volume, LiDAR
1,204 m³
Parcel 46302D1601/00S000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Troubleyn Erik Edmond
since 19762.011.705.368
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302D1601/00S000 | Flanders | 1,369 m² | 1 · 150 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsMetselaar (vwo)
Ruwbouw duaal (so)
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MILESIM
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DISTRIBOUW
BE 0414.840.789
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MG BOUWWERKEN
BE 0545.783.861
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MINGNEAU FABRICE
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1975
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.