Equity
€7.5m ▲ 11.6%
BOUWONDERNEMING LAMERS has made a profit in every financial year since 2006.
BOUWONDERNEMING LAMERS
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €28.3m (2022)
€27.7m▲ 37.1%
peak €1.1m (2022)
€776,271▲ 59.7%
peak €7.5m (2025)
€7.5m▲ 11.6%
€7.5m▼ 28.7%
peak 53.7 FTE (2006)
48.3 FTE▼ 6.2%
Board8 names since 2019
6 directorsLAMERS Innocent Lambert Jan and 5 others
Documentsfilings and deeds
03-07-202628 days before the deadline
2025financial year
Turnover from €20.2m to €27.7mResult from €486,041 to €776,271Debts from €10.5m to €7.5m
Key points
from the 2025 annual accountsResult
€776,271 ▲ 59.7%
The result rose in 2025 from €486,041 to €776,271.
Staff
48 employees on 31-12-2025
In 2025, 16 people joined and 24 left.
Filings
49 annual accounts since 1977
Three of the last ten came late. The 2020 accounts came latest: 31 days after the end of the period.
Board
2 joined · 3 left
Board changed. Latest change 24-09-2026 · 3 in office.
Position in the sector
€7.5m
More equity than 86% of companies in construction of buildings. Sector median €648,117 · 1,037 companies.
Checked score
91
Excellent
Financially stronger than 63% of small companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 911 companies (NACE 41, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.2 percentage points vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026highest value
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.2%▼ -0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 2.59, cash €316,331
lowers risk
Founded in 1976
Size: turnover €27.7m, 48.3 FTE, total assets €15.0m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 72% of them on solvency, 50% on liquidity, 53% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as BOUWONDERNEMING LAMERS has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of BOUWONDERNEMING LAMERS itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for BOUWONDERNEMING LAMERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €650,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.59 (2.2 in 2024), above the usual 1.5. Short-term debt is 27.6% and cash 2.1% of total assets. However, 50.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
34 days early
2023
20 days early
2022
29 days late
2021
29 days late
2020
31 days late
2019
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Shares in 2 companies, LAMOO and LV Group Vastgoed & Projectontwikkeling
Board & ownershipRecent changes
3 directors appointed, 3 resignations, 1 reappointment
Resignations: Marleen Lamers (managing director), Milan Lamers and Lio Lamers · Reappointment: Innocent Lamers (managing director) · Appointments: Innocent Lamers, Caiba BV and Lamiora BV · General meeting of 24-09-2026 · Gazette deed
Reappointment: Callens, Vandelanotte & Theunissen BVte (statutory auditor)
Permanent representative: Marc Maris · General meeting of 29-06-2026 · Gazette deed
Environmental permit granted
Hoogstammige bomen vellen die geen deel uitmaken van een bos, Ontbossen · Beringen
Environmental permit granted
Het reliëf van de bodem aanmerkelijk wijzigen, Hoogstammige bomen vellen die geen deel uitmaken van een bos, Nieuwbouw of aanleggen · Mol
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BOUWONDERNEMING LAMERS Hamont-Achel | €27.7m | 4.6% | 49.6% | 48.3 |
| Schoofs Tongeren-Borgloon | €33.5m | 11.4% | 28.9% | 45.1 |
| Entreprises Favier Pecq | €29.6m | 3.0% | 22.7% | 55 |
| Bouwbedrijf Vandersmissen Herk-de-Stad | €31.3m | 0.0% | 16.0% | 60 |
| GEMOCO Bilzen-Hoeselt | €24.0m | 2.2% | 25.4% | 60.2 |
| BMP Building Services Tessenderlo-Ham | €32.8m | 2.3% | 20.8% | 39.5 |
| BOUWWERKEN GEBROEDERS JANSSEN Oudsbergen | €21.8m | 0.0% | 35.0% | 42.3 |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as BOUWONDERNEMING LAMERS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €9.6m and €16m, founded between 1969 and 1988.
Official details
Source: KBO- Status
- Active since 21-10-1976Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.012.841.4563930 Hamont-Achel, since 21-10-1976
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2025
Annual accounts 2025
- €15.0m▼ 12.4%
- Employeeson 31-12-2025
- 48▼ 11.1%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on BOUWONDERNEMING LAMERS
BOUWONDERNEMING LAMERS has existed since 1976. Turnover grew from €12.2m in 2014 to €27.7m in 2025.
Solvency rose in 2025 from 38.9% to 49.6% because of the retained profit and lower debts.
In September 2026, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BOUWONDERNEMING LAMERS
- What is the company number of BOUWONDERNEMING LAMERS?
- The company number of BOUWONDERNEMING LAMERS is 0416.505.132. The VAT number is the same number with BE in front: BE 0416.505.132.
- Where is BOUWONDERNEMING LAMERS based?
- The registered office is at Bosstraat 189A, 3930 Hamont-Achel.Company details
- What does BOUWONDERNEMING LAMERS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BOUWONDERNEMING LAMERS?
- BOUWONDERNEMING LAMERS is a public limited company (NV).
- When was BOUWONDERNEMING LAMERS founded?
- BOUWONDERNEMING LAMERS was founded on 21-10-1976.
- Is BOUWONDERNEMING LAMERS still active?
- Yes, BOUWONDERNEMING LAMERS is an active enterprise in the KBO register.
- How many employees does BOUWONDERNEMING LAMERS have?
- BOUWONDERNEMING LAMERS had an average of 48.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BOUWONDERNEMING LAMERS?
- The turnover of BOUWONDERNEMING LAMERS was €27.7m in financial year 2025, according to the filed annual accounts.
- Is BOUWONDERNEMING LAMERS profitable?
- In financial year 2025, BOUWONDERNEMING LAMERS made a profit of €776,271.
- Where can I find the annual accounts of BOUWONDERNEMING LAMERS?
- BOUWONDERNEMING LAMERS filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BOUWONDERNEMING LAMERS due?
- BOUWONDERNEMING LAMERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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