Equity
€8.9m ▲ 23.7%
Bouwonderneming Haex has made a profit in every financial year since 2008.
Bouwonderneming Haex
Lifetime
18 annual accounts with figures on one time axis, 49 filings since 1977peak €77.5m (2025)
€77.5m▲ 5.8%
peak €2.0m (2022)
€2.0m▲ 36.5%
peak €8.9m (2025)
€8.9m▲ 23.7%
€18.1m▼ 30.6%
peak 80.3 FTE (2025)
80.3 FTE▲ 14.7%
Board8 names since 2019
4 directorsB.L.I.C NV. and 3 others
Owners2 names in the annual accounts
99.84%HIMO
Documentsfilings and deeds
29-07-20262 days before the deadline
2025financial year
Result from €1.5m to €2.0mStaff from 70 FTE to 80.3 FTE3 directors reappointed 13-08Equity from €7.2m to €8.9mDebts from €26.1m to €18.1mCash from €2.4m to €1.5m
Key points
from the 2025 annual accountsResult
€2.0m ▲ 36.5%
The result rose in 2025 from €1.5m to €2.0m.
Staff
83 employees on 31-12-2025
In 2025, 19 people joined and 9 left. On top of that, 1.4 agency workers worked there on average.
Filings
49 annual accounts since 1977
Two of the last ten came late. The 2019 accounts came latest: 60 days after the end of the period.
Board
1 joined
New director. Latest change 30-06-2026 · 4 in office.
Position in the sector
€2.0m
Higher net result than 91% of companies in construction of buildings. Sector median €32,512 · 1,039 companies.
Checked score
90
Excellent
Financially stronger than 63% of medium-sized companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 209 companies (NACE 41, medium-sized).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.4%▼ -0.1 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 1.58, cash €1.5m
lowers risk
Founded in 1975
Size: turnover €77.5m, 80.3 FTE, total assets €27.2m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized). It does better than 63% of them on solvency, 48% on liquidity, 68% on profitability and 73% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,579 companies had the same profile as Bouwonderneming Haex has now. Each dot stands for 4 companies, two years later.
96.6%
were still trading
3.2%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of Bouwonderneming Haex itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for Bouwonderneming Haex. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €750,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.58 (1.22 in 2024), above the usual 1.5. Short-term debt is 50.4% and cash 5.6% of total assets. However, 67.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
16 days early
2023
29 days early
2022
31 days late
2021
5 days early
2020
2 days early
2019
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
1 director appointed, 1 statutory auditor reappointed
Reappointment: PKF Bofidi Audit BV (statutory auditor) · Appointment: HADICO BV · Permanent representative: Wouter Schuer · General meeting of 30-06-2026 · Gazette deed
Environmental permit granted
Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Diepenbeek
Environmental permit granted
Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning), Verbouwen en/of uitbreiden met functiewijziging, maar zonder wijziging van het aantal woongelegenheden · Leuven
3 directors reappointed
B.L.I.C NV., Himo NV (chair) and Michel Haex · Permanent representatives: Leen Paul and Haex Joeri · General meeting of 30-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Bouwonderneming Haex Oudsbergen | €77.5m | 3.2% | 32.6% | 80.3 |
| Algemene Bouwondernemingen Marcel Everaert-Cooreman Berlare | €58.1m | 2.5% | 53.0% | 76.8 |
| BOUWBEDRIJF DETHIER Alken | €66.8m | 2.1% | 52.6% | 99.3 |
| RECON BOUW Maldegem | €70.2m | 8.8% | 44.5% | 103.1 |
| Algemene Ondernemingen Van Tornhaut Aalter | €55.8m | 10.9% | 52.8% | 68 |
| Artem Dessel | €60.5m | 2.5% | 27.8% | 69.6 |
| HERPAIN ENTREPRISE Uccle | €86.1m | 1.0% | 6.3% | 83.7 |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Bouwonderneming Haex: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €19m and €35m, founded between 1973 and 1988.
Official details
Source: KBO- Status
- Active since 17-03-1975Normal situation
- Registered office
- 12 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.010.999.7433670 Oudsbergen, since 01-03-1975
- Financial year end
- 31 December
- Peppol
- Reachable since 26-11-2024
Annual accounts 2025
- €27.2m▼ 18.9%
- Employeeson 31-12-2025
- 83▲ 13.7%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on Bouwonderneming Haex
Bouwonderneming Haex has existed since 1975. Turnover grew from €17.2m in 2014 to €77.5m in 2025 and staff from 47.6 to 80.3 full-time equivalents.
Turnover has grown every year since 2020. Solvency rose in 2025 from 21.4% to 32.6% because of the retained profit and lower debts.
HIMO holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Bouwonderneming Haex
- What is the company number of Bouwonderneming Haex?
- The company number of Bouwonderneming Haex is 0414.977.777. The VAT number is the same number with BE in front: BE 0414.977.777.
- Where is Bouwonderneming Haex based?
- The registered office is at Klein-Heidestraat 25, 3670 Oudsbergen.Company details
- What does Bouwonderneming Haex do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Bouwonderneming Haex?
- Bouwonderneming Haex is a public limited company (NV).
- When was Bouwonderneming Haex founded?
- Bouwonderneming Haex was founded on 17-03-1975.
- Is Bouwonderneming Haex still active?
- Yes, Bouwonderneming Haex is an active enterprise in the KBO register.
- How many employees does Bouwonderneming Haex have?
- Bouwonderneming Haex had an average of 80.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Bouwonderneming Haex fall under?
- In its 2025 annual accounts, Bouwonderneming Haex states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Bouwonderneming Haex?
- The turnover of Bouwonderneming Haex was €77.5m in financial year 2025, according to the filed annual accounts.
- Is Bouwonderneming Haex profitable?
- In financial year 2025, Bouwonderneming Haex made a profit of €2.0m.
- Where can I find the annual accounts of Bouwonderneming Haex?
- Bouwonderneming Haex filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Bouwonderneming Haex due?
- Bouwonderneming Haex must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
See how customers, suppliers and banks see your own company and what to improve first.