BOUWONDERNEMING GORIS
ActiveSummary
BOUWONDERNEMING GORIS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,033 and a net result of €45,092. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 7730 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
#5 oldest company in Zonhoven, Construction sector2 sites
How big
€328,601total assets 2025
- Equity
- €119,033
- Profit
- €45,092
Turnover not published (abridged schema)
Who decides
Accounts 18 d early0 of 1 deed read
Why 73- Higher-failure-rate sector- Multiple establishment units+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-10
Solvency61▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.9 in 2024; short-term debt: 40.7% and cash: 34.2% of total assets), and 63.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
13.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
on the day
2023
30 d late
2022
31 d early
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €54,136 ▲84.8%
Financials
Fiscal year 2025Total assets €328,601Profit €45,092Solvency 36.2%Liquidity 1.09
Total assets
€328,601▲ 31.7%
2018 - 2025
Net result
€45,092▼ 16.7%
2018 - 2025
Equity
€119,033▲ 17.9%
2018 - 2025
Solvency
36.2%▼ 4.2pp
2018 - 2025
Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Zonhoven, Construction sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,746▲ 1,190%€11,329▼ 61.9%€44,632▲ 294%€78,072▲ 74.9%€69,437▼ 11.1%
Net result€21,293within the sector's middle half€4,673within the sector's middle half▼ 78.1%€29,293above the sector's middle half▲ 527%€54,136above the sector's middle half▲ 84.8%€45,092above the sector's middle half▼ 16.7%
Equity€62,456within the sector's middle half▲ 34.1%€63,301within the sector's middle half▲ 1.4%€90,572within the sector's middle half▲ 43.1%€100,981within the sector's middle half▲ 11.5%€119,033above the sector's middle half▲ 17.9%
Total assets€128,566within the sector's middle half▲ 18.3%€105,619within the sector's middle half▼ 17.8%€134,773within the sector's middle half▲ 27.6%€249,521within the sector's middle half▲ 85.1%€328,601above the sector's middle half▲ 31.7%
Debt€66,110▲ 6.4%€42,317▼ 36.0%€44,201▲ 4.5%€148,541▲ 236%€209,568▲ 41.1%
Working capital€28,459within the sector's middle half▲ 1.9%€45,126within the sector's middle half▲ 58.6%€45,726within the sector's middle half▲ 1.3%-€9,141below the sector's middle half€12,330within the sector's middle half
Solvency48.6%within the sector's middle half▲ 5.7pp59.9%within the sector's middle half▲ 11.4pp67.2%above the sector's middle half▲ 7.3pp40.5%within the sector's middle half▼ 26.7pp36.2%within the sector's middle half▼ 4.2pp
Current ratio1.47within the sector's middle half▼ 0.162.07within the sector's middle half▲ 0.602.04within the sector's middle half▼ 0.030.90below the sector's middle half▼ 1.141.09within the sector's middle half▲ 0.19
Return on assets (ROA)16.6%within the sector's middle half▲ 16.7pp4.4%within the sector's middle half▼ 12.1pp21.7%above the sector's middle half▲ 17.3pp21.7%above the sector's middle half=13.7%within the sector's middle half▼ 8.0pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328,601
Fixed assets
€182,602 ▲ 12.0%
Current assets
€145,999 ▲ 68.7%
Equity and liabilities €328,601
Equity
€119,033 ▲ 17.9%
Debt
€209,568 ▲ 41.1%
Debt's share of the balance-sheet total rises from 59.5% to 63.8%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€109,921▲
2024 · €90,335
Cash flow
€85,576▲
2024 · €66,398
Debt to equity
1.76▲
2024 · 1.47
ROE
37.9%▼
2024 · 53.6%
Interest coverage
30.28▼
2024 · 110.70
Debt ≤ 1 year
€133,669▲
2024 · €95,688
Debt > 1 year
€75,899▲
2024 · €52,853
Income taxes
€21,080▼
2024 · €23,204
Staff costs
€4,080
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €12,670 | - |
| Remuneration, social security and pensions62 | - | - | - | - | €4,080 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,670 | €24,716 | €10,683 | €12,263 | €40,484 | ▲ 230% |
| Other operating charges640/8 | €2,021 | €711 | €2,739 | €1,627 | €2,980 | ▲ 83.2% |
| Gross operating margin9900 | €56,436 | €36,756 | €58,054 | €91,962 | €116,981 | ▲ 27.2% |
| Operating profit (loss)9901 | €29,746 | €11,329 | €44,632 | €78,072 | €69,437 | ▼ 11.1% |
| Financial income75/76B | €2,592 | €864 | €0 | €83 | €366 | ▲ 341% |
| Recurring financial income75 | €1,692 | €864 | €0 | €83 | €366 | ▲ 341% |
| Non-recurring financial income76B | €900 | - | - | - | - | - |
| Financial charges65/66B | €721 | €667 | €500 | €816 | €3,630 | ▲ 345% |
| Recurring financial charges65 | €721 | €667 | €500 | €816 | €3,630 | ▲ 345% |
| Profit (loss) for the period before taxes9903 | €31,617 | €11,526 | €44,133 | €77,339 | €66,173 | ▼ 14.4% |
| Income taxes67/77 | €10,324 | €6,854 | €14,840 | €23,204 | €21,080 | ▼ 9.2% |
| Profit (loss) for the period9904 | €21,293 | €4,673 | €29,293 | €54,136 | €45,092 | ▼ 16.7% |
| Profit (loss) for the period to be appropriated9905 | €21,293 | €4,673 | €29,293 | €54,136 | €45,092 | ▼ 16.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €128,566 | €105,619 | €134,773 | €249,521 | €328,601 | ▲ 31.7% |
| Fixed assets21/28 | €39,908 | €18,278 | €45,099 | €162,974 | €182,602 | ▲ 12.0% |
| Tangible fixed assets22/27 | €39,908 | €15,192 | €42,013 | €159,888 | €179,517 | ▲ 12.3% |
| Plant, machinery and equipment23 | €16,895 | €8,562 | €22,368 | €18,174 | €17,162 | ▼ 5.6% |
| Furniture and vehicles24 | €14,033 | - | €15,364 | €111,898 | €90,724 | ▼ 18.9% |
| Leasing and similar rights25 | - | - | - | - | €45,341 | - |
| Other tangible fixed assets26 | €8,980 | €6,630 | €4,281 | €29,816 | €26,290 | ▼ 11.8% |
| Financial fixed assets28 | - | €3,086 | €3,086 | €3,086 | €3,086 | = |
| Current assets29/58 | €88,658 | €87,341 | €89,674 | €86,548 | €145,999 | ▲ 68.7% |
| Amounts receivable within one year40/41 | €44,878 | €43,324 | €54,470 | €24,126 | €28,946 | ▲ 20.0% |
| Trade receivables40 | €17,068 | €19,483 | €26,470 | €21,243 | €16,946 | ▼ 20.2% |
| Other amounts receivable41 | €27,810 | €23,841 | €28,000 | €2,884 | €12,000 | ▲ 316% |
| Cash at bank and in hand54/58 | €41,064 | €41,488 | €33,270 | €58,551 | €112,225 | ▲ 91.7% |
| Deferred charges and accrued income490/1 | €2,717 | €2,529 | €1,935 | €3,870 | €4,828 | ▲ 24.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €128,566 | €105,619 | €134,773 | €249,521 | €328,601 | ▲ 31.7% |
| Equity10/15 | €62,456 | €63,301 | €90,572 | €100,981 | €119,033 | ▲ 17.9% |
| Contributions10/11 | €52,801 | €52,801 | €52,801 | €26,217 | €26,217 | = |
| Reserves13 | €9,655 | €10,500 | €37,771 | €74,764 | €92,816 | ▲ 24.1% |
| Non-distributable reserves130/1 | €3,106 | €3,106 | - | - | - | - |
| Reserves not available under the articles1311 | €3,106 | €3,106 | - | - | - | - |
| Distributable reserves133 | €6,549 | €7,394 | €37,771 | €74,764 | €92,816 | ▲ 24.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €66,110 | €42,317 | €44,201 | €148,541 | €209,568 | ▲ 41.1% |
| Amounts payable after more than one year17 | €5,911 | - | - | €52,853 | €75,899 | ▲ 43.6% |
| Financial debts170/4 | €5,911 | - | - | €52,853 | €75,899 | ▲ 43.6% |
| Amounts payable within one year42/48 | €60,199 | €42,215 | €43,948 | €95,688 | €133,669 | ▲ 39.7% |
| Current portion of amounts payable after more than one year42 | €11,730 | €5,911 | - | €12,147 | €21,956 | ▲ 80.7% |
| Trade debts44 | €686 | €1,795 | €4,359 | €15,852 | €6,186 | ▼ 61.0% |
| Suppliers440/4 | €686 | €1,795 | €4,359 | €15,852 | €6,186 | ▼ 61.0% |
| Taxes, remuneration and social security45 | €29,212 | €30,682 | €22,722 | €28,204 | €52,449 | ▲ 86.0% |
| Taxes450/3 | €29,212 | €30,682 | €22,722 | €28,204 | €52,449 | ▲ 86.0% |
| Other amounts payable47/48 | €18,571 | €3,827 | €16,866 | €39,486 | €53,077 | ▲ 34.4% |
| Accrued charges and deferred income492/3 | - | €102 | €253 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,293 | €4,673 | €29,293 | €54,136 | €45,092 | ▼ 16.7% |
| + Depreciation and write-downs630 | €24,670 | €24,716 | €10,683 | €12,263 | €40,484 | ▲ 230% |
| Operating cash flow (approximation) | €45,963 | €29,388 | €39,976 | €66,398 | €85,576 | ▲ 28.9% |
| Investment in fixed assets (approximation) | - | -€3,086 | -€37,504 | -€130,138 | -€60,113 | ▲ 53.8% |
| Change in cash | - | €424 | -€8,218 | €25,281 | €53,674 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
ELM CONCEPTION
BE 0795.467.306
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BE 0741.421.082
Celles (lez-Tournai) · Eq €119,059
Karweide
BE 0748.443.486
Asse · Eq €119,091
DGD CONSTRUCT
BE 0749.796.538
Erpe-Mere · Eq €119,095
COBBAUT
BE 0439.095.937
Dendermonde · Eq €119,098
Of 29,766 companies in this sector we hold annual accounts for 16,066. 13,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
14 eventsLatest 13-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €54,136 ▲84.8%
Operating result €78,072, net result €54,136, both a record.
31-12
Financial
Equity above €100,000Eq €100,981 ▲11.5%
4 profitable years in a row build equity to €100,981.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €21,293
Net result €21,293 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€121
Net result drops to -€121, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 03-05-1988Year ends 31-12Peppol reachable2 sites
Register details
Identification
Legal formPrivate limited company
Founded03-05-1988
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
Contact
E-mail
bouwonderneming.goris@gmail.com
Phone
+32474262444
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434214758
Also
9925:BE0434214758
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Zonhoven · 2 establishment units since 1988
Ground area
1,543 m²
Building footprint
475 m²
Volume, LiDAR
3,011 m³
2 parcels, Flanders · tallest building 18.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
BOUWONDERNEMING GORIS G. BVBA
since 1988unit no. 2.038.556.948
Kerkstraat 103, 3550 Heusden-Zolder
since 2024unit no. 2.363.470.425
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066B1033/00B000 | Flanders | 1,164 m² | 1 · 256 m² | 7.4 m · 2 fl. |
| 71462D0677/00F012 | Flanders | 379 m² | 1 · 219 m² | 18.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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