BOUWONDERNEMING G & K
ActiveBOUWONDERNEMING G & K has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-13k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 24% of 7415 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-75
Solvency43▼-28
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.88 in 2024; short-term debt: 82.3% and cash: 45.6% of total assets), and 82.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.7%
Return on assets
-8.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7415 sector peers (2025).
NBB · sector comparisonPosition among 7415 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d early
2023
6 d early
2022
22 d early
2021
20 d early
2019
19 d late
2018
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 31.5%
2024 · €42k
2018: €36k
2019: €38k
2021: €39k
2022: €17k
2023: €22k
2024: €42k
2018 → 2025
Total assets
€161k▲ 79.6%
2024 · €90k
2018: €95k
2019: €103k
2021: €135k
2022: €117k
2023: €99k
2024: €90k
2018 → 2025
Net result
€-13k
2024 · €20k
2018: €-24k
2019: €2k
2021: €-5k
2022: €-22k
2023: €5k
2024: €20k
2018 → 2025
Working capital
€27k▼ 33.6%
2024 · €40k
2018: €29k
2019: €21k
2021: €21k
2022: €16k
2023: €23k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€17k▼ 57.2%€22k▲ 28.7%€42k▲ 93.3%€29k▼ 31.5%
Operating result€5k-€-17k€11k€32k▲ 199%€-8k
Net result€-5k-€-22k▼ 310%€5k€20k▲ 319%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €32k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€2k▼ 48.8%
Current assets
€160k▲ 84.5%
Equity and liabilities €161k
Equity
€29k▼ 31.5%
Debt
€133k▲ 176%
The debt ratio rises from 53.6% to 82.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▼
2024 · €36k
Cash flow
€-11k▼
2024 · €24k
Solvency
17.7%▼
2024 · 46.4%
Current ratio
1.20▼
2024 · 1.88
Quick ratio
1.20▼
2024 · 1.88
Debt / equity
4.65▲
2024 · 1.16
ROE
-45.9%▼
2024 · 48.3%
ROA
-8.1%▼
2024 · 22.4%
Interest coverage
-0.86▼
2024 · 4.47
Debt
€133k▲
2024 · €48k
Debt ≤ 1 year
€133k▲
2024 · €46k
Income taxes
€476▼
2024 · €4k
Staff costs
€164k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€161k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€314-
Furniture and vehicles24€3k€2k▼
Current assets29/58€86k€160k▲
Amounts receivable within one year40/41€68k€84k▲
Trade receivables40€45k€37k▼
Other amounts receivable41€23k€47k▲
Cash at bank and in hand54/58€17k€74k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€90k€161k▲
Equity10/15€42k€29k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€34k€20k▼
Amounts payable17/49€48k€133k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€46k€133k▲
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€34k€105k▲
Suppliers440/4€34k€105k▲
Taxes, remuneration and social security45€7k€26k▲
Taxes450/3€5k€21k▲
Remuneration and social security454/9€2k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€104k€164k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€143k€160k▲
Operating profit (loss)9901€32k€-8k▼
Financial income75/76B€756€2k▲
Recurring financial income75€756€2k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€25k€-13k▼
Income taxes67/77€4k€476▼
Profit (loss) for the period9904€20k€-13k▼
Profit (loss) for the period to be appropriated9905€20k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€20k▼
Profit (loss) brought forward from the previous period14P€13k€34k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €20k ▲319%
Operating result €32k, net result €20k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eggestraat 142260 WesterloGround area
665 m²
Building footprint
186 m²
Volume, LiDAR
933 m³
Parcel 13049D1124/02C000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouwonderneming G & K
since 20072.162.649.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049D1124/02C000 | Flanders | 665 m² | 1 · 186 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLEXIBILITY SERVICE
BE 0800.788.349
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LUNAFER
BE 0768.885.643
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BEAUMONT & VANDENBERG
BE 0876.092.023
Esneux · Eq €29k
IMMO JOSTONE
BE 0669.661.472
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LV CONSTRUCT
BE 1007.116.356
Blégny · Eq €29k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,353 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-03-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
45112
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kurt.verschoren@telenet.be
Phone:0472769998