BOUWONDERNEMING DEBELS
ActiveBOUWONDERNEMING DEBELS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €6k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 41% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+45
Solvency67▲+6
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.12 in 2024), and 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
3.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
28 d late
2023
36 d early
2022
33 d early
2021
32 d early
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 10.0%
2024 · €58k
2018: €65k
2019: €65k
2020: €69k
2021: €52k
2022: €54k
2023: €60k
2024: €58k
2018 → 2025
Total assets
€161k▲ 3.6%
2024 · €155k
2018: €165k
2019: €153k
2020: €161k
2021: €136k
2022: €122k
2023: €130k
2024: €155k
2018 → 2025
Net result
€6k
2024 · €-2k
2018: €11k
2019: €205
2020: €3k
2021: €21k
2022: €1k
2023: €6k
2024: €-2k
2018 → 2025
Working capital
€25k▲ 105%
2024 · €12k
2018: €77k
2019: €69k
2020: €69k
2021: €45k
2022: €48k
2023: €44k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€54k▲ 2.7%€60k▲ 11.9%€58k▼ 3.9%€64k▲ 10.0%
Operating result€27k-€3k▼ 90.0%€7k▲ 176%€-2k€9k
Net result€21k-€1k▼ 93.2%€6k▲ 347%€-2k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€39k▼ 14.9%
Current assets
€122k▲ 11.4%
Equity and liabilities €161k
Equity
€64k▲ 10.0%
Debt
€97k▼ 0.1%
The debt ratio falls from 62.8% to 60.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€19k▲
2024 · €5k
Cash flow
€15k▲
2024 · €5k
Solvency
39.5%▲
2024 · 37.2%
Current ratio
1.25▲
2024 · 1.12
Quick ratio
0.87▲
2024 · 0.79
Debt / equity
1.53▼
2024 · 1.69
ROE
9.1%▲
2024 · -4.0%
ROA
3.6%▲
2024 · -1.5%
Interest coverage
12.20▼
2024 · 72.04
Debt
€97k▼
2024 · €97k
Debt ≤ 1 year
€97k▼
2024 · €97k
Income taxes
€2k▲
2024 · €23
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€161k▲
Formation expenses20-€0
Fixed assets21/28€46k€39k▼
Tangible fixed assets22/27€46k€38k▼
Land and buildings22€13k€11k▼
Plant, machinery and equipment23-€0
Furniture and vehicles24€33k€27k▼
Financial fixed assets28€144€751▲
Current assets29/58€110k€122k▲
Stocks and contracts in progress3€32k€38k▲
Stocks30/36€32k€31k▼
Contracts in progress37-€7k
Amounts receivable within one year40/41€10k€4k▼
Trade receivables40€7k€2k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€61k€74k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€155k€161k▲
Equity10/15€58k€64k▲
Reserves13€31k€31k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€27k€32k▲
Amounts payable17/49€97k€97k▼
Amounts payable within one year42/48€97k€97k▼
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€289€862▲
Taxes450/3€289€862▲
Other amounts payable47/48€90k€88k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€7k€23k▲
Operating profit (loss)9901€-2k€9k▲
Financial income75/76B€0€48▲
Recurring financial income75€0€48▲
Financial charges65/66B€64€2k▲
Recurring financial charges65€64€2k▲
Profit (loss) for the period before taxes9903€-2k€8k▲
Income taxes67/77€23€2k▲
Profit (loss) for the period9904€-2k€6k▲
Profit (loss) for the period to be appropriated9905€-2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€32k▲
Profit (loss) brought forward from the previous period14P€29k€27k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼136%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €21k ▲529%
Operating result €27k, net result €21k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 139 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorselestraat 1168930 MenenGround area
250 m²
Building footprint
178 m²
Volume, LiDAR
912 m³
Parcel 34372B0306/00W002, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Moorselestraat 116, 8930 Menen
since 19952.072.789.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34372B0306/00W002 | Flanders | 250 m² | 1 · 178 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETABLISSEMENTS PIRSON
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ALGEMENE BOUWWERKEN POLLET JURGEN
BE 0768.680.458
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DEMO PMB
BE 0697.914.109
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STAR-DAL
BE 0784.214.811
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YLS Build
BE 1017.818.030
Grimbergen · Eq €63k
Of 15,434 companies in sector 43990 we hold annual accounts for 7,354. 6,133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-1995
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.