Forturo
ActiveThe computed 12-month bankruptcy probability of Forturo is 2.8% (moderate). The 2024 annual accounts show equity of €29k and a net result of €17k. Its solvency ranks better than 91% of 36373 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+6
Growth78
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 7.41 against 3.17 in 2023; short-term debt: 13.5% and cash: 62.2% of total assets), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€29k▲ 148%
2023 · €12k
2023: €12k
2023 → 2024
Total assets
€34k▲ 96.4%
2023 · €17k
2023: €17k
2023 → 2024
Net result
€17k▲ 98.7%
2023 · €9k
2023: €9k
2023 → 2024
Working capital
€29k▲ 148%
2023 · €12k
2023: €12k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€12k-€29k▲ 148%
Operating result€12k-€22k▲ 81.6%
Net result€9k-€17k▲ 98.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 82% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €34k
Equity
€29k▲ 148%
Debt
€5k▼ 15.9%
The debt ratio falls from 31.5% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
86.5%▲
2023 · 68.5%
Current ratio
7.41▲
2023 · 3.17
Quick ratio
7.41▲
2023 · 3.17
Debt / equity
0.16▼
2023 · 0.46
ROE
59.7%▼
2023 · 74.5%
ROA
51.6%▲
2023 · 51.0%
Debt
€5k▼
2023 · €5k
Debt ≤ 1 year
€5k▼
2023 · €5k
Income taxes
€4k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€17k€34k▲
Current assets29/58€17k€34k▲
Amounts receivable within one year40/41€6k€13k▲
Trade receivables40€6k€12k▲
Other amounts receivable41€551€463▼
Cash at bank and in hand54/58€11k€21k▲
Equity and liabilities
Total equity and liabilities10/49€17k€34k▲
Equity10/15€12k€29k▲
Contributions10/11€3k€3k=
Reserves13€9k€26k▲
Distributable reserves133€9k€26k▲
Amounts payable17/49€5k€5k▼
Amounts payable within one year42/48€5k€5k▼
Trade debts44€418€180▼
Suppliers440/4€418€180▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€2k-
Income statement
Code20232024
Other operating charges640/8€422€126▼
Gross operating margin9900€12k€22k▲
Operating profit (loss)9901€12k€22k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B-€96
Recurring financial charges65-€96
Profit (loss) for the period before taxes9903€12k€22k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€9k€17k▲
Profit (loss) for the period to be appropriated9905€9k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€17k▲
Transfer to equity691/2€9k€17k▲
To other reserves6921€9k€17k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.41
Current ratio from 3.17 to 7.41; short-term debt falls from €5k to €5k.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennestraat 2443600 GenkGround area
881 m²
Building footprint
99 m²
Volume, LiDAR
719 m³
Parcel 71307H0043/00G002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Forturo
since 20232.350.899.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71307H0043/00G002 | Flanders | 881 m² | 1 · 99 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 5,656 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2023
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43120Site preparation
43331Floor and wall tiling
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.