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Bouwmalink

Active
Private limited companyfounded 2007active for 19 yearsVerbindingsweg 17, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0891.586.683
Summary

Bouwmalink has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,614 and a net result of €1,811. Equity is growing by about 5% per year across the filed financial years. Its solvency ranks better than 61% of 13,626 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Turnover
€94,402▲ 5.9%
2018 · €89,161
EBIT margin
-2.6%▼ 11.7pp
2018 · 9.1%
Net result
€1,811▼ 70.3%
2024 · €6,091
Working capital
€20,899▲ 30.0%
2024 · €16,077
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result falls in 2025; 2025 is 71% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€94,402 2019 Operating result€2,247 2025 Net result€1,811 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€89,161-€94,402▲ 5.9%
Operating result€8,124--€2,452€4,149€1,143▼ 72.4%€1,745▲ 52.7%€7,642▲ 338%€7,810▲ 2.2%€2,247▼ 71.2%
Net result€5,351--€3,464€1,665within the sector's middle half€87within the sector's middle half▼ 94.8%€945within the sector's middle half▲ 987%€6,800within the sector's middle half▲ 620%€6,091within the sector's middle half▼ 10.4%€1,811within the sector's middle half▼ 70.3%
EBIT margin9.1%--2.6%▼ 11.7pp
Equity€41,679-€38,215▼ 8.3%€39,880within the sector's middle half▲ 4.4%€39,967within the sector's middle half▲ 0.2%€40,912within the sector's middle half▲ 2.4%€47,712within the sector's middle half▲ 16.6%€53,803within the sector's middle half▲ 12.8%€55,614within the sector's middle half▲ 3.4%
Total assets€129,305-€112,886▼ 12.7%€104,854within the sector's middle half▼ 7.1%€110,200within the sector's middle half▲ 5.1%€103,330within the sector's middle half▼ 6.2%€90,865within the sector's middle half▼ 12.1%€96,285within the sector's middle half▲ 6.0%€101,008within the sector's middle half▲ 4.9%
Debt€87,626-€74,671▼ 14.8%€64,973▼ 13.0%€70,233▲ 8.1%€62,418▼ 11.1%€43,153▼ 30.9%€42,483▼ 1.6%€45,394▲ 6.9%
Working capital-€14,637-€35,534€34,487within the sector's middle half▼ 2.9%€31,848within the sector's middle half▼ 7.7%€18,678within the sector's middle half▼ 41.4%€24,645within the sector's middle half▲ 31.9%€16,077within the sector's middle half▼ 34.8%€20,899within the sector's middle half▲ 30.0%
Solvency32.2%-33.9%▲ 1.6pp38.0%within the sector's middle half▲ 4.2pp36.3%within the sector's middle half▼ 1.8pp39.6%within the sector's middle half▲ 3.3pp52.5%within the sector's middle half▲ 12.9pp55.9%within the sector's middle half▲ 3.4pp55.1%within the sector's middle half▼ 0.8pp
Current ratio0.83-2.10▲ 1.261.92within the sector's middle half▼ 0.181.77within the sector's middle half▼ 0.151.37within the sector's middle half▼ 0.411.66within the sector's middle half▲ 0.291.39within the sector's middle half▼ 0.271.46within the sector's middle half▲ 0.07
Return on assets (ROA)4.1%--3.1%▼ 7.2pp1.6%within the sector's middle half▲ 4.7pp0.1%within the sector's middle half▼ 1.5pp0.9%within the sector's middle half▲ 0.8pp7.5%within the sector's middle half▲ 6.6pp6.3%within the sector's middle half▼ 1.2pp1.8%within the sector's middle half▼ 4.5pp
Staff (FTE)2-2=2within the sector's middle half=2=2=2=2=
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,008
Fixed assets €34,715 ▼ 10.7%
Current assets €66,293 ▲ 15.5%
Equity and liabilities €101,008
Equity €55,614 ▲ 3.4%
Debt €45,394 ▲ 6.9%
Debt's share of the balance-sheet total rises from 44.1% to 44.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,457▼
2024 · €20,041
Cash flow
€19,020▲
2024 · €18,322
Debt to equity
0.82▲
2024 · 0.79
ROE
3.3%▼
2024 · 11.3%
Interest coverage
86.59▲
2024 · 71.22
Debt ≤ 1 year
€45,394▲
2024 · €41,327
Income taxes
€328▼
2024 · €1,614
Staff costs
€1,552▼
2024 · €49,691
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.1% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.7% went bankrupt
4.0% stopped otherwise
95.1% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€96,285€101,008▲
Fixed assets21/28€38,882€34,715▼
Tangible fixed assets22/27€38,882€34,715▼
Plant, machinery and equipment23€9,193€5,427▼
Furniture and vehicles24€29,689€29,287▼
Current assets29/58€57,404€66,293▲
Amounts receivable within one year40/41€9,465€10,699▲
Trade receivables40€9,465€10,699▲
Cash at bank and in hand54/58€46,216€48,909▲
Deferred charges and accrued income490/1€1,723€6,685▲
Equity and liabilities
Total equity and liabilities10/49€96,285€101,008▲
Equity10/15€53,803€55,614▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€33,343€35,154▲
Amounts payable17/49€42,483€45,394▲
Amounts payable after more than one year17€1,156-
Financial debts170/4€1,156-
Amounts payable within one year42/48€41,327€45,394▲
Current portion of amounts payable after more than one year42€4,574€1,156▼
Trade debts44€1,097€6,719▲
Suppliers440/4€1,097€6,719▲
Taxes, remuneration and social security45€2,702€4,184▲
Taxes450/3€2,702€4,184▲
Other amounts payable47/48€32,954€33,335▲
Income statement Code20242025
Remuneration, social security and pensions62€49,691€1,552▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,231€17,210▲
Other operating charges640/8€2,598€1,380▼
Gross operating margin9900€72,329€22,388▼
Operating profit (loss)9901€7,810€2,247▼
Financial income75/76B€176€117▼
Recurring financial income75€176€117▼
Financial charges65/66B€281€225▼
Recurring financial charges65€281€225▼
Profit (loss) for the period before taxes9903€7,705€2,139▼
Income taxes67/77€1,614€328▼
Profit (loss) for the period9904€6,091€1,811▼
Profit (loss) for the period to be appropriated9905€6,091€1,811▼
Appropriation of the result
Profit (loss) to be appropriated9906€33,343€35,154▲
Profit (loss) brought forward from the previous period14P€27,252€33,343▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Turnover70€89,161€94,402-------
Remuneration, social security and pensions62---€52,673€55,066€55,112€49,691€1,552▼ 96.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,982€15,380€16,336€17,958€21,329€10,708€12,231€17,210▲ 40.7%
Other operating charges640/8---€1,553€1,739€4,080€2,598€1,380▼ 46.9%
Gross operating margin9900€100,272€72,533€73,762€73,327€79,879€77,543€72,329€22,388▼ 69.0%
Operating profit (loss)9901€8,124-€2,452€4,149€1,143€1,745€7,642€7,810€2,247▼ 71.2%
Financial income75/76B----€9€175€176€117▼ 33.7%
Recurring financial income75----€9€175€176€117▼ 33.7%
Financial charges65/66B---€1,056€810€500€281€225▼ 20.1%
Recurring financial charges65€955€1,012€2,041€1,056€810€500€281€225▼ 20.1%
Profit (loss) for the period before taxes9903€7,169-€3,464€2,108€87€945€7,317€7,705€2,139▼ 72.2%
Income taxes67/77€1,818-€443--€517€1,614€328▼ 79.6%
Profit (loss) for the period9904€5,351-€3,464€1,665€87€945€6,800€6,091€1,811▼ 70.3%
Profit (loss) for the period to be appropriated9905€5,351-€3,464€1,665€87€945€6,800€6,091€1,811▼ 70.3%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€129,305€112,886€104,854€110,200€103,330€90,865€96,285€101,008▲ 4.9%
Fixed assets21/28€56,316€44,973€32,927€37,186€33,579€28,797€38,882€34,715▼ 10.7%
Tangible fixed assets22/27€56,316€44,973€32,927€37,186€33,579€28,797€38,882€34,715▼ 10.7%
Plant, machinery and equipment23---€3,324€17,924€14,566€9,193€5,427▼ 41.0%
Furniture and vehicles24---€33,863€15,655€14,231€29,689€29,287▼ 1.4%
Current assets29/58€72,989€67,913€71,927€73,014€69,751€62,068€57,404€66,293▲ 15.5%
Amounts receivable within one year40/41€9,715€11,159€8,645€11,284€13,579€10,528€9,465€10,699▲ 13.0%
Trade receivables40---€11,284€13,579€10,528€9,465€10,699▲ 13.0%
Cash at bank and in hand54/58€63,274€56,679€63,282€61,730€52,065€49,480€46,216€48,909▲ 5.8%
Deferred charges and accrued income490/1----€4,107€2,060€1,723€6,685▲ 288%
Equity and liabilities
Total equity and liabilities10/49€129,305€112,886€104,854€110,200€103,330€90,865€96,285€101,008▲ 4.9%
Equity10/15€41,679€38,215€39,880€39,967€40,912€47,712€53,803€55,614▲ 3.4%
Contributions10/11€18,600€18,600€18,600€18,600€18,600€18,600€18,600€18,600=
Capital10---€18,600-----
Issued capital100---€18,600-----
Reserves13€1,860€1,860€1,860€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1---€1,860€1,860€1,860€1,860€1,860=
Legal reserve130---€1,860-----
Reserves not available under the articles1311----€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€21,219€17,755€19,420€19,507€20,452€27,252€33,343€35,154▲ 5.4%
Amounts payable17/49€87,626€74,671€64,973€70,233€62,418€43,153€42,483€45,394▲ 6.9%
Amounts payable after more than one year17-€40,473€27,533€29,067€11,345€5,730€1,156--
Financial debts170/4---€29,067€11,345€5,730€1,156--
Amounts payable within one year42/48€87,626€32,379€37,440€41,166€51,074€37,423€41,327€45,394▲ 9.8%
Current portion of amounts payable after more than one year42---€17,468€17,722€5,615€4,574€1,156▼ 74.7%
Trade debts44€66,584€736€2,649€787€5,516€1,350€1,097€6,719▲ 513%
Suppliers440/4---€787€5,516€1,350€1,097€6,719▲ 513%
Taxes, remuneration and social security45---€2,435€3,327€2,449€2,702€4,184▲ 54.8%
Taxes450/3---€2,435€3,327€2,449€2,702€4,184▲ 54.8%
Other amounts payable47/48---€20,476€24,509€28,010€32,954€33,335▲ 1.2%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€5,351-€3,464€1,665€87€945€6,800€6,091€1,811▼ 70.3%
+ Depreciation and write-downs630€14,982€15,380€16,336€17,958€21,329€10,708€12,231€17,210▲ 40.7%
Operating cash flow (approximation)€20,333€11,916€18,002€18,045€22,273€17,509€18,322€19,020▲ 3.8%
Investment in fixed assets (approximation)--€4,037-€4,291-€22,217-€17,721-€5,927-€22,316-€13,042▲ 41.6%
Change in cash--€6,595€6,603-€1,552-€9,665-€2,585-€3,264€2,694-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 18 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 30-06-2026 2026-00225183
31-12-2024 micro format 30-06-2025 2025-00203174
31-12-2023 micro format 29-06-2024 2024-00196009
31-12-2022 micro format 29-06-2023 2023-00181959
31-12-2021 micro format 29-06-2022 2022-20148487
31-12-2020 micro format 30-06-2021 2021-28600472
31-12-2019 micro format 30-06-2020 2020-23100229
31-12-2018 abbreviated format 01-07-2019 2019-26700547
31-12-2017 abbreviated format 02-07-2018 2018-26300443
31-12-2016 abbreviated format 03-07-2017 2017-25600247

Show all 18 filings

Similar companies · same sector, comparable size

Of the 1,110 active companies whose main activity is agents in the wholesale of timber and building materials (NACE 46130), figures are known for 648. 493 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2023 · 1 entry · €202 awarded · €202 paid
Schemes
1 entry · €202 · €202 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.