Bouwmalink
ActiveSummary
Bouwmalink has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53,803 and a net result of €6,091. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 15872 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-1
Solvency81▲+3
Growth69=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.66 in 2023; short-term debt: 42.9% and cash: 48% of total assets), and 44.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.9%
Return on assets
6.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
32 d early
2022
32 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€94,402▲ 5.9%
2018 · €89,161
EBIT margin
-2.6%▼ 11.7pp
2018 · 9.1%
Net result
€6,091▼ 10.4%
2023 · €6,800
Working capital
€16,077▼ 34.8%
2023 · €24,645
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€4,149€1,143▼ 72.4%€1,745▲ 52.7%€7,642▲ 338%€7,810▲ 2.2%
Net result€1,665within the sector's middle half€87within the sector's middle half▼ 94.8%€945within the sector's middle half▲ 987%€6,800within the sector's middle half▲ 620%€6,091within the sector's middle half▼ 10.4%
EBIT margin
Equity€39,880within the sector's middle half▲ 4.4%€39,967within the sector's middle half▲ 0.2%€40,912within the sector's middle half▲ 2.4%€47,712within the sector's middle half▲ 16.6%€53,803within the sector's middle half▲ 12.8%
Total assets€104,854within the sector's middle half▼ 7.1%€110,200within the sector's middle half▲ 5.1%€103,330within the sector's middle half▼ 6.2%€90,865within the sector's middle half▼ 12.1%€96,285within the sector's middle half▲ 6.0%
Debt€64,973▼ 13.0%€70,233▲ 8.1%€62,418▼ 11.1%€43,153▼ 30.9%€42,483▼ 1.6%
Working capital€34,487within the sector's middle half▼ 2.9%€31,848within the sector's middle half▼ 7.7%€18,678within the sector's middle half▼ 41.4%€24,645within the sector's middle half▲ 31.9%€16,077within the sector's middle half▼ 34.8%
Solvency38.0%within the sector's middle half▲ 4.2pp36.3%within the sector's middle half▼ 1.8pp39.6%within the sector's middle half▲ 3.3pp52.5%within the sector's middle half▲ 12.9pp55.9%within the sector's middle half▲ 3.4pp
Current ratio1.92within the sector's middle half▼ 0.181.77within the sector's middle half▼ 0.151.37within the sector's middle half▼ 0.411.66within the sector's middle half▲ 0.291.39within the sector's middle half▼ 0.27
Return on assets (ROA)1.6%within the sector's middle half▲ 4.7pp0.1%within the sector's middle half▼ 1.5pp0.9%within the sector's middle half▲ 0.8pp7.5%within the sector's middle half▲ 6.6pp6.3%within the sector's middle half▼ 1.2pp
Staff (FTE)2within the sector's middle half=2=2=2=2=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96,285
Fixed assets
€38,882 ▲ 35.0%
Current assets
€57,404 ▼ 7.5%
Equity and liabilities €96,285
Equity
€53,803 ▲ 12.8%
Debt
€42,483 ▼ 1.6%
Debt's share of the balance-sheet total falls from 47.5% to 44.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20,041▲
2023 · €18,351
Cash flow
€18,322▲
2023 · €17,509
Debt to equity
0.79▼
2023 · 0.90
ROE
11.3%▼
2023 · 14.3%
Interest coverage
71.22▲
2023 · 36.73
Debt ≤ 1 year
€41,327▲
2023 · €37,423
Debt > 1 year
€1,156▼
2023 · €5,730
Income taxes
€1,614▲
2023 · €517
Staff costs
€49,691▼
2023 · €55,112
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €52,673 | €55,066 | €55,112 | €49,691 | ▼ 9.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,336 | €17,958 | €21,329 | €10,708 | €12,231 | ▲ 14.2% |
| Other operating charges640/8 | - | €1,553 | €1,739 | €4,080 | €2,598 | ▼ 36.3% |
| Gross operating margin9900 | €73,762 | €73,327 | €79,879 | €77,543 | €72,329 | ▼ 6.7% |
| Operating profit (loss)9901 | €4,149 | €1,143 | €1,745 | €7,642 | €7,810 | ▲ 2.2% |
| Financial income75/76B | - | - | €9 | €175 | €176 | ▲ 0.9% |
| Recurring financial income75 | - | - | €9 | €175 | €176 | ▲ 0.9% |
| Financial charges65/66B | - | €1,056 | €810 | €500 | €281 | ▼ 43.7% |
| Recurring financial charges65 | €2,041 | €1,056 | €810 | €500 | €281 | ▼ 43.7% |
| Profit (loss) for the period before taxes9903 | €2,108 | €87 | €945 | €7,317 | €7,705 | ▲ 5.3% |
| Income taxes67/77 | €443 | - | - | €517 | €1,614 | ▲ 212% |
| Profit (loss) for the period9904 | €1,665 | €87 | €945 | €6,800 | €6,091 | ▼ 10.4% |
| Profit (loss) for the period to be appropriated9905 | €1,665 | €87 | €945 | €6,800 | €6,091 | ▼ 10.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €104,854 | €110,200 | €103,330 | €90,865 | €96,285 | ▲ 6.0% |
| Fixed assets21/28 | €32,927 | €37,186 | €33,579 | €28,797 | €38,882 | ▲ 35.0% |
| Tangible fixed assets22/27 | €32,927 | €37,186 | €33,579 | €28,797 | €38,882 | ▲ 35.0% |
| Plant, machinery and equipment23 | - | €3,324 | €17,924 | €14,566 | €9,193 | ▼ 36.9% |
| Furniture and vehicles24 | - | €33,863 | €15,655 | €14,231 | €29,689 | ▲ 109% |
| Current assets29/58 | €71,927 | €73,014 | €69,751 | €62,068 | €57,404 | ▼ 7.5% |
| Amounts receivable within one year40/41 | €8,645 | €11,284 | €13,579 | €10,528 | €9,465 | ▼ 10.1% |
| Trade receivables40 | - | €11,284 | €13,579 | €10,528 | €9,465 | ▼ 10.1% |
| Cash at bank and in hand54/58 | €63,282 | €61,730 | €52,065 | €49,480 | €46,216 | ▼ 6.6% |
| Deferred charges and accrued income490/1 | - | - | €4,107 | €2,060 | €1,723 | ▼ 16.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €104,854 | €110,200 | €103,330 | €90,865 | €96,285 | ▲ 6.0% |
| Equity10/15 | €39,880 | €39,967 | €40,912 | €47,712 | €53,803 | ▲ 12.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €19,420 | €19,507 | €20,452 | €27,252 | €33,343 | ▲ 22.4% |
| Amounts payable17/49 | €64,973 | €70,233 | €62,418 | €43,153 | €42,483 | ▼ 1.6% |
| Amounts payable after more than one year17 | €27,533 | €29,067 | €11,345 | €5,730 | €1,156 | ▼ 79.8% |
| Financial debts170/4 | - | €29,067 | €11,345 | €5,730 | €1,156 | ▼ 79.8% |
| Amounts payable within one year42/48 | €37,440 | €41,166 | €51,074 | €37,423 | €41,327 | ▲ 10.4% |
| Current portion of amounts payable after more than one year42 | - | €17,468 | €17,722 | €5,615 | €4,574 | ▼ 18.5% |
| Trade debts44 | €2,649 | €787 | €5,516 | €1,350 | €1,097 | ▼ 18.7% |
| Suppliers440/4 | - | €787 | €5,516 | €1,350 | €1,097 | ▼ 18.7% |
| Taxes, remuneration and social security45 | - | €2,435 | €3,327 | €2,449 | €2,702 | ▲ 10.3% |
| Taxes450/3 | - | €2,435 | €3,327 | €2,449 | €2,702 | ▲ 10.3% |
| Other amounts payable47/48 | - | €20,476 | €24,509 | €28,010 | €32,954 | ▲ 17.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,665 | €87 | €945 | €6,800 | €6,091 | ▼ 10.4% |
| + Depreciation and write-downs630 | €16,336 | €17,958 | €21,329 | €10,708 | €12,231 | ▲ 14.2% |
| Operating cash flow (approximation) | €18,002 | €18,045 | €22,273 | €17,509 | €18,322 | ▲ 4.6% |
| Investment in fixed assets (approximation) | - | -€22,217 | -€17,721 | -€5,927 | -€22,316 | ▼ 277% |
| Change in cash | - | -€1,552 | -€9,665 | -€2,585 | -€3,264 | ▼ 26.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €6,800 ▲620%
Net result €6,800, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1,665
Net result €1,665 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€3,464
Net result drops to -€3,464, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 2.10
Current ratio from 0.83 to 2.10; short-term debt falls from €87,626 to €32,379.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2007
Ground area
5,234 m²
Building footprint
267 m²
Volume, LiDAR
1,097 m³
Parcel 71046B0096/00R000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouwmalink
since 20072.228.141.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046B0096/00R000 | Flanders | 5,234 m² | 1 · 267 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 202 EUR awarded · 202 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 202 EUR | 202 EUR |
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Of 1,136 companies in sector 46130 we hold annual accounts for 647. 484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46130Agents in the wholesale of timber and building materials
25530Machining of metals
43120Site preparation
74112Other professional, scientific and technical activities
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0891586683
Also
9925:BE0891586683
Registered
13-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.