BOUWCONCEPT DE WERKERS
Bankruptcy closedInactive since 12-05-2026; last annual accounts for fiscal year 2021.
Summary
BOUWCONCEPT DE WERKERS was declared bankrupt (Ondernemingsrechtbank Antwerpen, afdeling Hasselt); the bankruptcy was closed for insufficient assets by judgment of 05-05-2026, published in the Belgian State Gazette on 11-05-2026.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 10-10-2022, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
71 d late
2020
74 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2021, micro schema
Equity
€80k▲ 34.8%
2020 · €59k
2018: €20k
2019: €27k
2020: €59k
2018 → 2021
Total assets
€170k▲ 55.4%
2020 · €110k
2018: €61k
2019: €30k
2020: €110k
2018 → 2021
Net result
€21k▼ 35.7%
2020 · €32k
2018: €-4k
2019: €7k
2020: €32k
2018 → 2021
Working capital
€73k▲ 27.2%
2020 · €57k
2018: €49k
2019: €27k
2020: €57k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€20k-€27k▲ 35.8%€59k▲ 118%€80k▲ 34.8%
Operating result€-4k-€10k€45k▲ 347%€31k▼ 30.9%
Net result€-4k-€7k€32k▲ 348%€21k▼ 35.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2021; 2021 is 31% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €170k
Fixed assets
€7k ▲ 226%
Current assets
€163k ▲ 51.8%
Equity and liabilities €170k
Equity
€80k ▲ 34.8%
Debt
€90k ▲ 79.9%
Debt's share of the balance-sheet total rises from 45.7% to 52.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2020 · €45k
Cash flow
€22k▼
2020 · €32k
Current ratio
1.81▼
2020 · 2.14
Debt to equity
1.12
ROE
25.8%▼
2020 · 54.2%
ROA
12.2%▼
2020 · 29.4%
Interest coverage
48.35
Debt ≤ 1 year
€90k▲
2020 · €50k
Income taxes
€10k▼
2020 · €13k
Staff costs
€71k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2021 against 2020 · 37 lines
Balance sheet
Code20202021
Assets
Total assets20/58€110k€170k▲
Fixed assets21/28€2k€7k▲
Tangible fixed assets22/27€2k€7k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24-€3k
Current assets29/58€107k€163k▲
Amounts receivable within one year40/41€106k€161k▲
Trade receivables40-€91k
Other amounts receivable41-€71k
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€110k€170k▲
Equity10/15€59k€80k▲
Contributions10/11-€19k
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€39k€60k▲
Amounts payable17/49€50k€90k▲
Amounts payable within one year42/48€50k€90k▲
Trade debts44€25k€58k▲
Suppliers440/4-€58k
Taxes, remuneration and social security45-€32k
Taxes450/3-€23k
Remuneration and social security454/9-€9k
Income statement
Code20202021
Remuneration, social security and pensions62-€71k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€118€1k▲
Other operating charges640/8-€8k
Gross operating margin9900€82k€111k▲
Operating profit (loss)9901€45k€31k▼
Financial charges65/66B-€665
Recurring financial charges65€51€665▲
Profit (loss) for the period before taxes9903€45k€30k▼
Income taxes67/77€13k€10k▼
Profit (loss) for the period9904€32k€21k▼
Profit (loss) for the period to be appropriated9905€32k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€60k
Profit (loss) brought forward from the previous period14P-€39k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-05
Bankruptcy
Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWCON- CEPT DE WERKERS BV ZONDER GEKENDE WOON- OF VERBLIJF- PLAATS · event 05-05-2026
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 74 days late
2020
31-12
Financial
Highest result since 2018net €32k ▲348%
Operating result €45k, net result €32k, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
2015
21-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 21 days late
2014
18-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 18 days late
2013
23-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 23 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
8,890 m²
Building footprint
1,054 m²
Parcel 71442C1052/00E000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C1052/00E000 | Flanders | 8,890 m² | 1 · 1,054 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-04-1985
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41003General construction of other non-residential buildings
43110Demolition
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.