BLU
ActiveBLU has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355k and a net result of €26k. Equity is growing by ~36.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-47
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 16.59 against 21.33 in 2024), and 5.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
6.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
8 d late
2023
41 d early
2022
23 d late
2021
19 d late
2020
54 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€355k▲ 7.9%
2024 · €329k
2018: €15k
2019: €20k
2020: €42k
2021: €112k
2022: €209k
2023: €275k
2024: €329k
2018 → 2025
Total assets
€377k▲ 9.4%
2024 · €345k
2018: €15k
2019: €21k
2020: €55k
2021: €144k
2022: €232k
2023: €293k
2024: €345k
2018 → 2025
Net result
€26k▼ 52.6%
2024 · €55k
2018: €75
2019: €5k
2020: €22k
2021: €69k
2022: €98k
2023: €65k
2024: €55k
2018 → 2025
Working capital
€345k▲ 9.8%
2024 · €314k
2019: €20k
2020: €41k
2021: €101k
2022: €195k
2023: €268k
2024: €314k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€209k▲ 87.4%€275k▲ 31.2%€329k▲ 19.9%€355k▲ 7.9%
Operating result€102k-€146k▲ 42.2%€98k▼ 32.8%€81k▼ 16.8%€37k▼ 54.3%
Net result€69k-€98k▲ 40.6%€65k▼ 33.1%€55k▼ 16.3%€26k▼ 52.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 54% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €377k
Fixed assets
€10k▼ 32.8%
Current assets
€367k▲ 11.4%
Equity and liabilities €377k
Equity
€355k▲ 7.9%
Debt
€22k▲ 43.2%
The debt ratio rises from 4.5% to 5.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€42k▼
2024 · €92k
Cash flow
€31k▼
2024 · €66k
Solvency
94.1%▼
2024 · 95.5%
Current ratio
16.59▼
2024 · 21.33
Quick ratio
16.59▼
2024 · 21.33
Debt / equity
0.06▲
2024 · 0.05
ROE
7.3%▼
2024 · 16.6%
ROA
6.9%▼
2024 · 15.8%
Interest coverage
192.93▼
2024 · 664.84
Debt
€22k▲
2024 · €15k
Debt ≤ 1 year
€22k▲
2024 · €15k
Income taxes
€14k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€345k€377k▲
Fixed assets21/28€15k€10k▼
Tangible fixed assets22/27€15k€10k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€15k€10k▼
Current assets29/58€330k€367k▲
Amounts receivable within one year40/41€48k€60k▲
Trade receivables40€40k€42k▲
Other amounts receivable41€8k€18k▲
Current investments50/53€180k€240k▲
Cash at bank and in hand54/58€100k€67k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€345k€377k▲
Equity10/15€329k€355k▲
Contributions10/11€19k€19k=
Reserves13€309k€309k=
Distributable reserves133€309k€309k=
Profit (loss) carried forward14€1k€27k▲
Amounts payable17/49€15k€22k▲
Amounts payable within one year42/48€15k€22k▲
Trade debts44€71€1k▲
Suppliers440/4€71€1k▲
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€7k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€5k▼
Other operating charges640/8€871€892▲
Gross operating margin9900€93k€43k▼
Operating profit (loss)9901€81k€37k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€139€218▲
Recurring financial charges65€139€218▲
Profit (loss) for the period before taxes9903€87k€39k▼
Income taxes67/77€32k€14k▼
Profit (loss) for the period9904€55k€26k▼
Profit (loss) for the period to be appropriated9905€55k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€27k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€55k€0▼
To other reserves6921€55k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Highest result since 2018net €98k ▲40.6%
Operating result €146k, net result €98k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 9.57
Current ratio from 4.13 to 9.57; short-term debt falls from €32k to €23k.
31-12
Financial
Equity above €200kEq €209k ▲87.4%
5 profitable years in a row build equity to €209k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Equity above €100kEq €112k ▲164%
4 profitable years in a row build equity to €112k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rumstsestraat 112840 RumstGround area
220 m²
Building footprint
185 m²
Volume, LiDAR
1,647 m³
Parcel 11036C0011/00B000, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BLU
since 19952.073.753.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036C0011/00B000 | Flanders | 220 m² | 1 · 185 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Provila
BE 0713.820.525
Hulshout · Eq €355k
Bouwbuur
BE 0689.846.677
Halle · Eq €355k
TBS ENERGIES
BE 0632.868.778
Libin · Eq €355k
MIS IMMO
BE 0870.015.368
Chaudfontaine · Eq €355k
KAISER CONSTRUCT
BE 0721.487.780
Hamois · Eq €355k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 10,357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-1995
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.