Turnover
The micro format states no turnover.
The micro format states no turnover.
Ten of the last ten came late. The 2019 accounts came latest: 47 days after the end of the period.
Lower net result than 80% of companies in construction of buildings. Sector median €8,556 · 9,425 companies.
The dashed line is the sector median: 1.5% across 13,457 companies (NACE 41, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 63% of them on solvency, 81% on liquidity, 15% on profitability and 22% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,908 companies had the same profile as BOUWBEDRIJF HAMONTS has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BOUWBEDRIJF HAMONTS itself: 0.3% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for BOUWBEDRIJF HAMONTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.71 (2.28 in 2024), above the usual 1.5. Short-term debt is 45.2% and cash 48.9% of total assets. 45.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BOUWBEDRIJF HAMONTS Hasselt | €43,965 | €8,163 | 54.8% | - |
| BOUWONDERNEMING DE FEYTER Moerbeke (Waas) | €45,590 | €8,327 | 51.0% | - |
| BATI TRENDS Oupeye | €46,842 | €6,617 | 20.4% | - |
| BATIMEDIA.BE Saint-Nicolas | €40,205 | €9,790 | 66.7% | - |
| BATIJA Woluwe-Saint-Pierre | €39,552 | €7,249 | -10.2% | - |
| STUDIO 103 Bureau d'Architectes et d'Experts Sprimont | €53,587 | €8,626 | -13.3% | - |
| BERMS Houthalen-Helchteren | €45,124 | €10,953 | 66.8% | - |
These companies have the same main activity as BOUWBEDRIJF HAMONTS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €39,600 and €53,600, founded between 2008 and 2011.
BOUWBEDRIJF HAMONTS files the micro format. That format states no turnover. The gross margin fell from €56,853 in 2011 to €8,163 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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