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BOUWBEDRIJF HAMONTS

Active Private limited companyfounded 2010active for 16 yearsTapstraat 14, 3720 HasseltKBO/BCE: BE 0830.840.137

Lifetime

15 annual accounts with figures on one time axis
peak €70,738 (2015)
€8,163▼ 49.4%
lowest -€4,268 (2025)
-€4,268▼ €6,357
peak €28,367 (2024)
€24,099▼ 15.0%
€19,866▲ 76.8%
peak 1.1 FTE (2013)
-not published
Board1 name since 2010
1 directorHAMONTS Pascal
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €16,128 to €8,163Loss of €4,268Equity from €28,367 to €24,099Debts from €11,236 to €19,866Cash from €13,934 to €21,479

Key points

from the 2025 annual accounts

Turnover

≈ €97,000 estimated

The micro format states no turnover.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

Ten of the last ten came late. The 2019 accounts came latest: 47 days after the end of the period.

Position in the sector

-€4,268

Lower net result than 80% of companies in construction of buildings. Sector median €8,556 · 9,425 companies.

Checked score

85
Excellent
Financially stronger than 45% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,457 companies (NACE 41, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▼ -0.1 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Average

80-17equity 54.8% of total assets
78-4short-term debt 45.2% · cash 48.9%
14-61return on assets -9.7%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Loss of €4,268 (financial year 2025)
lowers risk
Liquidity: current ratio 1.71, cash €21,479
Founded in 2010
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 63% of them on solvency, 81% on liquidity, 15% on profitability and 22% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as BOUWBEDRIJF HAMONTS has now. Each dot stands for 18 companies, two years later.

90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of BOUWBEDRIJF HAMONTS itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for BOUWBEDRIJF HAMONTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.71 (2.28 in 2024), above the usual 1.5. Short-term debt is 45.2% and cash 48.9% of total assets. 45.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.71, cash €21,479
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €4,268 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
29 days late
2023
22 days late
2022
25 days late
2021
23 days late
2020
31 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

HP
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0830840137
Appointment: HAMONTS Pascal (director) Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 08-11-2022 · Gazette deed
First establishment Tapstraat 14, Hasselt
Incorporation published on 05-11-2010 · Gazette deed
All 25 events

Comparable companies

same main activity, similar in size and age
Company
BOUWBEDRIJF HAMONTS Hasselt €43,965 €8,163 54.8% -
BOUWONDERNEMING DE FEYTER Moerbeke (Waas) €45,590 €8,327 51.0% -
BATI TRENDS Oupeye €46,842 €6,617 20.4% -
BATIMEDIA.BE Saint-Nicolas €40,205 €9,790 66.7% -
BATIJA Woluwe-Saint-Pierre €39,552 €7,249 -10.2% -
STUDIO 103 Bureau d'Architectes et d'Experts Sprimont €53,587 €8,626 -13.3% -
BERMS Houthalen-Helchteren €45,124 €10,953 66.8% -

These companies have the same main activity as BOUWBEDRIJF HAMONTS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €39,600 and €53,600, founded between 2008 and 2011.

Official details

Source: KBO
Status
Active since 03-11-2010Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Establishment unit
2.193.283.4303720 Hasselt, since 15-11-2010
Financial year end
31 December
Peppol
Reachable since 18-12-2025
Company details

Annual accounts 2025

€43,965▲ 11.0%
Filing
Filed on 28-08-2026
Financials

Insights on BOUWBEDRIJF HAMONTS

BOUWBEDRIJF HAMONTS files the micro format. That format states no turnover. The gross margin fell from €56,853 in 2011 to €8,163 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BOUWBEDRIJF HAMONTS

What is the company number of BOUWBEDRIJF HAMONTS?
The company number of BOUWBEDRIJF HAMONTS is 0830.840.137. The VAT number is the same number with BE in front: BE 0830.840.137.
Where is BOUWBEDRIJF HAMONTS based?
The registered office is at Tapstraat 14, 3720 Hasselt.Company details
What does BOUWBEDRIJF HAMONTS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BOUWBEDRIJF HAMONTS?
BOUWBEDRIJF HAMONTS is a private limited company (BV).
When was BOUWBEDRIJF HAMONTS founded?
BOUWBEDRIJF HAMONTS was founded on 03-11-2010.
Is BOUWBEDRIJF HAMONTS still active?
Yes, BOUWBEDRIJF HAMONTS is an active enterprise in the KBO register.
How many employees does BOUWBEDRIJF HAMONTS have?
BOUWBEDRIJF HAMONTS had an average of 0.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of BOUWBEDRIJF HAMONTS?
The turnover in financial year 2025 is ≈ €97,000. This figure is estimated from the gross margin of €8,163 and 263 comparable companies (NACE 41001). It probably lies between €51,000 and €180,000. It is a rough estimate.
Is BOUWBEDRIJF HAMONTS profitable?
In financial year 2025, BOUWBEDRIJF HAMONTS made a loss of €4,268.
Where can I find the annual accounts of BOUWBEDRIJF HAMONTS?
BOUWBEDRIJF HAMONTS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BOUWBEDRIJF HAMONTS due?
BOUWBEDRIJF HAMONTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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